Questions
What owners ask before they commit
Straight answers on cost, timing, credit, and what happens to your information
Direct answer
These 12 answers cover what Practition Finance is, how it is paid, what happens after a request, why the state field comes first, and what the site will not do. Practition Finance is an independent business financing referral service and does not make credit decisions or fund transactions.
As of August 2026
What Practition Finance is
01What is Practition Finance?
Practition Finance is an independent business financing referral service. We are not a bank, lender, direct funder, or investor, and we do not make credit decisions.
02Is Practition Finance a lender?
Practition Finance is an independent business financing referral service. We are not a bank, lender, direct funder, or investor, and we do not make credit decisions. We do not make credit decisions. Funding partners underwrite and decide.
03What does Practition Finance charge the business?
You pay us nothing. Funding partners pay us a referral fee on funded or activated referred accounts.
04How is Practition Finance paid?
You pay us nothing. Funding partners pay us a referral fee on funded or activated referred accounts. In California and Missouri, the company is paid a fixed fee per inquiry as a lead generation service instead of a referral fee on a funded account.
Requests and credit
01Is a request a credit application?
This is a financing request, not a credit application.
02Do you pull credit to start a conversation?
No. The team reviews the request, and if a funding partner can help, a specialist from that partner contacts you. The request is not a credit application and triggers no hard credit pull.
03Why does the form ask for the state first?
The state decides what Practition Finance is allowed to do before anything else is collected: referral, lead generation only, a product exclusion, or no service. That role is resolved before the rest of the form renders.
04What happens after a request is submitted?
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.
What Practition Finance will not do
01Are the figures on these pages quotes?
Amounts, terms, and timelines described here are estimates from the market, not an offer of credit.
02Which states are lead generation only?
In California and Missouri, Practition Finance operates solely as a lead generation service and transfers the inquiry to independent funding partners for a fixed fee.
03Where is merchant cash advance not offered?
Merchant cash advance and other revenue-based financing structures are not offered to businesses in Texas, Virginia, and Connecticut.
04Which states are not served?
Practition Finance does not currently offer services to businesses in North Dakota.