Florida micro-market
Healthcare practice financing in DeBary, Florida
Direct answer
Density decides a lot here. DeBary runs 59.2 providers per 10,000 residents, 139 clinicians against 23,468 people, 17 percent of them in primary care and family medicine, while Volusia County lenders have approved 15 healthcare files worth $15,266,500 and the nearest metro is 7 miles out.
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- Population: 23,468 residents (10K-25K band)1
- Healthcare providers registered here: 139 across 21 fields2
- Median household income: $87,3913
- Largest provider field: Primary care and family medicine: 24 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Deltona-Daytona Beach-Ormond Beach, FL, 7 miles1
What NPPES records at DeBary addresses
Counted at the town's own addresses: 139 providers, 21 fields, 59.2 clinicians per 10,000 of the 23,468 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 24 | 10.2 | NPPES [2] |
| Chiropractic | 23 | 9.8 | NPPES [2] |
| Physical, occupational, and speech therapy | 19 | 8.1 | NPPES [2] |
| Behavioral and mental health group practices | 10 | 4.3 | NPPES [2] |
| Specialty physician groups | 9 | 3.8 | NPPES [2] |
| DME and HME suppliers | 7 | 3.0 | NPPES [2] |
| Home health | 7 | 3.0 | NPPES [2] |
| Dental specialties | 7 | 3.0 | NPPES [2] |
| General dentistry | 5 | 2.1 | NPPES [2] |
| ABA and autism therapy | 5 | 2.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 2.1 | NPPES [2] |
| Dermatology | 3 | 1.3 | NPPES [2] |
| Optometry and ophthalmology | 3 | 1.3 | NPPES [2] |
| Podiatry | 2 | 0.9 | NPPES [2] |
| Independent pharmacy | 2 | 0.9 | NPPES [2] |
| Non-medical home care | 2 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.9 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| ASCs and OBLs | 1 | 0.4 | NPPES [2] |
| Pain management and interventional | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Home health agencies | 2 | CMS [4] |
A single DeBary practice can hold more than one of these numbers. 17 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
The lending record behind DeBary
The published file shows 15 healthcare approvals in Volusia County, $15,266,500 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 15 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $15,266,500 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $1,017,767 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 256 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
At 59.2 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 15 prior Volusia County approvals is priced on precedent, which shortens the questions about valuation. A $87,391 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the DeBary mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in DeBary does not appear. Availability is still a Florida question.
The first pages of a DeBary file
What a funder opens first depends on the field. In DeBary that means primary care and family medicine, chiropractic, physical, occupational, and speech therapy.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (24) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (23) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Physical, occupational, and speech therapy (19) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
The first column is DeBary's own NPPES count. The rest is how the field is generally underwritten, whether the address is DeBary or anywhere else.
Density beside the neighboring Florida towns
Density is the number that moves an appraisal: 59.2 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| DeBary (current) | 23,468 | 139 | 59.2 | |
| Lake Mary | 16,989 | 810 | 476.8 | 8 |
| Longwood | 17,089 | 651 | 380.9 | 13 |
| Winter Springs | 39,822 | 236 | 59.3 | 14 |
| Casselberry | 31,650 | 264 | 83.4 | 15 |
| Altamonte Springs | 47,261 | 863 | 182.6 | 16 |
| Oviedo | 41,901 | 683 | 163.0 | 17 |
Distance, income, and the wage floor around DeBary
Deltona-Daytona Beach-Ormond Beach, FL lies 7 miles from DeBary, close enough that appraisers price the lease against Deltona-Daytona Beach-Ormond Beach, FL rents while 23,468 residents set the revenue ceiling. Households here carry $87,391 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside DeBary, which a projection needs to state plainly.
More of Florida
- Lake Mary 16,989 residents
- Longwood 17,089 residents
- Winter Springs 39,822 residents
- Casselberry 31,650 residents
- Altamonte Springs 47,261 residents
- Oviedo 41,901 residents
DeBary owners, answered
01How many providers practice in DeBary, and in what?
139 enumerations sit at DeBary addresses in the monthly NPPES file, working out to 59.2 for every 10,000 residents. 17 percent of them are primary care and family medicine, and chiropractic follows with 23. An enumeration is a clinician, so the 139 here cover fewer than 139 practices.
02What does SBA lending look like around DeBary?
Healthcare borrowers in Volusia County took 15 approvals worth $15,266,500 in the published fiscal year, averaging $1,017,767. That is the comparable set an appraiser near DeBary reaches for first.
03What does Volusia County's shortage designation change?
Designated for primary care, dental, mental health, Volusia County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
04Which fields carry the volume in DeBary?
Primary care and family medicine at 24 providers and chiropractic at 23 lead the 21 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05How many Medicare-certified providers are based in DeBary?
2 Medicare-certified providers hold an address in the town across the Care Compare categories. Certified volume this close matters on a working-capital file, because it shows the payer-mix and the reimbursement lag a funder will price into a 23,468 resident market.
06Is DeBary underwritten as part of Deltona-Daytona Beach-Ormond Beach, FL?
Comparables and demand split at 7 miles. An appraiser prices the lease and the equipment off Deltona-Daytona Beach-Ormond Beach, FL; the revenue line has to hold up against 23,468 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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