Mississippi micro-market
Healthcare practice financing in Grenada, Mississippi
Direct answer
127 healthcare providers hold a Grenada practice address, 104.6 per 10,000 of its 12,138 residents, 23 percent of them in physical, occupational, and speech therapy. Grenada County recorded 0 SBA healthcare approvals worth $0, and Memphis, TN-MS-AR sits 92 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 12,138 residents (10K-25K band)1
- Healthcare providers registered here: 127 across 23 fields2
- Median household income: $42,4703
- Largest provider field: Physical, occupational, and speech therapy: 29 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Memphis, TN-MS-AR, 92 miles1
Grenada clinicians, by field
104.6 providers per 10,000 residents is what 127 enumerations across 23 fields works out to in a town of 12,138
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 29 | 23.9 | NPPES [2] |
| Primary care and family medicine | 17 | 14.0 | NPPES [2] |
| DME and HME suppliers | 11 | 9.1 | NPPES [2] |
| General dentistry | 10 | 8.2 | NPPES [2] |
| Optometry and ophthalmology | 9 | 7.4 | NPPES [2] |
| Independent pharmacy | 8 | 6.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 5.8 | NPPES [2] |
| Dermatology | 5 | 4.1 | NPPES [2] |
| Chiropractic | 5 | 4.1 | NPPES [2] |
| Specialty physician groups | 5 | 4.1 | NPPES [2] |
| Home health | 3 | 2.5 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 2.5 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.5 | NPPES [2] |
| Podiatry | 2 | 1.6 | NPPES [2] |
| Non-medical home care | 2 | 1.6 | NPPES [2] |
| Urgent care | 1 | 0.8 | NPPES [2] |
| Sleep centers | 1 | 0.8 | NPPES [2] |
| Dental specialties | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.8 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 29 of the 127 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Grenada County credit files already show
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 33 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 104.6 per 10,000 sets the patient draw a projection can claim without an argument. With 0 approvals on record in Grenada County, expect a longer appraisal and a wider collateral discount. Household income of $42,470 in Grenada is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 23 local fields reaches for a program, not by what is easiest to refer. Mississippi rules and the partner decide availability.
Underwriting by field in Grenada
What a funder opens first depends on the field. In Grenada that means physical, occupational, and speech therapy, primary care and family medicine, dme and hme suppliers.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (29) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (17) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| DME and HME suppliers (11) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
Counts in the first column are Grenada providers from NPPES. The other two columns describe how funders read that field across markets like Grenada, not what any funder will do with your file.
Grenada against nearby Mississippi markets
The neighboring markets below are the ones a valuation borrows from when Grenada has too few sales of its own
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Grenada (current) | 12,138 | 127 | 104.6 | |
| Greenwood | 13,627 | 167 | 122.6 | 29 |
| Oxford | 26,801 | 450 | 167.9 | 42 |
| Clarksdale | 13,861 | 136 | 98.1 | 52 |
| Cleveland | 10,183 | 177 | 173.8 | 53 |
| Starkville | 25,844 | 302 | 116.9 | 61 |
| Tupelo | 37,775 | 813 | 215.2 | 70 |
What the geography does to a Grenada projection
92 miles separate Grenada from Memphis, TN-MS-AR. Equipment sold at that distance has no local buyer, and the advance rate carries the discount. Median household income runs $42,470, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Higher education here explains why summer looks unlike the rest of the year. Grenada is the Grenada County seat, so county employment steadies the payer mix.
Other Mississippi markets
- Greenwood 13,627 residents
- Oxford 26,801 residents
- Clarksdale 13,861 residents
- Cleveland 10,183 residents
- Starkville 25,844 residents
- Tupelo 37,775 residents
Questions from Grenada
01How many providers practice in Grenada, and in what?
Across 23 fields, Grenada carries 127 enumerated clinicians, 104.6 per 10,000 of the 12,138 people living here. The concentration is in physical, occupational, and speech therapy, 29 of the total, then primary care and family medicine at 17. Count practices from that only with care.
02Does being 92 miles out change the underwriting?
At 92 miles from Memphis, TN-MS-AR, collateral is priced without a nearby resale market. Expect a longer appraisal window in Grenada County and a wider discount on used equipment than a metro practice would see on the same list.
03What does Grenada County's shortage designation change?
Grenada County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Grenada can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Why does Grenada County show so little SBA activity?
Only 0 healthcare approvals appear for Grenada County in the published 7(a) and 504 file. Thin volume in Grenada County is a transaction count, not a verdict on borrowers here. The county still holds 33 credit intermediation establishments.
05How does the hospital in Grenada affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 2 Medicare-certified providers in total. A Grenada projection that names the call arrangement reads better than one that assumes it.
06What does a $42,470 median income mean for case acceptance?
Median household income in Grenada runs $42,470. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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