Louisiana micro-market
Healthcare practice financing in Carencro, Louisiana
Direct answer
Lafayette County carries 6 SBA healthcare approvals worth $1,888,500, and inside Carencro the census shows 97 enumerated clinicians against 12,883 residents, 75.3 per 10,000, 39 percent of them in physical, occupational, and speech therapy. Lafayette, LA lies 7 miles away.
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- Population: 12,883 residents (10K-25K band)1
- Healthcare providers registered here: 97 across 16 fields2
- Median household income: $70,2173
- Largest provider field: Physical, occupational, and speech therapy: 38 registered providers2
- Nearest metro: Lafayette, LA, 7 miles1
- SBA healthcare approvals in the county: 6 approvals totaling $1,888,5004
Carencro clinicians, by field
97 providers across 16 fields, 75.3 per 10,000 residents, counted at Carencro addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 38 | 29.5 | NPPES [2] |
| Primary care and family medicine | 12 | 9.3 | NPPES [2] |
| Chiropractic | 7 | 5.4 | NPPES [2] |
| General dentistry | 6 | 4.7 | NPPES [2] |
| Behavioral and mental health group practices | 6 | 4.7 | NPPES [2] |
| DME and HME suppliers | 5 | 3.9 | NPPES [2] |
| Home health | 4 | 3.1 | NPPES [2] |
| Non-medical home care | 4 | 3.1 | NPPES [2] |
| Optometry and ophthalmology | 4 | 3.1 | NPPES [2] |
| Independent pharmacy | 3 | 2.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 2.3 | NPPES [2] |
| Urgent care | 1 | 0.8 | NPPES [2] |
| ABA and autism therapy | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
A single Carencro practice can hold more than one of these numbers. 39 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Carencro
6 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 6 | Counted for the fiscal year the SBA publishes [4] |
| Approved dollars | $1,888,500 | Everything approved to healthcare borrowers, added up [4] |
| Average approval | $314,750 | The dollar column over the approval column [4] |
| Lending establishments in the county | 218 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
Underwriting starts with 75.3 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. A short county record of 6 approvals usually means more documentation and a lower advance against the same collateral. Household income of $70,217 in Carencro is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Carencro mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Carencro's own provider mix, which physical, occupational, and speech therapy dominates at 39 percent. What a partner can actually place in Louisiana is a separate question.
What a funder reads first in Carencro
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, chiropractic
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (38) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (12) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (7) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
NPPES supplies the Carencro counts. The reading columns describe the field in general, and no partner reviewing a Carencro file is bound by them.
How Carencro prices against its neighbors
Set Carencro's 75.3 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Carencro (current) | 12,883 | 97 | 75.3 | |
| Broussard | 15,312 | 101 | 66.0 | 13 |
| Opelousas | 15,176 | 288 | 189.8 | 15 |
| Youngsville | 19,038 | 164 | 86.1 | 15 |
| Crowley | 11,216 | 196 | 174.8 | 21 |
| Abbeville | 10,902 | 172 | 157.8 | 24 |
| New Iberia | 26,849 | 313 | 116.6 | 25 |
How Carencro sits against the nearest metro
Distance to Lafayette, LA is 7 miles. Appraisers borrow Lafayette, LA rents, and the 12,883 residents set the ceiling on collections. Households here carry $70,217 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Carencro, which a projection needs to state plainly.
Nearby Louisiana towns
- Broussard 15,312 residents
- Opelousas 15,176 residents
- Youngsville 19,038 residents
- Crowley 11,216 residents
- Abbeville 10,902 residents
- New Iberia 26,849 residents
Questions from Carencro
01How many providers practice in Carencro, and in what?
97 enumerations sit at Carencro addresses in the monthly NPPES file, working out to 75.3 for every 10,000 residents. 39 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 12. An enumeration is a clinician, so the 97 here cover fewer than 97 practices.
02What does Lafayette County's shortage designation change?
Lafayette County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Carencro can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Lafayette County show so little SBA activity?
Lafayette County shows 6 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 218 lending establishments operate locally.
04Is Carencro underwritten as part of Lafayette, LA?
Partly. Lafayette, LA is 7 miles out, so rent and equipment comparables travel in from there while patients still come from the 12,883 residents around Carencro. Cost side metro, revenue side local.
05Is there local lending capacity in Lafayette County?
County Business Patterns records 218 credit intermediation establishments in Lafayette County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Carencro rents and resale before or by somebody working from a screen.
06What does the underserved designation in Lafayette County support?
Lafayette County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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