Idaho micro-market
Healthcare practice financing in Moscow, Idaho
Direct answer
213 healthcare providers hold a Moscow practice address, 79.2 per 10,000 of its 26,894 residents, 20 percent of them in physical, occupational, and speech therapy. Latah County recorded 2 SBA healthcare approvals worth $1,092,500, and Lewiston, ID-WA sits 23 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Idaho, and how many partners see it, is set out on the Idaho page.
- Population: 26,894 residents (25K-50K band)1
- Healthcare providers registered here: 213 across 22 fields2
- Median household income: $56,4973
- Largest provider field: Physical, occupational, and speech therapy: 42 registered providers2
- Medicare-certified providers in town: 3 across 2 categories4
- Nearest metro: Lewiston, ID-WA, 23 miles1
Moscow clinicians, by field
213 providers across 22 fields, 79.2 per 10,000 residents, counted at Moscow addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 42 | 15.6 | NPPES [2] |
| Primary care and family medicine | 37 | 13.8 | NPPES [2] |
| Optometry and ophthalmology | 21 | 7.8 | NPPES [2] |
| Behavioral and mental health group practices | 17 | 6.3 | NPPES [2] |
| Chiropractic | 14 | 5.2 | NPPES [2] |
| General dentistry | 13 | 4.8 | NPPES [2] |
| Specialty physician groups | 13 | 4.8 | NPPES [2] |
| Independent pharmacy | 10 | 3.7 | NPPES [2] |
| DME and HME suppliers | 9 | 3.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 3.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 6 | 2.2 | NPPES [2] |
| Dental specialties | 5 | 1.9 | NPPES [2] |
| ABA and autism therapy | 4 | 1.5 | NPPES [2] |
| Home health | 3 | 1.1 | NPPES [2] |
| NEMT and ambulance | 2 | 0.7 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.7 | NPPES [2] |
| ASCs and OBLs | 1 | 0.4 | NPPES [2] |
| Mobile diagnostics | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
Several of the 42 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Latah County approvals, dollars, and lending establishments
With 2 healthcare approvals recorded, Latah County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 2 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $1,092,500 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $546,250 | Dollars divided by approvals [5] |
| Credit offices operating locally | 20 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 79.2 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. A $56,497 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Moscow does not appear. Availability is still a Idaho question.
What a funder reads first in Moscow
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (42) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (37) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (21) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Idaho towns
Density is the number that moves an appraisal: 79.2 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Moscow (current) | 26,894 | 213 | 79.2 | |
| Lewiston | 34,693 | 325 | 93.7 | 23 |
| Coeur d'Alene | 57,355 | 37 | 6.5 | 68 |
| Post Falls | 45,800 | 344 | 75.1 | 69 |
| Hayden | 16,924 | 191 | 112.9 | 72 |
| Rathdrum | 12,626 | 53 | 42.0 | 74 |
| Sandpoint | 10,444 | 242 | 231.7 | 109 |
Distance, income, and the wage floor around Moscow
Lewiston, ID-WA lies 23 miles from Moscow, close enough that appraisers price the lease against Lewiston, ID-WA rents while 26,894 residents set the revenue ceiling. At $56,497 median household income, the elective and cash-pay share of a projection is the line that gets tested first. The Medicare-certified hospital in Moscow sets the local wage floor before you hire against it. Campus terms, not calendar quarters, set the busy months in Moscow. Moscow is the Latah County seat, so county employment steadies the payer mix.
Other Idaho markets
- Lewiston 34,693 residents
- Coeur d'Alene 57,355 residents
- Post Falls 45,800 residents
- Hayden 16,924 residents
- Rathdrum 12,626 residents
- Sandpoint 10,444 residents
What owners in Moscow ask
01How many providers practice in Moscow, and in what?
NPPES lists 213 providers at a Moscow practice address, 79.2 per 10,000 residents across 22 tracked fields. Physical, occupational, and speech therapy accounts for 42 of them, 20 percent of the total, with primary care and family medicine next at 37. Read that as clinicians: 213 enumerations, not 213 owners.
02What does Latah County's shortage designation change?
Latah County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Moscow can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Latah County show so little SBA activity?
Only 2 healthcare approvals appear for Latah County in the published 7(a) and 504 file. Thin volume in Latah County is a transaction count, not a verdict on borrowers here. The county still holds 20 credit intermediation establishments.
04How does the hospital in Moscow affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 3 Medicare-certified providers in total. A Moscow projection that names the call arrangement reads better than one that assumes it.
05Is Moscow underwritten as part of Lewiston, ID-WA?
Comparables and demand split at 23 miles. An appraiser prices the lease and the equipment off Lewiston, ID-WA; the revenue line has to hold up against 26,894 local residents.
06What does a $56,497 median income mean for case acceptance?
Median household income in Moscow runs $56,497. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.