Florida micro-market
Healthcare practice financing in Wellington, Florida
Direct answer
A Wellington file is read against 725 local clinicians, 114.6 for every 10,000 of its 63,258 residents, 18 percent of them in physical, occupational, and speech therapy, plus the 79 SBA healthcare approvals worth $50,689,700 already recorded in Palm Beach County, 44 miles from Port St. Lucie, FL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Florida, and how many partners see it, is set out on the Florida page.
- Population: 63,258 residents (50K-100K band)1
- Healthcare providers registered here: 725 across 33 fields2
- Median household income: $110,2943
- Largest provider field: Physical, occupational, and speech therapy: 130 registered providers2
- Medicare-certified providers in town: 4 across 3 categories4
- Nearest metro: Port St. Lucie, FL, 44 miles1
Fields practicing inside Wellington
114.6 providers per 10,000 residents is what 725 enumerations across 33 fields works out to in a town of 63,258
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 130 | 20.6 | NPPES [2] |
| Specialty physician groups | 112 | 17.7 | NPPES [2] |
| Primary care and family medicine | 62 | 9.8 | NPPES [2] |
| Chiropractic | 46 | 7.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 38 | 6.0 | NPPES [2] |
| Dental specialties | 35 | 5.5 | NPPES [2] |
| Optometry and ophthalmology | 35 | 5.5 | NPPES [2] |
| ABA and autism therapy | 34 | 5.4 | NPPES [2] |
| General dentistry | 32 | 5.1 | NPPES [2] |
| Home health | 29 | 4.6 | NPPES [2] |
| SUD treatment and residential | 21 | 3.3 | NPPES [2] |
| Dermatology | 18 | 2.8 | NPPES [2] |
| DME and HME suppliers | 15 | 2.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 15 | 2.4 | NPPES [2] |
| Behavioral and mental health group practices | 15 | 2.4 | NPPES [2] |
| Med spa and aesthetics | 13 | 2.1 | NPPES [2] |
| Telehealth and virtual clinics | 11 | 1.7 | NPPES [2] |
| Urgent care | 9 | 1.4 | NPPES [2] |
| ASCs and OBLs | 9 | 1.4 | NPPES [2] |
| Independent pharmacy | 9 | 1.4 | NPPES [2] |
| Audiology and hearing centers | 6 | 0.9 | NPPES [2] |
| Plastic and cosmetic surgery | 6 | 0.9 | NPPES [2] |
| Clinical and toxicology labs | 5 | 0.8 | NPPES [2] |
| Imaging centers | 3 | 0.5 | NPPES [2] |
| Non-medical home care | 3 | 0.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 3 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 3 | 0.5 | NPPES [2] |
| Podiatry | 2 | 0.3 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.3 | NPPES [2] |
| Mobile diagnostics | 1 | 0.2 | NPPES [2] |
| Hospice and palliative | 1 | 0.2 | NPPES [2] |
| Clinical research sites | 1 | 0.2 | NPPES [2] |
| IV hydration and infusion | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 13 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Wellington practice can hold more than one of these numbers. 18 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Wellington
The published file shows 79 healthcare approvals in Palm Beach County, $50,689,700 in total, and that history is what an appraiser and a credit committee reach for
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 79 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $50,689,700 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $641,642 | Dollars divided by approvals [5] |
| Credit offices operating locally | 1,002 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
Density of 114.6 per 10,000 sets the patient draw a projection can claim without an argument. Because Palm Beach County already carries $50,689,700 across 79 healthcare approvals, a request near that average moves faster than one well above it. Household income of $110,294 in Wellington is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Wellington mix reaches for
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
Built from what is enumerated here rather than from a national list, so a field with no presence in Wellington does not appear. Availability is still a Florida question.
Underwriting by field in Wellington
physical, occupational, and speech therapy, specialty physician groups, primary care and family medicine account for most of what is enumerated in Wellington, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (130) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (112) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Primary care and family medicine (62) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Wellington clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Wellington file differently.
How Wellington prices against its neighbors
114.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Wellington
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Wellington (current) | 63,258 | 725 | 114.6 | |
| Royal Palm Beach | 41,948 | 394 | 93.9 | 4 |
| Greenacres | 45,197 | 471 | 104.2 | 8 |
| Palm Springs | 28,548 | 305 | 106.8 | 10 |
| Lake Worth Beach | 44,417 | 37 | 8.3 | 13 |
| Boynton Beach | 83,095 | 1,811 | 217.9 | 14 |
| Lantana | 12,545 | 174 | 138.7 | 14 |
Distance, income, and the wage floor around Wellington
Port St. Lucie, FL lies 44 miles from Wellington, close enough for rent comparables to travel and far enough that patient draw does not. Households here carry $110,294 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set.
Other Florida markets
- Royal Palm Beach 41,948 residents
- Greenacres 45,197 residents
- Palm Springs 28,548 residents
- Lake Worth Beach 44,417 residents
- Boynton Beach 83,095 residents
- Lantana 12,545 residents
What owners in Wellington ask
01How many providers practice in Wellington, and in what?
Across 33 fields, Wellington carries 725 enumerated clinicians, 114.6 per 10,000 of the 63,258 people living here. The concentration is in physical, occupational, and speech therapy, 130 of the total, then specialty physician groups at 112. Count practices from that only with care.
02What does Palm Beach County's shortage designation change?
Palm Beach County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Wellington can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03What does SBA lending look like around Wellington?
Healthcare borrowers in Palm Beach County took 79 approvals worth $50,689,700 in the published fiscal year, averaging $641,642. That is the comparable set an appraiser near Wellington reaches for first.
04Which fields carry the volume in Wellington?
Physical, occupational, and speech therapy at 130 providers and specialty physician groups at 112 lead the 33 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05Is Wellington underwritten as part of Port St. Lucie, FL?
Port St. Lucie, FL sits 44 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Port St. Lucie, FL; the 63,258 residents set the ceiling a projection can defend.
06What does a $110,294 median income mean for case acceptance?
Median household income in Wellington runs $110,294. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.