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Questions

What owners ask before they commit

Straight answers on cost, timing, credit, and what happens to your information

Direct answer

These 12 answers cover what Practition Finance is, how it is paid, what happens after a request, why the state field comes first, and what the site will not do. Practition Finance is an independent business financing referral service and does not make credit decisions or fund transactions.

As of August 2026

What Practition Finance is

01

What is Practition Finance?

Practition Finance is an independent business financing referral service. We are not a bank, lender, direct funder, or investor, and we do not make credit decisions.

02

Is Practition Finance a lender?

Practition Finance is an independent business financing referral service. We are not a bank, lender, direct funder, or investor, and we do not make credit decisions. We do not make credit decisions. Funding partners underwrite and decide.

03

What does Practition Finance charge the business?

You pay us nothing. Funding partners pay us a referral fee on funded or activated referred accounts.

04

How is Practition Finance paid?

You pay us nothing. Funding partners pay us a referral fee on funded or activated referred accounts. In California and Missouri, the company is paid a fixed fee per inquiry as a lead generation service instead of a referral fee on a funded account.

Requests and credit

01

Is a request a credit application?

This is a financing request, not a credit application.

02

Do you pull credit to start a conversation?

No. The team reviews the request, and if a funding partner can help, a specialist from that partner contacts you. The request is not a credit application and triggers no hard credit pull.

03

Why does the form ask for the state first?

The state decides what Practition Finance is allowed to do before anything else is collected: referral, lead generation only, a product exclusion, or no service. That role is resolved before the rest of the form renders.

04

What happens after a request is submitted?

Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.

What Practition Finance will not do

01

Are the figures on these pages quotes?

Amounts, terms, and timelines described here are estimates from the market, not an offer of credit.

02

Which states are lead generation only?

In California and Missouri, Practition Finance operates solely as a lead generation service and transfers the inquiry to independent funding partners for a fixed fee.

03

Where is merchant cash advance not offered?

Merchant cash advance and other revenue-based financing structures are not offered to businesses in Texas, Virginia, and Connecticut.

04

Which states are not served?

Practition Finance does not currently offer services to businesses in North Dakota.

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