Florida micro-market
Healthcare practice financing in Lake Worth Beach, Florida
Direct answer
Palm Beach County carries 79 SBA healthcare approvals worth $50,689,700, and inside Lake Worth Beach the census shows 37 enumerated clinicians against 44,417 residents, 8.3 per 10,000, 27 percent of them in aba and autism therapy. Port St. Lucie, FL lies 50 miles away.
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- Population: 44,417 residents (25K-50K band)1
- Healthcare providers registered here: 37 across 15 fields2
- Median household income: $60,9783
- Largest provider field: ABA and autism therapy: 10 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Port St. Lucie, FL, 50 miles1
The provider census in Lake Worth Beach
Counted at the town's own addresses: 37 providers, 15 fields, 8.3 clinicians per 10,000 of the 44,417 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| ABA and autism therapy | 10 | 2.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 1.1 | NPPES [2] |
| Physical, occupational, and speech therapy | 4 | 0.9 | NPPES [2] |
| Home health | 3 | 0.7 | NPPES [2] |
| Specialty physician groups | 3 | 0.7 | NPPES [2] |
| SUD treatment and residential | 2 | 0.5 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 0.5 | NPPES [2] |
| Chiropractic | 1 | 0.2 | NPPES [2] |
| General dentistry | 1 | 0.2 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Non-medical home care | 1 | 0.2 | NPPES [2] |
| Clinical research sites | 1 | 0.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.2 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.2 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.2 | NPPES [2] |
| Home health agencies | 1 | CMS [4] |
A single Lake Worth Beach practice can hold more than one of these numbers. 27 percent sit in aba and autism therapy, counted as clinicians rather than as owners.
The lending record behind Lake Worth Beach
Lenders in Palm Beach County have already closed 79 healthcare approvals, averaging $641,642, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 79 | Fiscal year published in the SBA file [5] |
| Approved dollars | $50,689,700 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $641,642 | Dollars divided by approvals [5] |
| Lending establishments in the county | 1,002 | Credit intermediation establishments, NAICS 522 [6] |
Reading Lake Worth Beach the way a credit committee does
Density of 8.3 per 10,000 sets the patient draw a projection can claim without an argument. Because Palm Beach County already carries $50,689,700 across 79 healthcare approvals, a request near that average moves faster than one well above it. A $60,978 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Lake Worth Beach mix reaches for
- Working capital term loan
- Practice acquisition
- Expansion, relocation, and build-out
- Medical receivables factoring
- Equipment financing and leasing
The order comes from Lake Worth Beach's own provider mix, which aba and autism therapy dominates at 27 percent. What a partner can actually place in Florida is a separate question.
The first pages of a Lake Worth Beach file
Drawn from the fields that actually practice here: aba and autism therapy, skilled nursing, assisted living, and memory care, physical, occupational, and speech therapy
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| ABA and autism therapy (10) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
| Skilled nursing, assisted living, and memory care (5) | Census and occupancy, Staffing reporting, Survey history | Working capital |
| Physical, occupational, and speech therapy (4) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
The first column is Lake Worth Beach's own NPPES count. The rest is how the field is generally underwritten, whether the address is Lake Worth Beach or anywhere else.
Lake Worth Beach against nearby Florida markets
8.3 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Lake Worth Beach
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Lake Worth Beach (current) | 44,417 | 37 | 8.3 | |
| Lantana | 12,545 | 174 | 138.7 | 3 |
| Palm Springs | 28,548 | 305 | 106.8 | 3 |
| Greenacres | 45,197 | 471 | 104.2 | 5 |
| Boynton Beach | 83,095 | 1,811 | 217.9 | 6 |
| Riviera Beach | 39,620 | 236 | 59.6 | 11 |
| Royal Palm Beach | 41,948 | 394 | 93.9 | 12 |
How Lake Worth Beach sits against the nearest metro
Distance to Port St. Lucie, FL is 50 miles. That is close enough for rent in Lake Worth Beach to be compared against the metro and far enough that patient draw is not. Households here carry $60,978 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Lake Worth Beach, which a projection needs to state plainly.
Other Florida markets
- Lantana 12,545 residents
- Palm Springs 28,548 residents
- Greenacres 45,197 residents
- Boynton Beach 83,095 residents
- Riviera Beach 39,620 residents
- Royal Palm Beach 41,948 residents
What owners in Lake Worth Beach ask
01How many providers practice in Lake Worth Beach, and in what?
37 enumerations sit at Lake Worth Beach addresses in the monthly NPPES file, working out to 8.3 for every 10,000 residents. 27 percent of them are aba and autism therapy, and skilled nursing, assisted living, and memory care follows with 5. An enumeration is a clinician, so the 37 here cover fewer than 37 practices.
02What does Palm Beach County's shortage designation change?
Palm Beach County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Lake Worth Beach can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03What does SBA lending look like around Lake Worth Beach?
The county file behind Lake Worth Beach holds 79 healthcare approvals totaling $50,689,700, an average of $641,642. Those are the loan sizes lenders in Palm Beach County have already carried.
04Is Lake Worth Beach underwritten as part of Port St. Lucie, FL?
Partly. Port St. Lucie, FL is 50 miles out, so rent and equipment comparables travel in from there while patients still come from the 44,417 residents around Lake Worth Beach. Cost side metro, revenue side local.
05Is there local lending capacity in Palm Beach County?
County Business Patterns records 1,002 credit intermediation establishments in Palm Beach County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Lake Worth Beach rents and resale before or by somebody working from a screen.
06What does the underserved designation in Palm Beach County support?
Palm Beach County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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