Florida micro-market
Healthcare practice financing in Lighthouse Point, Florida
Direct answer
A Lighthouse Point file is read against 123 local clinicians, 113.1 for every 10,000 of its 10,878 residents, 20 percent of them in physical, occupational, and speech therapy, plus the 95 SBA healthcare approvals worth $45,454,700 already recorded in Broward County, 36 miles from Miami-Fort Lauderdale-West Palm Beach, FL.
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- Population: 10,878 residents (10K-25K band)1
- Healthcare providers registered here: 123 across 19 fields2
- Median household income: $92,2683
- Largest provider field: Physical, occupational, and speech therapy: 25 registered providers2
- Medicare-certified providers in town: 4 across 2 categories4
- Nearest metro: Miami-Fort Lauderdale-West Palm Beach, FL, 36 miles1
Fields practicing inside Lighthouse Point
Counted at the town's own addresses: 123 providers, 19 fields, 113.1 clinicians per 10,000 of the 10,878 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 25 | 23.0 | NPPES [2] |
| Specialty physician groups | 18 | 16.5 | NPPES [2] |
| Chiropractic | 13 | 12.0 | NPPES [2] |
| SUD treatment and residential | 10 | 9.2 | NPPES [2] |
| Primary care and family medicine | 9 | 8.3 | NPPES [2] |
| Dental specialties | 8 | 7.4 | NPPES [2] |
| Audiology and hearing centers | 8 | 7.4 | NPPES [2] |
| General dentistry | 6 | 5.5 | NPPES [2] |
| Optometry and ophthalmology | 6 | 5.5 | NPPES [2] |
| Home health | 5 | 4.6 | NPPES [2] |
| DME and HME suppliers | 3 | 2.8 | NPPES [2] |
| ABA and autism therapy | 3 | 2.8 | NPPES [2] |
| Pain management and interventional | 2 | 1.8 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.8 | NPPES [2] |
| Dermatology | 1 | 0.9 | NPPES [2] |
| Urgent care | 1 | 0.9 | NPPES [2] |
| ASCs and OBLs | 1 | 0.9 | NPPES [2] |
| Independent pharmacy | 1 | 0.9 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] |
Physical, occupational, and speech therapy carries 25 of the 123 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Lighthouse Point
The published file shows 95 healthcare approvals in Broward County, $45,454,700 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 95 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $45,454,700 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $478,471 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 1,200 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
At 113.1 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 95 prior Broward County approvals is priced on precedent, which shortens the questions about valuation. Household income of $92,268 in Lighthouse Point is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Ranked from the 19 fields that actually practice in Lighthouse Point, weighted toward physical, occupational, and speech therapy. Availability still depends on Florida and on the funding partner.
Underwriting by field in Lighthouse Point
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, chiropractic
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (25) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (18) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Chiropractic (13) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
The first column is Lighthouse Point's own NPPES count. The rest is how the field is generally underwritten, whether the address is Lighthouse Point or anywhere else.
Lighthouse Point against nearby Florida markets
Set Lighthouse Point's 113.1 per 10,000 against the towns an appraiser would reach for next
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Lighthouse Point (current) | 10,878 | 123 | 113.1 | |
| Coconut Creek | 59,721 | 368 | 61.6 | 6 |
| Oakland Park | 45,771 | 445 | 97.2 | 8 |
| Margate | 60,650 | 492 | 81.1 | 8 |
| Wilton Manors | 11,788 | 178 | 151.0 | 9 |
| North Lauderdale | 46,335 | 105 | 22.7 | 9 |
| Lauderdale Lakes | 37,333 | 349 | 93.5 | 10 |
Distance, income, and the wage floor around Lighthouse Point
Miami-Fort Lauderdale-West Palm Beach, FL lies 36 miles from Lighthouse Point, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $92,268, which is the number a funder converts into case acceptance on anything elective or cash-pay. With no hospital in town, a projection has to name where referrals and coverage come from.
Other Florida markets
- Coconut Creek 59,721 residents
- Oakland Park 45,771 residents
- Margate 60,650 residents
- Wilton Manors 11,788 residents
- North Lauderdale 46,335 residents
- Lauderdale Lakes 37,333 residents
Lighthouse Point owners, answered
01How many providers practice in Lighthouse Point, and in what?
NPPES lists 123 providers at a Lighthouse Point practice address, 113.1 per 10,000 residents across 19 tracked fields. Physical, occupational, and speech therapy accounts for 25 of them, 20 percent of the total, with specialty physician groups next at 18. Read that as clinicians: 123 enumerations, not 123 owners.
02What does SBA lending look like around Lighthouse Point?
The county file behind Lighthouse Point holds 95 healthcare approvals totaling $45,454,700, an average of $478,471. Those are the loan sizes lenders in Broward County have already carried.
03What does Broward County's shortage designation change?
Designated for primary care, dental, mental health, Broward County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
04Is Lighthouse Point underwritten as part of Miami-Fort Lauderdale-West Palm Beach, FL?
Partly. Miami-Fort Lauderdale-West Palm Beach, FL is 36 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,878 residents around Lighthouse Point. Cost side metro, revenue side local.
05Is there local lending capacity in Broward County?
County Business Patterns records 1,200 credit intermediation establishments in Broward County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Lighthouse Point rents and resale before or by somebody working from a screen.
06What does the underserved designation in Broward County support?
Broward County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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