New Hampshire micro-market
Healthcare practice financing in Lebanon, New Hampshire
Direct answer
Grafton County carries 0 SBA healthcare approvals worth $0, and inside Lebanon the census shows 760 enumerated clinicians against 15,389 residents, 493.9 per 10,000, 37 percent of them in specialty physician groups. Manchester-Nashua, NH lies 61 miles away.
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- Population: 15,389 residents (10K-25K band)1
- Healthcare providers registered here: 760 across 25 fields2
- Median household income: $92,2883
- Largest provider field: Specialty physician groups: 281 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Manchester-Nashua, NH, 61 miles1
What NPPES records at Lebanon addresses
760 providers across 25 fields, 493.9 per 10,000 residents, counted at Lebanon addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Specialty physician groups | 281 | 182.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 77 | 50.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 75 | 48.7 | NPPES [2] |
| Primary care and family medicine | 62 | 40.3 | NPPES [2] |
| Med spa and aesthetics | 58 | 37.7 | NPPES [2] |
| Optometry and ophthalmology | 33 | 21.4 | NPPES [2] |
| Dermatology | 29 | 18.8 | NPPES [2] |
| General dentistry | 27 | 17.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 24 | 15.6 | NPPES [2] |
| Behavioral and mental health group practices | 16 | 10.4 | NPPES [2] |
| Audiology and hearing centers | 15 | 9.7 | NPPES [2] |
| Chiropractic | 14 | 9.1 | NPPES [2] |
| Plastic and cosmetic surgery | 9 | 5.8 | NPPES [2] |
| Podiatry | 7 | 4.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 3.9 | NPPES [2] |
| Fertility and IVF | 5 | 3.2 | NPPES [2] |
| Dental specialties | 5 | 3.2 | NPPES [2] |
| DME and HME suppliers | 4 | 2.6 | NPPES [2] |
| SUD treatment and residential | 3 | 1.9 | NPPES [2] |
| Independent pharmacy | 3 | 1.9 | NPPES [2] |
| Pain management and interventional | 2 | 1.3 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.3 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Lebanon practice can hold more than one of these numbers. 37 percent sit in specialty physician groups, counted as clinicians rather than as owners.
What Grafton County credit files already show
With 0 healthcare approvals recorded, Grafton County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 0 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $0 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | No approvals recorded | The dollar column over the approval column [5] |
| Lending establishments in the county | 68 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
The ratio that matters up front is 493.9 per 10,000, which decides whether a ramp schedule reads as conservative. With 0 approvals on record in Grafton County, expect a longer appraisal and a wider collateral discount. A $92,288 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Practice acquisition
- Startup and de novo
- Commercial real estate, owner-occupied
Built from what is enumerated here rather than from a national list, so a field with no presence in Lebanon does not appear. Availability is still a New Hampshire question.
Underwriting by field in Lebanon
Drawn from the fields that actually practice here: specialty physician groups, ketamine, tms, and interventional psychiatry, physical, occupational, and speech therapy
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Specialty physician groups (281) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Ketamine, TMS, and interventional psychiatry (77) | Session series completion, Coverage mix, Device utilization | Treatment device purchase |
| Physical, occupational, and speech therapy (75) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
NPPES supplies the Lebanon counts. The reading columns describe the field in general, and no partner reviewing a Lebanon file is bound by them.
Density beside the neighboring New Hampshire towns
Set Lebanon's 493.9 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Lebanon (current) | 15,389 | 760 | 493.9 | |
| Claremont | 13,105 | 136 | 103.8 | 18 |
| Laconia | 17,310 | 269 | 155.4 | 39 |
| Concord | 44,674 | 956 | 214.0 | 44 |
| Keene | 23,036 | 414 | 179.7 | 47 |
| Rochester | 33,598 | 195 | 58.0 | 68 |
| Nashua | 91,851 | 1,246 | 135.7 | 72 |
How Lebanon sits against the nearest metro
Distance to Manchester-Nashua, NH is 61 miles. Resale for used clinical equipment is effectively absent, which is why collateral gets marked down. Median household income runs $92,288, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Lebanon sets the local wage floor before you hire against it. A college in Lebanon puts a term-shaped curve into monthly collections.
More of New Hampshire
Lebanon owners, answered
01How many providers practice in Lebanon, and in what?
Across 25 fields, Lebanon carries 760 enumerated clinicians, 493.9 per 10,000 of the 15,389 people living here. The concentration is in specialty physician groups, 281 of the total, then ketamine, tms, and interventional psychiatry at 77. Count practices from that only with care.
02Does being 61 miles out change the underwriting?
Manchester-Nashua, NH is 61 miles away, far enough that rent and equipment resale comparables get pulled from Grafton County rather than a metro market. At 61 miles the appraisal window runs longer and equipment resale gets discounted.
03Why does Grafton County show so little SBA activity?
Grafton County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 68 lending establishments operate locally.
04Which fields carry the volume in Lebanon?
Specialty physician groups at 281 providers and ketamine, tms, and interventional psychiatry at 77 lead the 25 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05What does Grafton County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Grafton County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 15,389 residents gets past the question of who would take the job.
06How does the hospital in Lebanon affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 1 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 493.9 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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