New Hampshire micro-market
Healthcare practice financing in Portsmouth, New Hampshire
Direct answer
Rockingham County carries 2 SBA healthcare approvals worth $527,400, and inside Portsmouth the census shows 802 enumerated clinicians against 22,938 residents, 349.6 per 10,000, 20 percent of them in physical, occupational, and speech therapy. Manchester-Nashua, NH lies 34 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in New Hampshire, and how many partners see it, is set out on the New Hampshire page.
- Population: 22,938 residents (10K-25K band)1
- Healthcare providers registered here: 802 across 31 fields2
- Median household income: $105,7563
- Largest provider field: Physical, occupational, and speech therapy: 161 registered providers2
- Medicare-certified providers in town: 4 across 4 categories4
- Nearest metro: Manchester-Nashua, NH, 34 miles1
What NPPES records at Portsmouth addresses
349.6 providers per 10,000 residents is what 802 enumerations across 31 fields works out to in a town of 22,938
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 161 | 70.2 | NPPES [2] |
| Behavioral and mental health group practices | 131 | 57.1 | NPPES [2] |
| ABA and autism therapy | 110 | 48.0 | NPPES [2] |
| Specialty physician groups | 56 | 24.4 | NPPES [2] |
| Primary care and family medicine | 49 | 21.4 | NPPES [2] |
| Optometry and ophthalmology | 47 | 20.5 | NPPES [2] |
| General dentistry | 45 | 19.6 | NPPES [2] |
| Chiropractic | 34 | 14.8 | NPPES [2] |
| Dental specialties | 33 | 14.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 33 | 14.4 | NPPES [2] |
| DME and HME suppliers | 15 | 6.5 | NPPES [2] |
| Dermatology | 10 | 4.4 | NPPES [2] |
| Home health | 10 | 4.4 | NPPES [2] |
| Podiatry | 8 | 3.5 | NPPES [2] |
| Med spa and aesthetics | 8 | 3.5 | NPPES [2] |
| Audiology and hearing centers | 7 | 3.1 | NPPES [2] |
| Independent pharmacy | 6 | 2.6 | NPPES [2] |
| Plastic and cosmetic surgery | 6 | 2.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 2.2 | NPPES [2] |
| Clinical and toxicology labs | 4 | 1.7 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.7 | NPPES [2] |
| Urgent care | 3 | 1.3 | NPPES [2] |
| Non-medical home care | 3 | 1.3 | NPPES [2] |
| ASCs and OBLs | 2 | 0.9 | NPPES [2] |
| SUD treatment and residential | 2 | 0.9 | NPPES [2] |
| Pain management and interventional | 2 | 0.9 | NPPES [2] |
| Hospice and palliative | 2 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.9 | NPPES [2] |
| Imaging centers | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 161 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Rockingham County
With 2 healthcare approvals recorded, Rockingham County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 2 | Fiscal year published in the SBA file [5] |
| Approved dollars | $527,400 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $263,700 | Dollars divided by approvals [5] |
| Lending establishments in the county | 214 | Credit intermediation establishments, NAICS 522 [6] |
Reading Portsmouth the way a credit committee does
The ratio that matters up front is 349.6 per 10,000, which decides whether a ramp schedule reads as conservative. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. A $105,756 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Business line of credit
The 31 fields practicing locally set this order. A funding partner, not this list, decides what is available in New Hampshire.
What a funder reads first in Portsmouth
physical, occupational, and speech therapy, behavioral and mental health group practices, aba and autism therapy account for most of what is enumerated in Portsmouth, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (161) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (131) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| ABA and autism therapy (110) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
Column one counts Portsmouth clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Portsmouth file differently.
Density beside the neighboring New Hampshire towns
Density is the number that moves an appraisal: 349.6 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Portsmouth (current) | 22,938 | 802 | 349.6 | |
| Dover | 33,909 | 485 | 143.0 | 10 |
| Somersworth | 12,218 | 142 | 116.2 | 14 |
| Rochester | 33,598 | 195 | 58.0 | 19 |
| Concord | 44,674 | 956 | 214.0 | 41 |
| Nashua | 91,851 | 1,246 | 135.7 | 42 |
| Laconia | 17,310 | 269 | 155.4 | 50 |
How Portsmouth sits against the nearest metro
Distance to Manchester-Nashua, NH is 34 miles. That is close enough for rent in Portsmouth to be compared against the metro and far enough that patient draw is not. At $105,756 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Portsmouth means a call schedule can be evidenced rather than described. A college in Portsmouth puts a term-shaped curve into monthly collections.
Other New Hampshire markets
Questions from Portsmouth
01How many providers practice in Portsmouth, and in what?
802 enumerations sit at Portsmouth addresses in the monthly NPPES file, working out to 349.6 for every 10,000 residents. 20 percent of them are physical, occupational, and speech therapy, and behavioral and mental health group practices follows with 131. An enumeration is a clinician, so the 802 here cover fewer than 802 practices.
02What does Rockingham County's shortage designation change?
HRSA designates Rockingham County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Portsmouth and evidences a staffing ramp in a 22,938 resident market.
03Why does Rockingham County show so little SBA activity?
Only 2 healthcare approvals appear for Rockingham County in the published 7(a) and 504 file. Thin volume in Rockingham County is a transaction count, not a verdict on borrowers here. The county still holds 214 credit intermediation establishments.
04Which fields carry the volume in Portsmouth?
Physical, occupational, and speech therapy at 161 providers and behavioral and mental health group practices at 131 lead the 31 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05Is Portsmouth underwritten as part of Manchester-Nashua, NH?
Manchester-Nashua, NH sits 34 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Manchester-Nashua, NH; the 22,938 residents set the ceiling a projection can defend.
06Is there local lending capacity in Rockingham County?
County Business Patterns records 214 credit intermediation establishments in Rockingham County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Portsmouth rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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