South Carolina micro-market
Healthcare practice financing in North Augusta, South Carolina
Direct answer
236 healthcare providers hold a North Augusta practice address, 89.4 per 10,000 of its 26,395 residents, 38 percent of them in physical, occupational, and speech therapy. Aiken County recorded 1 SBA healthcare approvals worth $29,700, and Augusta-Richmond County, GA-SC sits 13 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in South Carolina, and how many partners see it, is set out on the South Carolina page.
- Population: 26,395 residents (25K-50K band)1
- Healthcare providers registered here: 236 across 23 fields2
- Median household income: $90,1323
- Largest provider field: Physical, occupational, and speech therapy: 89 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Augusta-Richmond County, GA-SC, 13 miles1
The provider census in North Augusta
The NPPES file puts 236 enumerated clinicians inside North Augusta, spread over 23 fields at 89.4 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 89 | 33.7 | NPPES [2] |
| Primary care and family medicine | 28 | 10.6 | NPPES [2] |
| Chiropractic | 18 | 6.8 | NPPES [2] |
| General dentistry | 17 | 6.4 | NPPES [2] |
| Home health | 10 | 3.8 | NPPES [2] |
| DME and HME suppliers | 9 | 3.4 | NPPES [2] |
| Independent pharmacy | 9 | 3.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 3.0 | NPPES [2] |
| Specialty physician groups | 6 | 2.3 | NPPES [2] |
| Optometry and ophthalmology | 6 | 2.3 | NPPES [2] |
| Dental specialties | 5 | 1.9 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 1.9 | NPPES [2] |
| Dialysis and infusion centers | 5 | 1.9 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 1.5 | NPPES [2] |
| NEMT and ambulance | 3 | 1.1 | NPPES [2] |
| Non-medical home care | 3 | 1.1 | NPPES [2] |
| ABA and autism therapy | 3 | 1.1 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 0.8 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| Imaging centers | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 13 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single North Augusta practice can hold more than one of these numbers. 38 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Aiken County
1 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 1 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $29,700 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $29,700 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 106 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
89.4 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 1 approvals on record in Aiken County, expect a longer appraisal and a wider collateral discount. Household income of $90,132 in North Augusta is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the North Augusta mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 23 fields that actually practice in North Augusta, weighted toward physical, occupational, and speech therapy. Availability still depends on South Carolina and on the funding partner.
Underwriting by field in North Augusta
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, chiropractic
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (89) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (28) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (18) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
Column one counts North Augusta clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a North Augusta file differently.
How North Augusta prices against its neighbors
Density is the number that moves an appraisal: 89.4 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| North Augusta (current) | 26,395 | 236 | 89.4 | |
| Aiken | 32,694 | 736 | 225.1 | 13 |
| Greenwood | 22,667 | 565 | 249.3 | 48 |
| Lexington | 25,354 | 947 | 373.5 | 53 |
| Newberry | 10,874 | 122 | 112.2 | 56 |
| Irmo | 12,086 | 291 | 240.8 | 59 |
| West Columbia | 18,418 | 781 | 424.0 | 59 |
How North Augusta sits against the nearest metro
Distance to Augusta-Richmond County, GA-SC is 13 miles. Appraisers borrow Augusta-Richmond County, GA-SC rents, and the 26,395 residents set the ceiling on collections. Median household income runs $90,132, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed. Campus terms, not calendar quarters, set the busy months in North Augusta.
More of South Carolina
North Augusta owners, answered
01How many providers practice in North Augusta, and in what?
NPPES lists 236 providers at a North Augusta practice address, 89.4 per 10,000 residents across 23 tracked fields. Physical, occupational, and speech therapy accounts for 89 of them, 38 percent of the total, with primary care and family medicine next at 28. Read that as clinicians: 236 enumerations, not 236 owners.
02What does Aiken County's shortage designation change?
HRSA designates Aiken County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into North Augusta and evidences a staffing ramp in a 26,395 resident market.
03Why does Aiken County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Aiken County. That tracks how few Aiken County practices changed hands that year, not credit quality. 106 credit intermediation establishments operate in Aiken County, so the lending capacity is local even where the healthcare history is not.
04Is North Augusta underwritten as part of Augusta-Richmond County, GA-SC?
Comparables and demand split at 13 miles. An appraiser prices the lease and the equipment off Augusta-Richmond County, GA-SC; the revenue line has to hold up against 26,395 local residents.
05Is there local lending capacity in Aiken County?
County Business Patterns records 106 credit intermediation establishments in Aiken County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen North Augusta rents and resale before or by somebody working from a screen.
06What does the underserved designation in Aiken County support?
Aiken County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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