Alabama micro-market
Healthcare practice financing in Albertville, Alabama
Direct answer
156 healthcare providers hold a Albertville practice address, 66.7 per 10,000 of its 23,392 residents, 20 percent of them in primary care and family medicine. Marshall County recorded 1 SBA healthcare approvals worth $30,000, and Gadsden, AL sits 21 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 23,392 residents (10K-25K band)1
- Healthcare providers registered here: 156 across 23 fields2
- Median household income: $57,1033
- Largest provider field: Primary care and family medicine: 31 registered providers2
- Medicare-certified providers in town: 3 across 3 categories4
- Nearest metro: Gadsden, AL, 21 miles1
Fields practicing inside Albertville
Counted at the town's own addresses: 156 providers, 23 fields, 66.7 clinicians per 10,000 of the 23,392 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 31 | 13.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 29 | 12.4 | NPPES [2] |
| Optometry and ophthalmology | 20 | 8.5 | NPPES [2] |
| DME and HME suppliers | 12 | 5.1 | NPPES [2] |
| Chiropractic | 12 | 5.1 | NPPES [2] |
| Independent pharmacy | 8 | 3.4 | NPPES [2] |
| General dentistry | 7 | 3.0 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 2.6 | NPPES [2] |
| Podiatry | 5 | 2.1 | NPPES [2] |
| ABA and autism therapy | 4 | 1.7 | NPPES [2] |
| Urgent care | 3 | 1.3 | NPPES [2] |
| Dental specialties | 3 | 1.3 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 1.3 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.9 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 0.9 | NPPES [2] |
| Specialty physician groups | 2 | 0.9 | NPPES [2] |
| Home health | 1 | 0.4 | NPPES [2] |
| Imaging centers | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Albertville practice can hold more than one of these numbers. 20 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
The lending record behind Albertville
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 1 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $30,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $30,000 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 98 | Credit intermediation offices sited in the county [6] |
Reading Albertville the way a credit committee does
66.7 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. Household income of $57,103 in Albertville is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Albertville mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in Albertville does not appear. Availability is still a Alabama question.
The first pages of a Albertville file
primary care and family medicine, physical, occupational, and speech therapy, optometry and ophthalmology account for most of what is enumerated in Albertville, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (31) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (29) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Optometry and ophthalmology (20) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Column one counts Albertville clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Albertville file differently.
Albertville against nearby Alabama markets
Set Albertville's 66.7 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Albertville (current) | 23,392 | 156 | 66.7 | |
| Boaz | 10,473 | 92 | 87.8 | 5 |
| Gadsden | 33,086 | 439 | 132.7 | 21 |
| Scottsboro | 15,957 | 200 | 125.3 | 28 |
| Fort Payne | 15,017 | 157 | 104.5 | 33 |
| Cullman | 20,239 | 446 | 220.4 | 36 |
| Jacksonville | 14,651 | 62 | 42.3 | 41 |
How Albertville sits against the nearest metro
Distance to Gadsden, AL is 21 miles. Appraisers borrow Gadsden, AL rents, and the 23,392 residents set the ceiling on collections. Households here carry $57,103 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Albertville, which a projection needs to state plainly. A college in Albertville puts a term-shaped curve into monthly collections.
More of Alabama
- Boaz 10,473 residents
- Gadsden 33,086 residents
- Scottsboro 15,957 residents
- Fort Payne 15,017 residents
- Cullman 20,239 residents
- Jacksonville 14,651 residents
What owners in Albertville ask
01How many providers practice in Albertville, and in what?
156 enumerations sit at Albertville addresses in the monthly NPPES file, working out to 66.7 for every 10,000 residents. 20 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 29. An enumeration is a clinician, so the 156 here cover fewer than 156 practices.
02Why does Marshall County show so little SBA activity?
The published file records 1 7(a) and 504 approvals to healthcare borrowers in Marshall County. That tracks how few Marshall County practices changed hands that year, not credit quality. 98 credit intermediation establishments operate in Marshall County, so the lending capacity is local even where the healthcare history is not.
03What does Marshall County's shortage designation change?
HRSA designates Marshall County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Albertville and evidences a staffing ramp in a 23,392 resident market.
04What does a $57,103 median income mean for case acceptance?
Median household income in Albertville runs $57,103. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
05Which fields carry the volume in Albertville?
Primary care and family medicine at 31 providers and physical, occupational, and speech therapy at 29 lead the 23 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06How many Medicare-certified providers are based in Albertville?
Care Compare lists 3 certified providers with a Albertville address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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