Florida micro-market
Healthcare practice financing in Coral Gables, Florida
Direct answer
50,379 residents, 1,604 enumerated clinicians, 318.4 per 10,000, 16 percent of them in physical, occupational, and speech therapy: that is the Coral Gables market a funder prices. Miami-Dade County adds 170 healthcare approvals worth $80,200,800 and 7 miles of distance to Miami-Fort Lauderdale-West Palm Beach, FL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Florida, and how many partners see it, is set out on the Florida page.
- Population: 50,379 residents (50K-100K band)1
- Healthcare providers registered here: 1,604 across 35 fields2
- Median household income: $130,8033
- Largest provider field: Physical, occupational, and speech therapy: 250 registered providers2
- Medicare-certified providers in town: 6 across 3 categories4
- Nearest metro: Miami-Fort Lauderdale-West Palm Beach, FL, 7 miles1
Fields practicing inside Coral Gables
318.4 providers per 10,000 residents is what 1,604 enumerations across 35 fields works out to in a town of 50,379
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 250 | 49.6 | NPPES [2] |
| Primary care and family medicine | 188 | 37.3 | NPPES [2] |
| ABA and autism therapy | 181 | 35.9 | NPPES [2] |
| Specialty physician groups | 141 | 28.0 | NPPES [2] |
| General dentistry | 127 | 25.2 | NPPES [2] |
| Behavioral and mental health group practices | 105 | 20.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 81 | 16.1 | NPPES [2] |
| Optometry and ophthalmology | 80 | 15.9 | NPPES [2] |
| DME and HME suppliers | 63 | 12.5 | NPPES [2] |
| Independent pharmacy | 54 | 10.7 | NPPES [2] |
| Dermatology | 39 | 7.7 | NPPES [2] |
| Home health | 39 | 7.7 | NPPES [2] |
| Dental specialties | 35 | 6.9 | NPPES [2] |
| Chiropractic | 34 | 6.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 22 | 4.4 | NPPES [2] |
| Plastic and cosmetic surgery | 20 | 4.0 | NPPES [2] |
| Med spa and aesthetics | 18 | 3.6 | NPPES [2] |
| Telehealth and virtual clinics | 16 | 3.2 | NPPES [2] |
| Occupational health and drug testing | 16 | 3.2 | NPPES [2] |
| Imaging centers | 15 | 3.0 | NPPES [2] |
| Non-medical home care | 11 | 2.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 11 | 2.2 | NPPES [2] |
| Podiatry | 9 | 1.8 | NPPES [2] |
| Audiology and hearing centers | 7 | 1.4 | NPPES [2] |
| ASCs and OBLs | 6 | 1.2 | NPPES [2] |
| Fertility and IVF | 6 | 1.2 | NPPES [2] |
| Clinical and toxicology labs | 6 | 1.2 | NPPES [2] |
| Dialysis and infusion centers | 5 | 1.0 | NPPES [2] |
| Urgent care | 4 | 0.8 | NPPES [2] |
| SUD treatment and residential | 4 | 0.8 | NPPES [2] |
| NEMT and ambulance | 3 | 0.6 | NPPES [2] |
| IV hydration and infusion | 3 | 0.6 | NPPES [2] |
| Pain management and interventional | 2 | 0.4 | NPPES [2] |
| Clinical research sites | 2 | 0.4 | NPPES [2] |
| Mobile diagnostics | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 14 | CMS [4] | |
| Home health agencies | 3 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 250 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Miami-Dade County credit files already show
170 healthcare approvals averaging $471,769 set the deal shape lenders in Miami-Dade County have already underwritten
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 170 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $80,200,800 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $471,769 | The dollar column over the approval column [5] |
| Credit offices operating locally | 1,755 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 318.4 providers per 10,000 residents, and everything about volume follows from it. 170 approvals worth $80,200,800 in Miami-Dade County means the size you are asking for has a local precedent to point at. A $130,803 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Coral Gables mix reaches for
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
The order comes from Coral Gables's own provider mix, which physical, occupational, and speech therapy dominates at 16 percent. What a partner can actually place in Florida is a separate question.
Underwriting by field in Coral Gables
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, aba and autism therapy
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (250) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (188) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| ABA and autism therapy (181) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Florida towns
The neighboring markets below are the ones a valuation borrows from when Coral Gables has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Coral Gables (current) | 50,379 | 1,604 | 318.4 | |
| Pinecrest | 18,981 | 150 | 79.0 | 3 |
| South Miami | 13,207 | 681 | 515.6 | 3 |
| Key Biscayne | 15,111 | 47 | 31.1 | 6 |
| Palmetto Bay | 25,402 | 326 | 128.3 | 6 |
| Cutler Bay | 45,833 | 597 | 130.3 | 9 |
| Miami Springs | 13,901 | 188 | 135.2 | 10 |
Distance, income, and the wage floor around Coral Gables
Miami-Fort Lauderdale-West Palm Beach, FL lies 7 miles from Coral Gables, close enough that appraisers price the lease against Miami-Fort Lauderdale-West Palm Beach, FL rents while 50,379 residents set the revenue ceiling. Households here carry $130,803 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Hospital coverage inside Coral Gables means a call schedule can be evidenced rather than described. A degree-granting institution here moves volume on the academic calendar.
More of Florida
- Pinecrest 18,981 residents
- South Miami 13,207 residents
- Key Biscayne 15,111 residents
- Palmetto Bay 25,402 residents
- Cutler Bay 45,833 residents
- Miami Springs 13,901 residents
Coral Gables owners, answered
01How many providers practice in Coral Gables, and in what?
NPPES lists 1,604 providers at a Coral Gables practice address, 318.4 per 10,000 residents across 35 tracked fields. Physical, occupational, and speech therapy accounts for 250 of them, 16 percent of the total, with primary care and family medicine next at 188. Read that as clinicians: 1,604 enumerations, not 1,604 owners.
02What does SBA lending look like around Coral Gables?
$80,200,800 went to healthcare borrowers in Miami-Dade County across 170 approvals, $471,769 on average. Deals near Coral Gables get sized against that record before anything else.
03What does Miami-Dade County's shortage designation change?
Miami-Dade County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Coral Gables can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04How does the hospital in Coral Gables affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 6 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 318.4 per 10,000 market.
05Which fields carry the volume in Coral Gables?
The 35 enumerated fields are led by physical, occupational, and speech therapy at 250, with primary care and family medicine at 188 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06Is Coral Gables underwritten as part of Miami-Fort Lauderdale-West Palm Beach, FL?
Comparables and demand split at 7 miles. An appraiser prices the lease and the equipment off Miami-Fort Lauderdale-West Palm Beach, FL; the revenue line has to hold up against 50,379 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.