Washington micro-market
Healthcare practice financing in Aberdeen, Washington
Direct answer
Density decides a lot here. Aberdeen runs 184.8 providers per 10,000 residents, 315 clinicians against 17,044 people, 41 percent of them in behavioral and mental health group practices, while Grays Harbor County lenders have approved 0 healthcare files worth $0 and the nearest metro is 48 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Washington, and how many partners see it, is set out on the Washington page.
- Population: 17,044 residents (10K-25K band)1
- Healthcare providers registered here: 315 across 21 fields2
- Median household income: $52,1813
- Largest provider field: Behavioral and mental health group practices: 129 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Olympia-Lacey-Tumwater, WA, 48 miles1
The provider census in Aberdeen
315 providers across 21 fields, 184.8 per 10,000 residents, counted at Aberdeen addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Behavioral and mental health group practices | 129 | 75.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 56 | 32.9 | NPPES [2] |
| Primary care and family medicine | 27 | 15.8 | NPPES [2] |
| Chiropractic | 16 | 9.4 | NPPES [2] |
| General dentistry | 15 | 8.8 | NPPES [2] |
| Specialty physician groups | 14 | 8.2 | NPPES [2] |
| Optometry and ophthalmology | 11 | 6.5 | NPPES [2] |
| DME and HME suppliers | 7 | 4.1 | NPPES [2] |
| Independent pharmacy | 7 | 4.1 | NPPES [2] |
| Dental specialties | 6 | 3.5 | NPPES [2] |
| SUD treatment and residential | 4 | 2.3 | NPPES [2] |
| ABA and autism therapy | 4 | 2.3 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 2.3 | NPPES [2] |
| Podiatry | 3 | 1.8 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.8 | NPPES [2] |
| Med spa and aesthetics | 3 | 1.8 | NPPES [2] |
| NEMT and ambulance | 2 | 1.2 | NPPES [2] |
| Dermatology | 1 | 0.6 | NPPES [2] |
| Imaging centers | 1 | 0.6 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 129 behavioral and mental health group practices enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Grays Harbor County credit files already show
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 39 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
At 184.8 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. Grays Harbor County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $52,181 in Aberdeen is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Business line of credit
- Expansion, relocation, and build-out
Weighted by how often each of the 21 local fields reaches for a program, not by what is easiest to refer. Washington rules and the partner decide availability.
The first pages of a Aberdeen file
Drawn from the fields that actually practice here: behavioral and mental health group practices, physical, occupational, and speech therapy, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Behavioral and mental health group practices (129) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (56) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (27) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Aberdeen providers from NPPES. The other two columns describe how funders read that field across markets like Aberdeen, not what any funder will do with your file.
Aberdeen against nearby Washington markets
Density is the number that moves an appraisal: 184.8 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Aberdeen (current) | 17,044 | 315 | 184.8 | |
| Shelton | 10,737 | 175 | 163.0 | 37 |
| Tumwater | 27,826 | 277 | 99.5 | 42 |
| Centralia | 19,061 | 412 | 216.1 | 43 |
| Olympia | 56,271 | 1,819 | 323.3 | 43 |
| Lacey | 58,644 | 712 | 121.4 | 48 |
| Yelm | 11,715 | 113 | 96.5 | 55 |
How Aberdeen sits against the nearest metro
48 miles separate Aberdeen from Olympia-Lacey-Tumwater, WA. Rent comparables cross that gap; patients mostly do not. At $52,181 median household income, the elective and cash-pay share of a projection is the line that gets tested first. The hospital fixes two inputs a lender would otherwise estimate in a 17,044 resident town: where referrals originate, and what staff cost. Campus terms, not calendar quarters, set the busy months in Aberdeen.
Other Washington markets
Aberdeen owners, answered
01How many providers practice in Aberdeen, and in what?
315 enumerations sit at Aberdeen addresses in the monthly NPPES file, working out to 184.8 for every 10,000 residents. 41 percent of them are behavioral and mental health group practices, and physical, occupational, and speech therapy follows with 56. An enumeration is a clinician, so the 315 here cover fewer than 315 practices.
02Why does Grays Harbor County show so little SBA activity?
Only 0 healthcare approvals appear for Grays Harbor County in the published 7(a) and 504 file. Thin volume in Grays Harbor County is a transaction count, not a verdict on borrowers here. The county still holds 39 credit intermediation establishments.
03Is Aberdeen underwritten as part of Olympia-Lacey-Tumwater, WA?
Olympia-Lacey-Tumwater, WA sits 48 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Olympia-Lacey-Tumwater, WA; the 17,044 residents set the ceiling a projection can defend.
04What does Grays Harbor County's shortage designation change?
HRSA designates Grays Harbor County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Aberdeen and evidences a staffing ramp in a 17,044 resident market.
05How does the hospital in Aberdeen affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 1 Medicare-certified providers in total. A Aberdeen projection that names the call arrangement reads better than one that assumes it.
06Which fields carry the volume in Aberdeen?
The 21 enumerated fields are led by behavioral and mental health group practices at 129, with physical, occupational, and speech therapy at 56 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.