Kansas micro-market
Healthcare practice financing in El Dorado, Kansas
Direct answer
12,694 residents, 102 enumerated clinicians, 80.4 per 10,000, 15 percent of them in primary care and family medicine: that is the El Dorado market a funder prices. Butler County adds 2 healthcare approvals worth $630,500 and 28 miles of distance to Wichita, KS.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Kansas, and how many partners see it, is set out on the Kansas page.
- Population: 12,694 residents (10K-25K band)1
- Healthcare providers registered here: 102 across 17 fields2
- Median household income: $54,8283
- Largest provider field: Primary care and family medicine: 15 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Wichita, KS, 28 miles1
El Dorado clinicians, by field
80.4 providers per 10,000 residents is what 102 enumerations across 17 fields works out to in a town of 12,694
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 15 | 11.8 | NPPES [2] |
| Specialty physician groups | 14 | 11.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 14 | 11.0 | NPPES [2] |
| Chiropractic | 12 | 9.5 | NPPES [2] |
| Optometry and ophthalmology | 11 | 8.7 | NPPES [2] |
| General dentistry | 10 | 7.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 4.7 | NPPES [2] |
| DME and HME suppliers | 4 | 3.2 | NPPES [2] |
| Home health | 4 | 3.2 | NPPES [2] |
| Independent pharmacy | 4 | 3.2 | NPPES [2] |
| Podiatry | 2 | 1.6 | NPPES [2] |
| Urgent care | 1 | 0.8 | NPPES [2] |
| NEMT and ambulance | 1 | 0.8 | NPPES [2] |
| ABA and autism therapy | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 15 primary care and family medicine enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What Butler County credit files already show
2 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 2 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $630,500 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $315,250 | Dollars divided by approvals [5] |
| Credit offices operating locally | 41 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Density of 80.4 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. Household income of $54,828 in El Dorado is the number a lender uses to sanity check the self-pay share of a revenue projection.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Working capital term loan
The 17 fields practicing locally set this order. A funding partner, not this list, decides what is available in Kansas.
What a funder reads first in El Dorado
What a funder opens first depends on the field. In El Dorado that means primary care and family medicine, specialty physician groups, physical, occupational, and speech therapy.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (15) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (14) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Physical, occupational, and speech therapy (14) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
The first column is El Dorado's own NPPES count. The rest is how the field is generally underwritten, whether the address is El Dorado or anywhere else.
El Dorado against nearby Kansas markets
The neighboring markets below are the ones a valuation borrows from when El Dorado has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| El Dorado (current) | 12,694 | 102 | 80.4 | |
| Andover | 17,000 | 132 | 77.6 | 17 |
| Bel Aire | 10,066 | 33 | 32.8 | 21 |
| Derby | 26,604 | 198 | 74.4 | 28 |
| Newton | 18,320 | 224 | 122.3 | 30 |
| Haysville | 11,406 | 47 | 41.2 | 32 |
| Winfield | 11,678 | 114 | 97.6 | 40 |
Distance, income, and the wage floor around El Dorado
Wichita, KS lies 28 miles from El Dorado, close enough for rent comparables to travel and far enough that patient draw does not. Households here carry $54,828 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. The hospital fixes two inputs a lender would otherwise estimate in a 12,694 resident town: where referrals originate, and what staff cost. Campus terms, not calendar quarters, set the busy months in El Dorado. El Dorado is the Butler County seat, so county employment steadies the payer mix.
Nearby Kansas towns
Questions from El Dorado
01How many providers practice in El Dorado, and in what?
102 enumerations sit at El Dorado addresses in the monthly NPPES file, working out to 80.4 for every 10,000 residents. 15 percent of them are primary care and family medicine, and specialty physician groups follows with 14. An enumeration is a clinician, so the 102 here cover fewer than 102 practices.
02What does Butler County's shortage designation change?
Designated for primary care, dental, mental health, Butler County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Butler County show so little SBA activity?
Only 2 healthcare approvals appear for Butler County in the published 7(a) and 504 file. Thin volume in Butler County is a transaction count, not a verdict on borrowers here. The county still holds 41 credit intermediation establishments.
04Is El Dorado underwritten as part of Wichita, KS?
Wichita, KS sits 28 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Wichita, KS; the 12,694 residents set the ceiling a projection can defend.
05How does the hospital in El Dorado affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 2 Medicare-certified providers in total. A El Dorado projection that names the call arrangement reads better than one that assumes it.
06What does a $54,828 median income mean for case acceptance?
Median household income in El Dorado runs $54,828. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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