Mississippi micro-market
Healthcare practice financing in Clarksdale, Mississippi
Direct answer
Coahoma County carries 0 SBA healthcare approvals worth $0, and inside Clarksdale the census shows 136 enumerated clinicians against 13,861 residents, 98.1 per 10,000, 16 percent of them in behavioral and mental health group practices. Memphis, TN-MS-AR lies 72 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 13,861 residents (10K-25K band)1
- Healthcare providers registered here: 136 across 26 fields2
- Median household income: $35,2103
- Largest provider field: Behavioral and mental health group practices: 22 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Memphis, TN-MS-AR, 72 miles1
The clinical base a lender can verify here
136 providers across 26 fields, 98.1 per 10,000 residents, counted at Clarksdale addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Behavioral and mental health group practices | 22 | 15.9 | NPPES [2] |
| Physical, occupational, and speech therapy | 22 | 15.9 | NPPES [2] |
| Specialty physician groups | 12 | 8.7 | NPPES [2] |
| Optometry and ophthalmology | 11 | 7.9 | NPPES [2] |
| Independent pharmacy | 10 | 7.2 | NPPES [2] |
| Primary care and family medicine | 8 | 5.8 | NPPES [2] |
| Hospice and palliative | 7 | 5.1 | NPPES [2] |
| General dentistry | 6 | 4.3 | NPPES [2] |
| Home health | 5 | 3.6 | NPPES [2] |
| Non-medical home care | 5 | 3.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 2.9 | NPPES [2] |
| Chiropractic | 3 | 2.2 | NPPES [2] |
| NEMT and ambulance | 3 | 2.2 | NPPES [2] |
| DME and HME suppliers | 2 | 1.4 | NPPES [2] |
| Dental specialties | 2 | 1.4 | NPPES [2] |
| Audiology and hearing centers | 2 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 2 | 1.4 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.4 | NPPES [2] |
| Podiatry | 1 | 0.7 | NPPES [2] |
| IDD services | 1 | 0.7 | NPPES [2] |
| Mobile diagnostics | 1 | 0.7 | NPPES [2] |
| ABA and autism therapy | 1 | 0.7 | NPPES [2] |
| Clinical research sites | 1 | 0.7 | NPPES [2] |
| IV hydration and infusion | 1 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Behavioral and mental health group practices carries 22 of the 136 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Clarksdale
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 0 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | No approvals recorded | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 26 | Credit intermediation offices sited in the county [6] |
Reading Clarksdale the way a credit committee does
Density of 98.1 per 10,000 sets the patient draw a projection can claim without an argument. With 0 approvals on record in Coahoma County, expect a longer appraisal and a wider collateral discount. With $35,210 as the median household income, the payer mix in a projection has to match what Clarksdale households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Business line of credit
- Expansion, relocation, and build-out
Weighted by how often each of the 26 local fields reaches for a program, not by what is easiest to refer. Mississippi rules and the partner decide availability.
The first pages of a Clarksdale file
behavioral and mental health group practices, physical, occupational, and speech therapy, specialty physician groups account for most of what is enumerated in Clarksdale, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Behavioral and mental health group practices (22) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (22) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (12) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are Clarksdale providers from NPPES. The other two columns describe how funders read that field across markets like Clarksdale, not what any funder will do with your file.
How Clarksdale prices against its neighbors
Density is the number that moves an appraisal: 98.1 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Clarksdale (current) | 13,861 | 136 | 98.1 | |
| Cleveland | 10,183 | 177 | 173.8 | 32 |
| Greenwood | 13,627 | 167 | 122.6 | 52 |
| Grenada | 12,138 | 127 | 104.6 | 52 |
| Hernando | 18,542 | 123 | 66.3 | 56 |
| Horn Lake | 26,574 | 65 | 24.5 | 60 |
| Oxford | 26,801 | 450 | 167.9 | 60 |
Distance, income, and the wage floor around Clarksdale
Memphis, TN-MS-AR lies 72 miles from Clarksdale, far enough that a used chair, chairside unit, or imaging system has no nearby resale market, which is where the collateral discount comes from. Median household income runs $35,210, which is the number a funder converts into case acceptance on anything elective or cash-pay. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. Higher education here explains why summer looks unlike the rest of the year. Clarksdale is the Coahoma County seat, so county employment steadies the payer mix.
More of Mississippi
Questions from Clarksdale
01How many providers practice in Clarksdale, and in what?
136 enumerations sit at Clarksdale addresses in the monthly NPPES file, working out to 98.1 for every 10,000 residents. 16 percent of them are behavioral and mental health group practices, and physical, occupational, and speech therapy follows with 22. An enumeration is a clinician, so the 136 here cover fewer than 136 practices.
02Does being 72 miles out change the underwriting?
Memphis, TN-MS-AR is 72 miles away, far enough that rent and equipment resale comparables get pulled from Coahoma County rather than a metro market. At 72 miles the appraisal window runs longer and equipment resale gets discounted.
03What does Coahoma County's shortage designation change?
Coahoma County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Clarksdale can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Why does Coahoma County show so little SBA activity?
Coahoma County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 26 lending establishments operate locally.
05How does the hospital in Clarksdale affect a practice file?
It makes the staffing and referral lines checkable. 1 Medicare-certified providers hold Clarksdale addresses, and the hospital sets the wage a clinical hire is bid against in a 98.1 per 10,000 market.
06What does a $35,210 median income mean for case acceptance?
Median household income in Clarksdale runs $35,210. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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