Florida micro-market
Healthcare practice financing in Groveland, Florida
Direct answer
52 healthcare providers hold a Groveland practice address, 21.1 per 10,000 of its 24,602 residents, 19 percent of them in physical, occupational, and speech therapy. Lake County recorded 12 SBA healthcare approvals worth $3,903,200, and Wildwood-The Villages, FL sits 17 miles out.
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- Population: 24,602 residents (10K-25K band)1
- Healthcare providers registered here: 52 across 16 fields2
- Median household income: $92,2583
- Largest provider field: Physical, occupational, and speech therapy: 10 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Wildwood-The Villages, FL, 17 miles1
Fields practicing inside Groveland
21.1 providers per 10,000 residents is what 52 enumerations across 16 fields works out to in a town of 24,602
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 10 | 4.1 | NPPES [2] |
| Home health | 6 | 2.4 | NPPES [2] |
| Primary care and family medicine | 6 | 2.4 | NPPES [2] |
| ABA and autism therapy | 6 | 2.4 | NPPES [2] |
| General dentistry | 4 | 1.6 | NPPES [2] |
| Independent pharmacy | 3 | 1.2 | NPPES [2] |
| Non-medical home care | 3 | 1.2 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 1.2 | NPPES [2] |
| DME and HME suppliers | 2 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 2 | 0.8 | NPPES [2] |
| Chiropractic | 1 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.4 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 10 of the 52 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Lake County
12 healthcare approvals averaging $325,267 set the deal shape lenders in Lake County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 12 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $3,903,200 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | $325,267 | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 150 | Credit intermediation offices sited in the county [6] |
What the two tables above change about a file
Density of 21.1 per 10,000 sets the patient draw a projection can claim without an argument. Because Lake County already carries $3,903,200 across 12 healthcare approvals, a request near that average moves faster than one well above it. With $92,258 as the median household income, the payer mix in a projection has to match what Groveland households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Medical receivables factoring
Ranked from the 16 fields that actually practice in Groveland, weighted toward physical, occupational, and speech therapy. Availability still depends on Florida and on the funding partner.
The first pages of a Groveland file
physical, occupational, and speech therapy, home health, primary care and family medicine account for most of what is enumerated in Groveland, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (10) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Home health (6) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
| Primary care and family medicine (6) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
The first column is Groveland's own NPPES count. The rest is how the field is generally underwritten, whether the address is Groveland or anywhere else.
How Groveland prices against its neighbors
Set Groveland's 21.1 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Groveland (current) | 24,602 | 52 | 21.1 | |
| Minneola | 19,675 | 65 | 33.0 | 5 |
| Leesburg | 37,815 | 592 | 156.6 | 8 |
| Tavares | 22,007 | 281 | 127.7 | 9 |
| Clermont | 50,851 | 1,044 | 205.3 | 10 |
| Winter Garden | 48,771 | 608 | 124.7 | 14 |
| Mount Dora | 18,261 | 290 | 158.8 | 15 |
How Groveland sits against the nearest metro
Distance to Wildwood-The Villages, FL is 17 miles. Appraisers borrow Wildwood-The Villages, FL rents, and the 24,602 residents set the ceiling on collections. Median household income runs $92,258, which is the number a funder converts into case acceptance on anything elective or cash-pay. Referral flow comes from outside Groveland, which a projection needs to state plainly.
Other Florida markets
- Minneola 19,675 residents
- Leesburg 37,815 residents
- Tavares 22,007 residents
- Clermont 50,851 residents
- Winter Garden 48,771 residents
- Mount Dora 18,261 residents
What owners in Groveland ask
01How many providers practice in Groveland, and in what?
52 enumerations sit at Groveland addresses in the monthly NPPES file, working out to 21.1 for every 10,000 residents. 19 percent of them are physical, occupational, and speech therapy, and home health follows with 6. An enumeration is a clinician, so the 52 here cover fewer than 52 practices.
02What does Lake County's shortage designation change?
Designated for primary care, dental, mental health, Lake County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Is Groveland underwritten as part of Wildwood-The Villages, FL?
Partly. Wildwood-The Villages, FL is 17 miles out, so rent and equipment comparables travel in from there while patients still come from the 24,602 residents around Groveland. Cost side metro, revenue side local.
04What does SBA lending look like around Groveland?
The county file behind Groveland holds 12 healthcare approvals totaling $3,903,200, an average of $325,267. Those are the loan sizes lenders in Lake County have already carried.
05Is there local lending capacity in Lake County?
County Business Patterns records 150 credit intermediation establishments in Lake County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Groveland rents and resale before or by somebody working from a screen.
06What does the underserved designation in Lake County support?
Lake County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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