South Carolina micro-market
Healthcare practice financing in Beaufort, South Carolina
Direct answer
A Beaufort file is read against 493 local clinicians, 343.9 for every 10,000 of its 14,334 residents, 27 percent of them in physical, occupational, and speech therapy, plus the 11 SBA healthcare approvals worth $7,678,000 already recorded in Beaufort County, 19 miles from Hilton Head Island-Bluffton-Port Royal, SC.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in South Carolina, and how many partners see it, is set out on the South Carolina page.
- Population: 14,334 residents (10K-25K band)1
- Healthcare providers registered here: 493 across 27 fields2
- Median household income: $59,4543
- Largest provider field: Physical, occupational, and speech therapy: 132 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Hilton Head Island-Bluffton-Port Royal, SC, 19 miles1
Who is enumerated in Beaufort
Counted at the town's own addresses: 493 providers, 27 fields, 343.9 clinicians per 10,000 of the 14,334 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 132 | 92.1 | NPPES [2] |
| General dentistry | 61 | 42.6 | NPPES [2] |
| Primary care and family medicine | 48 | 33.5 | NPPES [2] |
| Optometry and ophthalmology | 27 | 18.8 | NPPES [2] |
| Dental specialties | 26 | 18.1 | NPPES [2] |
| Specialty physician groups | 26 | 18.1 | NPPES [2] |
| Behavioral and mental health group practices | 24 | 16.7 | NPPES [2] |
| ABA and autism therapy | 22 | 15.3 | NPPES [2] |
| Chiropractic | 21 | 14.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 18 | 12.6 | NPPES [2] |
| DME and HME suppliers | 16 | 11.2 | NPPES [2] |
| Non-medical home care | 11 | 7.7 | NPPES [2] |
| Pain management and interventional | 10 | 7.0 | NPPES [2] |
| Independent pharmacy | 7 | 4.9 | NPPES [2] |
| Audiology and hearing centers | 7 | 4.9 | NPPES [2] |
| Med spa and aesthetics | 7 | 4.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 4.2 | NPPES [2] |
| Podiatry | 4 | 2.8 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 2.8 | NPPES [2] |
| Dermatology | 3 | 2.1 | NPPES [2] |
| Home health | 3 | 2.1 | NPPES [2] |
| SUD treatment and residential | 3 | 2.1 | NPPES [2] |
| Urgent care | 2 | 1.4 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.4 | NPPES [2] |
| ASCs and OBLs | 1 | 0.7 | NPPES [2] |
| NEMT and ambulance | 1 | 0.7 | NPPES [2] |
| Hospice and palliative | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 132 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Beaufort County
11 healthcare approvals averaging $698,000 set the deal shape lenders in Beaufort County have already underwritten
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 11 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $7,678,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $698,000 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 133 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
At 343.9 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 11 prior Beaufort County approvals is priced on precedent, which shortens the questions about valuation. Household income of $59,454 in Beaufort is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Ranked from the 27 fields that actually practice in Beaufort, weighted toward physical, occupational, and speech therapy. Availability still depends on South Carolina and on the funding partner.
Underwriting by field in Beaufort
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, general dentistry, primary care and family medicine
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (132) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (61) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (48) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Beaufort providers from NPPES. The other two columns describe how funders read that field across markets like Beaufort, not what any funder will do with your file.
Beaufort against nearby South Carolina markets
Set Beaufort's 343.9 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Beaufort (current) | 14,334 | 493 | 343.9 | |
| Port Royal | 16,507 | 61 | 37.0 | 7 |
| Hilton Head Island | 38,158 | 344 | 90.2 | 18 |
| Bluffton | 36,146 | 559 | 154.7 | 21 |
| Hardeeville | 13,862 | 70 | 50.5 | 22 |
| Summerville | 52,625 | 998 | 189.6 | 49 |
| Hanahan | 21,983 | 71 | 32.3 | 53 |
How Beaufort sits against the nearest metro
Distance to Hilton Head Island-Bluffton-Port Royal, SC is 19 miles. Appraisers borrow Hilton Head Island-Bluffton-Port Royal, SC rents, and the 14,334 residents set the ceiling on collections. At $59,454 median household income, the elective and cash-pay share of a projection is the line that gets tested first. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. A degree-granting institution here moves volume on the academic calendar. Beaufort is the Beaufort County seat, so county employment steadies the payer mix.
Other South Carolina markets
- Port Royal 16,507 residents
- Hilton Head Island 38,158 residents
- Bluffton 36,146 residents
- Hardeeville 13,862 residents
- Summerville 52,625 residents
- Hanahan 21,983 residents
Beaufort owners, answered
01How many providers practice in Beaufort, and in what?
Across 27 fields, Beaufort carries 493 enumerated clinicians, 343.9 per 10,000 of the 14,334 people living here. The concentration is in physical, occupational, and speech therapy, 132 of the total, then general dentistry at 61. Count practices from that only with care.
02Is Beaufort underwritten as part of Hilton Head Island-Bluffton-Port Royal, SC?
Partly. Hilton Head Island-Bluffton-Port Royal, SC is 19 miles out, so rent and equipment comparables travel in from there while patients still come from the 14,334 residents around Beaufort. Cost side metro, revenue side local.
03What does SBA lending look like around Beaufort?
Healthcare borrowers in Beaufort County took 11 approvals worth $7,678,000 in the published fiscal year, averaging $698,000. That is the comparable set an appraiser near Beaufort reaches for first.
04What does Beaufort County's shortage designation change?
Designated for primary care, dental, mental health, Beaufort County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05Which fields carry the volume in Beaufort?
Physical, occupational, and speech therapy at 132 providers and general dentistry at 61 lead the 27 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06How does the hospital in Beaufort affect a practice file?
It makes the staffing and referral lines checkable. 2 Medicare-certified providers hold Beaufort addresses, and the hospital sets the wage a clinical hire is bid against in a 343.9 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.