Indiana micro-market
Healthcare practice financing in Wabash, Indiana
Direct answer
10,275 residents, 118 enumerated clinicians, 114.8 per 10,000, 19 percent of them in primary care and family medicine: that is the Wabash market a funder prices. Wabash County adds 0 healthcare approvals worth $0 and 28 miles of distance to Kokomo, IN.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Indiana, and how many partners see it, is set out on the Indiana page.
- Population: 10,275 residents (10K-25K band)1
- Healthcare providers registered here: 118 across 16 fields2
- Median household income: $54,1993
- Largest provider field: Primary care and family medicine: 22 registered providers2
- Nearest metro: Kokomo, IN, 28 miles1
- Hospital: A Medicare-certified hospital operates in the town4
Wabash clinicians, by field
Counted at the town's own addresses: 118 providers, 16 fields, 114.8 clinicians per 10,000 of the 10,275 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 22 | 21.4 | NPPES [2] |
| Physical, occupational, and speech therapy | 21 | 20.4 | NPPES [2] |
| Chiropractic | 15 | 14.6 | NPPES [2] |
| Optometry and ophthalmology | 11 | 10.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 11 | 10.7 | NPPES [2] |
| Behavioral and mental health group practices | 10 | 9.7 | NPPES [2] |
| General dentistry | 9 | 8.8 | NPPES [2] |
| DME and HME suppliers | 5 | 4.9 | NPPES [2] |
| NEMT and ambulance | 3 | 2.9 | NPPES [2] |
| Independent pharmacy | 3 | 2.9 | NPPES [2] |
| Podiatry | 2 | 1.9 | NPPES [2] |
| SUD treatment and residential | 2 | 1.9 | NPPES [2] |
| Home health | 1 | 1.0 | NPPES [2] |
| Imaging centers | 1 | 1.0 | NPPES [2] |
| Specialty physician groups | 1 | 1.0 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 1.0 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] |
Primary care and family medicine carries 22 of the 118 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Loan activity in Wabash County
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | One published fiscal year, healthcare borrowers only [5] |
| Approved dollars | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Average approval | No approvals recorded | A mean, so one large approval moves it [5] |
| Lending establishments in the county | 18 | Credit intermediation offices sited in the county [6] |
Reading Wabash the way a credit committee does
At 114.8 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 0 approvals on record in Wabash County, expect a longer appraisal and a wider collateral discount. Household income of $54,199 in Wabash is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
The order comes from Wabash's own provider mix, which primary care and family medicine dominates at 19 percent. What a partner can actually place in Indiana is a separate question.
Underwriting by field in Wabash
Drawn from the fields that actually practice here: primary care and family medicine, physical, occupational, and speech therapy, chiropractic
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (22) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (21) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Chiropractic (15) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
NPPES supplies the Wabash counts. The reading columns describe the field in general, and no partner reviewing a Wabash file is bound by them.
Wabash against nearby Indiana markets
Comparables travel. These are the Indiana towns whose density, at 114.8 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Wabash (current) | 10,275 | 118 | 114.8 | |
| Peru | 11,003 | 115 | 104.5 | 13 |
| Huntington | 17,033 | 129 | 75.7 | 18 |
| Marion | 28,216 | 370 | 131.1 | 20 |
| Kokomo | 60,093 | 697 | 116.0 | 28 |
| Logansport | 18,168 | 158 | 87.0 | 28 |
| Warsaw | 16,111 | 245 | 152.1 | 31 |
Distance, income, and the wage floor around Wabash
Distance to Kokomo, IN is 28 miles. That is close enough for rent in Wabash to be compared against the metro and far enough that patient draw is not. Median household income runs $54,199, which is the number a funder converts into case acceptance on anything elective or cash-pay. The hospital fixes two inputs a lender would otherwise estimate in a 10,275 resident town: where referrals originate, and what staff cost. Wabash is the Wabash County seat, so county employment steadies the payer mix.
More of Indiana
- Peru 11,003 residents
- Huntington 17,033 residents
- Marion 28,216 residents
- Kokomo 60,093 residents
- Logansport 18,168 residents
- Warsaw 16,111 residents
Wabash owners, answered
01How many providers practice in Wabash, and in what?
NPPES lists 118 providers at a Wabash practice address, 114.8 per 10,000 residents across 16 tracked fields. Primary care and family medicine accounts for 22 of them, 19 percent of the total, with physical, occupational, and speech therapy next at 21. Read that as clinicians: 118 enumerations, not 118 owners.
02Why does Wabash County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Wabash County. That tracks how few Wabash County practices changed hands that year, not credit quality. 18 credit intermediation establishments operate in Wabash County, so the lending capacity is local even where the healthcare history is not.
03What does Wabash County's shortage designation change?
Designated for primary care, dental, mental health, Wabash County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
04How does the hospital in Wabash affect a practice file?
It makes the staffing and referral lines checkable. and the hospital sets the wage a clinical hire is bid against in a 114.8 per 10,000 market.
05What does a $54,199 median income mean for case acceptance?
Median household income in Wabash runs $54,199. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Wabash?
The 16 enumerated fields are led by primary care and family medicine at 22, with physical, occupational, and speech therapy at 21 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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