Maryland micro-market
Healthcare practice financing in Easton, Maryland
Direct answer
523 healthcare providers hold a Easton practice address, 300.9 per 10,000 of its 17,381 residents, 26 percent of them in physical, occupational, and speech therapy. Talbot County recorded 4 SBA healthcare approvals worth $3,255,000, and Salisbury, MD sits 38 miles out.
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- Population: 17,381 residents (10K-25K band)1
- Healthcare providers registered here: 523 across 34 fields2
- Median household income: $73,4603
- Largest provider field: Physical, occupational, and speech therapy: 138 registered providers2
- Medicare-certified providers in town: 9 across 4 categories4
- Nearest metro: Salisbury, MD, 38 miles1
Fields practicing inside Easton
523 providers across 34 fields, 300.9 per 10,000 residents, counted at Easton addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 138 | 79.4 | NPPES [2] |
| Behavioral and mental health group practices | 61 | 35.1 | NPPES [2] |
| Primary care and family medicine | 60 | 34.5 | NPPES [2] |
| Specialty physician groups | 40 | 23.0 | NPPES [2] |
| Dental specialties | 22 | 12.7 | NPPES [2] |
| Optometry and ophthalmology | 20 | 11.5 | NPPES [2] |
| Med spa and aesthetics | 18 | 10.4 | NPPES [2] |
| DME and HME suppliers | 16 | 9.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 14 | 8.1 | NPPES [2] |
| Chiropractic | 12 | 6.9 | NPPES [2] |
| Home health | 11 | 6.3 | NPPES [2] |
| SUD treatment and residential | 11 | 6.3 | NPPES [2] |
| General dentistry | 11 | 6.3 | NPPES [2] |
| Clinical and toxicology labs | 10 | 5.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 5.2 | NPPES [2] |
| Audiology and hearing centers | 8 | 4.6 | NPPES [2] |
| ABA and autism therapy | 7 | 4.0 | NPPES [2] |
| Independent pharmacy | 6 | 3.5 | NPPES [2] |
| Non-medical home care | 5 | 2.9 | NPPES [2] |
| Podiatry | 4 | 2.3 | NPPES [2] |
| Dermatology | 4 | 2.3 | NPPES [2] |
| ASCs and OBLs | 4 | 2.3 | NPPES [2] |
| Pain management and interventional | 4 | 2.3 | NPPES [2] |
| Hospice and palliative | 4 | 2.3 | NPPES [2] |
| Occupational health and drug testing | 4 | 2.3 | NPPES [2] |
| Urgent care | 3 | 1.7 | NPPES [2] |
| Imaging centers | 3 | 1.7 | NPPES [2] |
| Plastic and cosmetic surgery | 3 | 1.7 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.7 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 1.7 | NPPES [2] |
| NEMT and ambulance | 2 | 1.2 | NPPES [2] |
| Mobile diagnostics | 1 | 0.6 | NPPES [2] |
| Clinical research sites | 1 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 11 | CMS [4] | |
| Ambulatory surgical centers | 5 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 138 of the 523 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Talbot County credit files already show
With 4 healthcare approvals recorded, Talbot County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 4 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $3,255,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $813,750 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 36 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
The ratio that matters up front is 300.9 per 10,000, which decides whether a ramp schedule reads as conservative. With 4 approvals on record in Talbot County, expect a longer appraisal and a wider collateral discount. With $73,460 as the median household income, the payer mix in a projection has to match what Easton households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 34 local fields reaches for a program, not by what is easiest to refer. Maryland rules and the partner decide availability.
What a funder reads first in Easton
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, behavioral and mental health group practices, primary care and family medicine
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (138) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (61) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Primary care and family medicine (60) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Column one counts Easton clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Easton file differently.
Density beside the neighboring Maryland towns
The neighboring markets below are the ones a valuation borrows from when Easton has too few sales of its own
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Easton (current) | 17,381 | 523 | 300.9 | |
| Cambridge | 13,262 | 223 | 168.1 | 15 |
| Annapolis | 40,689 | 1,512 | 371.6 | 27 |
| Bowie | 58,421 | 991 | 169.6 | 38 |
| Salisbury | 33,616 | 993 | 295.4 | 38 |
| New Carrollton | 13,645 | 51 | 37.4 | 45 |
| Greenbelt | 24,843 | 448 | 180.3 | 46 |
What the geography does to a Easton projection
38 miles separate Easton from Salisbury, MD. Rent comparables cross that gap; patients mostly do not. Median household income runs $73,460, which is the number a funder converts into case acceptance on anything elective or cash-pay. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Easton is the Talbot County seat, so county employment steadies the payer mix.
More of Maryland
Easton owners, answered
01How many providers practice in Easton, and in what?
NPPES lists 523 providers at a Easton practice address, 300.9 per 10,000 residents across 34 tracked fields. Physical, occupational, and speech therapy accounts for 138 of them, 26 percent of the total, with behavioral and mental health group practices next at 61. Read that as clinicians: 523 enumerations, not 523 owners.
02Why does Talbot County show so little SBA activity?
The published file records 4 7(a) and 504 approvals to healthcare borrowers in Talbot County. That tracks how few Talbot County practices changed hands that year, not credit quality. 36 credit intermediation establishments operate in Talbot County, so the lending capacity is local even where the healthcare history is not.
03Is Easton underwritten as part of Salisbury, MD?
Partly. Salisbury, MD is 38 miles out, so rent and equipment comparables travel in from there while patients still come from the 17,381 residents around Easton. Cost side metro, revenue side local.
04What does Talbot County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Talbot County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 17,381 residents gets past the question of who would take the job.
05Which fields carry the volume in Easton?
Volume concentrates in physical, occupational, and speech therapy, 138 of them, ahead of behavioral and mental health group practices at 61, across 34 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06How does the hospital in Easton affect a practice file?
It makes the staffing and referral lines checkable. 9 Medicare-certified providers hold Easton addresses, and the hospital sets the wage a clinical hire is bid against in a 300.9 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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