Illinois micro-market
Healthcare practice financing in Dixon, Illinois
Direct answer
202 healthcare providers hold a Dixon practice address, 133.3 per 10,000 of its 15,156 residents, 23 percent of them in physical, occupational, and speech therapy. Lee County recorded 0 SBA healthcare approvals worth $0, and Rockford, IL sits 36 miles out.
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- Population: 15,156 residents (10K-25K band)1
- Healthcare providers registered here: 202 across 27 fields2
- Median household income: $58,3713
- Largest provider field: Physical, occupational, and speech therapy: 46 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Rockford, IL, 36 miles1
Dixon clinicians, by field
133.3 providers per 10,000 residents is what 202 enumerations across 27 fields works out to in a town of 15,156
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 46 | 30.4 | NPPES [2] |
| Primary care and family medicine | 28 | 18.5 | NPPES [2] |
| Behavioral and mental health group practices | 22 | 14.5 | NPPES [2] |
| Chiropractic | 18 | 11.9 | NPPES [2] |
| General dentistry | 12 | 7.9 | NPPES [2] |
| Podiatry | 11 | 7.3 | NPPES [2] |
| Specialty physician groups | 9 | 5.9 | NPPES [2] |
| DME and HME suppliers | 8 | 5.3 | NPPES [2] |
| Optometry and ophthalmology | 7 | 4.6 | NPPES [2] |
| Independent pharmacy | 5 | 3.3 | NPPES [2] |
| Audiology and hearing centers | 5 | 3.3 | NPPES [2] |
| SUD treatment and residential | 4 | 2.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 2.6 | NPPES [2] |
| Dental specialties | 3 | 2.0 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.0 | NPPES [2] |
| NEMT and ambulance | 2 | 1.3 | NPPES [2] |
| ABA and autism therapy | 2 | 1.3 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.3 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.3 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.3 | NPPES [2] |
| Dermatology | 1 | 0.7 | NPPES [2] |
| Home health | 1 | 0.7 | NPPES [2] |
| Urgent care | 1 | 0.7 | NPPES [2] |
| Non-medical home care | 1 | 0.7 | NPPES [2] |
| Hospice and palliative | 1 | 0.7 | NPPES [2] |
| Clinical research sites | 1 | 0.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Physical, occupational, and speech therapy carries 46 of the 202 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What lenders have already approved in Lee County
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 0 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $0 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | No approvals recorded | Dollars divided by approvals [5] |
| Credit offices operating locally | 18 | Credit intermediation establishments, NAICS 522 [6] |
Reading Dixon the way a credit committee does
At 133.3 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 0 approvals on record in Lee County, expect a longer appraisal and a wider collateral discount. Household income of $58,371 in Dixon is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Dixon does not appear. Availability is still a Illinois question.
What a funder reads first in Dixon
physical, occupational, and speech therapy, primary care and family medicine, behavioral and mental health group practices account for most of what is enumerated in Dixon, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (46) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (28) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (22) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
NPPES supplies the Dixon counts. The reading columns describe the field in general, and no partner reviewing a Dixon file is bound by them.
How Dixon prices against its neighbors
133.3 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Dixon
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Dixon (current) | 15,156 | 202 | 133.3 | |
| Sterling | 14,535 | 177 | 121.8 | 12 |
| Freeport | 23,140 | 296 | 127.9 | 32 |
| DeKalb | 40,491 | 277 | 68.4 | 38 |
| Loves Park | 23,636 | 161 | 68.1 | 42 |
| Sycamore | 18,968 | 274 | 144.5 | 42 |
| Belvidere | 25,325 | 161 | 63.6 | 42 |
Distance, income, and the wage floor around Dixon
Rockford, IL lies 36 miles from Dixon, close enough for rent comparables to travel and far enough that patient draw does not. Median household income runs $58,371, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Campus terms, not calendar quarters, set the busy months in Dixon. Dixon is the Lee County seat, so county employment steadies the payer mix.
Other Illinois markets
Dixon owners, answered
01How many providers practice in Dixon, and in what?
Across 27 fields, Dixon carries 202 enumerated clinicians, 133.3 per 10,000 of the 15,156 people living here. The concentration is in physical, occupational, and speech therapy, 46 of the total, then primary care and family medicine at 28. Count practices from that only with care.
02What does Lee County's shortage designation change?
Designated for primary care, dental, mental health, Lee County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Lee County show so little SBA activity?
Only 0 healthcare approvals appear for Lee County in the published 7(a) and 504 file. Thin volume in Lee County is a transaction count, not a verdict on borrowers here. The county still holds 18 credit intermediation establishments.
04How does the hospital in Dixon affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 2 Medicare-certified providers in total. A Dixon projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Dixon?
Volume concentrates in physical, occupational, and speech therapy, 46 of them, ahead of primary care and family medicine at 28, across 27 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is Dixon underwritten as part of Rockford, IL?
Partly. Rockford, IL is 36 miles out, so rent and equipment comparables travel in from there while patients still come from the 15,156 residents around Dixon. Cost side metro, revenue side local.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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