Massachusetts micro-market
Healthcare practice financing in Weymouth, Massachusetts
Direct answer
A Weymouth file is read against 425 local clinicians, 70.6 for every 10,000 of its 60,159 residents, 33 percent of them in physical, occupational, and speech therapy, plus the 4 SBA healthcare approvals worth $1,134,000 already recorded in Norfolk County, 10 miles from Boston-Cambridge-Newton, MA-NH.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Massachusetts, and how many partners see it, is set out on the Massachusetts page.
- Population: 60,159 residents (50K-100K band)1
- Healthcare providers registered here: 425 across 29 fields2
- Median household income: $100,0773
- Largest provider field: Physical, occupational, and speech therapy: 141 registered providers2
- Medicare-certified providers in town: 4 across 2 categories4
- Nearest metro: Boston-Cambridge-Newton, MA-NH, 10 miles1
Weymouth clinicians, by field
Counted at the town's own addresses: 425 providers, 29 fields, 70.6 clinicians per 10,000 of the 60,159 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 141 | 23.4 | NPPES [2] |
| Specialty physician groups | 44 | 7.3 | NPPES [2] |
| Behavioral and mental health group practices | 44 | 7.3 | NPPES [2] |
| General dentistry | 28 | 4.7 | NPPES [2] |
| Chiropractic | 20 | 3.3 | NPPES [2] |
| ABA and autism therapy | 15 | 2.5 | NPPES [2] |
| DME and HME suppliers | 13 | 2.2 | NPPES [2] |
| Home health | 12 | 2.0 | NPPES [2] |
| Primary care and family medicine | 11 | 1.8 | NPPES [2] |
| Audiology and hearing centers | 11 | 1.8 | NPPES [2] |
| Med spa and aesthetics | 11 | 1.8 | NPPES [2] |
| Optometry and ophthalmology | 11 | 1.8 | NPPES [2] |
| Dental specialties | 9 | 1.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 8 | 1.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 1.2 | NPPES [2] |
| Urgent care | 6 | 1.0 | NPPES [2] |
| Podiatry | 5 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 5 | 0.8 | NPPES [2] |
| Dermatology | 4 | 0.7 | NPPES [2] |
| Non-medical home care | 4 | 0.7 | NPPES [2] |
| Plastic and cosmetic surgery | 4 | 0.7 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 0.5 | NPPES [2] |
| Imaging centers | 2 | 0.3 | NPPES [2] |
| Independent pharmacy | 2 | 0.3 | NPPES [2] |
| ASCs and OBLs | 1 | 0.2 | NPPES [2] |
| SUD treatment and residential | 1 | 0.2 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.2 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 141 of the 425 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Norfolk County credit files already show
4 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 4 | Fiscal year published in the SBA file [5] |
| Total approved capital | $1,134,000 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $283,500 | Dollars divided by approvals [5] |
| Lenders sited in the county | 413 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Density of 70.6 per 10,000 sets the patient draw a projection can claim without an argument. With 4 approvals on record in Norfolk County, expect a longer appraisal and a wider collateral discount. With $100,077 as the median household income, the payer mix in a projection has to match what Weymouth households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 29 fields that actually practice in Weymouth, weighted toward physical, occupational, and speech therapy. Availability still depends on Massachusetts and on the funding partner.
What a funder reads first in Weymouth
What a funder opens first depends on the field. In Weymouth that means physical, occupational, and speech therapy, specialty physician groups, behavioral and mental health group practices.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (141) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (44) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Behavioral and mental health group practices (44) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Counts in the first column are Weymouth providers from NPPES. The other two columns describe how funders read that field across markets like Weymouth, not what any funder will do with your file.
How Weymouth prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Weymouth has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Weymouth (current) | 60,159 | 425 | 70.6 | |
| Braintree | 39,134 | 497 | 127.0 | 3 |
| Randolph | 35,114 | 311 | 88.6 | 6 |
| Winthrop | 18,739 | 72 | 38.4 | 12 |
| Chelsea | 40,245 | 428 | 106.3 | 14 |
| Somerville | 82,149 | 534 | 65.0 | 15 |
| Everett | 51,825 | 157 | 30.3 | 15 |
What the geography does to a Weymouth projection
10 miles separate Weymouth from Boston-Cambridge-Newton, MA-NH. Lease pricing follows Boston-Cambridge-Newton, MA-NH, while revenue stays capped by the 60,159 residents here. Median household income runs $100,077, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Other Massachusetts markets
Questions from Weymouth
01How many providers practice in Weymouth, and in what?
Across 29 fields, Weymouth carries 425 enumerated clinicians, 70.6 per 10,000 of the 60,159 people living here. The concentration is in physical, occupational, and speech therapy, 141 of the total, then specialty physician groups at 44. Count practices from that only with care.
02What does Norfolk County's shortage designation change?
HRSA designates Norfolk County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Weymouth and evidences a staffing ramp in a 60,159 resident market.
03Why does Norfolk County show so little SBA activity?
Only 4 healthcare approvals appear for Norfolk County in the published 7(a) and 504 file. Thin volume in Norfolk County is a transaction count, not a verdict on borrowers here. The county still holds 413 credit intermediation establishments.
04Is Weymouth underwritten as part of Boston-Cambridge-Newton, MA-NH?
Partly. Boston-Cambridge-Newton, MA-NH is 10 miles out, so rent and equipment comparables travel in from there while patients still come from the 60,159 residents around Weymouth. Cost side metro, revenue side local.
05What does a $100,077 median income mean for case acceptance?
Median household income in Weymouth runs $100,077. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Norfolk County?
County Business Patterns records 413 credit intermediation establishments in Norfolk County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Weymouth rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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