Florida micro-market
Healthcare practice financing in Dunedin, Florida
Direct answer
35,932 residents, 334 enumerated clinicians, 93.0 per 10,000, 19 percent of them in chiropractic: that is the Dunedin market a funder prices. Pinellas County adds 29 healthcare approvals worth $24,156,200 and 20 miles of distance to Tampa-St. Petersburg-Clearwater, FL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Florida, and how many partners see it, is set out on the Florida page.
- Population: 35,932 residents (25K-50K band)1
- Healthcare providers registered here: 334 across 26 fields2
- Median household income: $68,0683
- Largest provider field: Chiropractic: 62 registered providers2
- Medicare-certified providers in town: 5 across 3 categories4
- Nearest metro: Tampa-St. Petersburg-Clearwater, FL, 20 miles1
Fields practicing inside Dunedin
334 providers across 26 fields, 93.0 per 10,000 residents, counted at Dunedin addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Chiropractic | 62 | 17.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 49 | 13.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 42 | 11.7 | NPPES [2] |
| Primary care and family medicine | 35 | 9.7 | NPPES [2] |
| Specialty physician groups | 25 | 7.0 | NPPES [2] |
| General dentistry | 20 | 5.6 | NPPES [2] |
| ABA and autism therapy | 14 | 3.9 | NPPES [2] |
| DME and HME suppliers | 11 | 3.1 | NPPES [2] |
| Independent pharmacy | 11 | 3.1 | NPPES [2] |
| Plastic and cosmetic surgery | 9 | 2.5 | NPPES [2] |
| Optometry and ophthalmology | 8 | 2.2 | NPPES [2] |
| Home health | 5 | 1.4 | NPPES [2] |
| Dental specialties | 5 | 1.4 | NPPES [2] |
| Med spa and aesthetics | 5 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 1.4 | NPPES [2] |
| Dialysis and infusion centers | 5 | 1.4 | NPPES [2] |
| Podiatry | 3 | 0.8 | NPPES [2] |
| Dermatology | 3 | 0.8 | NPPES [2] |
| Audiology and hearing centers | 3 | 0.8 | NPPES [2] |
| Non-medical home care | 3 | 0.8 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 0.8 | NPPES [2] |
| ASCs and OBLs | 2 | 0.6 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 2 | 0.6 | NPPES [2] |
| Urgent care | 1 | 0.3 | NPPES [2] |
| Imaging centers | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Dunedin practice can hold more than one of these numbers. 19 percent sit in chiropractic, counted as clinicians rather than as owners.
What lenders have already approved in Pinellas County
Lenders in Pinellas County have already closed 29 healthcare approvals, averaging $832,972, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 29 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $24,156,200 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $832,972 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 635 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
A file from here opens on 93.0 providers per 10,000 residents, and everything about volume follows from it. 29 approvals worth $24,156,200 in Pinellas County means the size you are asking for has a local precedent to point at. A $68,068 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Dunedin mix reaches for
- Practice acquisition
- Startup and de novo
- Equipment financing and leasing
- Working capital term loan
- Expansion, relocation, and build-out
The 26 fields practicing locally set this order. A funding partner, not this list, decides what is available in Florida.
What a funder reads first in Dunedin
What a funder opens first depends on the field. In Dunedin that means chiropractic, physical, occupational, and speech therapy, skilled nursing, assisted living, and memory care.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Chiropractic (62) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
| Physical, occupational, and speech therapy (49) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Skilled nursing, assisted living, and memory care (42) | Census and occupancy, Staffing reporting, Survey history | Working capital |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Dunedin against nearby Florida markets
93.0 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Dunedin
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Dunedin (current) | 35,932 | 334 | 93.0 | |
| Safety Harbor | 16,972 | 171 | 100.8 | 6 |
| Oldsmar | 14,831 | 186 | 125.4 | 8 |
| Tarpon Springs | 26,168 | 290 | 110.8 | 8 |
| Seminole | 19,395 | 407 | 209.8 | 13 |
| New Port Richey | 18,130 | 1,037 | 572.0 | 15 |
| Gulfport | 11,645 | 32 | 27.5 | 21 |
How Dunedin sits against the nearest metro
20 miles separate Dunedin from Tampa-St. Petersburg-Clearwater, FL. Lease pricing follows Tampa-St. Petersburg-Clearwater, FL, while revenue stays capped by the 35,932 residents here. Households here carry $68,068 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Hospital coverage inside Dunedin means a call schedule can be evidenced rather than described.
More of Florida
- Safety Harbor 16,972 residents
- Oldsmar 14,831 residents
- Tarpon Springs 26,168 residents
- Seminole 19,395 residents
- New Port Richey 18,130 residents
- Gulfport 11,645 residents
Dunedin owners, answered
01How many providers practice in Dunedin, and in what?
NPPES lists 334 providers at a Dunedin practice address, 93.0 per 10,000 residents across 26 tracked fields. Chiropractic accounts for 62 of them, 19 percent of the total, with physical, occupational, and speech therapy next at 49. Read that as clinicians: 334 enumerations, not 334 owners.
02What does SBA lending look like around Dunedin?
Healthcare borrowers in Pinellas County took 29 approvals worth $24,156,200 in the published fiscal year, averaging $832,972. That is the comparable set an appraiser near Dunedin reaches for first.
03What does Pinellas County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Pinellas County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 35,932 residents gets past the question of who would take the job.
04How does the hospital in Dunedin affect a practice file?
It makes the staffing and referral lines checkable. 5 Medicare-certified providers hold Dunedin addresses, and the hospital sets the wage a clinical hire is bid against in a 93.0 per 10,000 market.
05Which fields carry the volume in Dunedin?
Chiropractic at 62 providers and physical, occupational, and speech therapy at 49 lead the 26 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06How many Medicare-certified providers are based in Dunedin?
Care Compare lists 5 certified providers with a Dunedin address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.