Mississippi micro-market
Healthcare practice financing in Madison, Mississippi
Direct answer
A Madison file is read against 373 local clinicians, 132.2 for every 10,000 of its 28,210 residents, 27 percent of them in physical, occupational, and speech therapy, plus the 7 SBA healthcare approvals worth $1,593,400 already recorded in Madison County, 12 miles from Jackson, MS.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 28,210 residents (25K-50K band)1
- Healthcare providers registered here: 373 across 29 fields2
- Median household income: $120,9183
- Largest provider field: Physical, occupational, and speech therapy: 102 registered providers2
- Medicare-certified providers in town: 5 across 1 categories4
- Nearest metro: Jackson, MS, 12 miles1
What NPPES records at Madison addresses
132.2 providers per 10,000 residents is what 373 enumerations across 29 fields works out to in a town of 28,210
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 102 | 36.2 | NPPES [2] |
| Primary care and family medicine | 48 | 17.0 | NPPES [2] |
| General dentistry | 32 | 11.3 | NPPES [2] |
| Optometry and ophthalmology | 31 | 11.0 | NPPES [2] |
| Specialty physician groups | 23 | 8.2 | NPPES [2] |
| Dental specialties | 20 | 7.1 | NPPES [2] |
| DME and HME suppliers | 17 | 6.0 | NPPES [2] |
| Chiropractic | 15 | 5.3 | NPPES [2] |
| ASCs and OBLs | 11 | 3.9 | NPPES [2] |
| Independent pharmacy | 9 | 3.2 | NPPES [2] |
| Audiology and hearing centers | 8 | 2.8 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 2.8 | NPPES [2] |
| Non-medical home care | 7 | 2.5 | NPPES [2] |
| ABA and autism therapy | 7 | 2.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 1.8 | NPPES [2] |
| Home health | 4 | 1.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 1.4 | NPPES [2] |
| Plastic and cosmetic surgery | 4 | 1.4 | NPPES [2] |
| Telehealth and virtual clinics | 4 | 1.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.1 | NPPES [2] |
| Dermatology | 2 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.7 | NPPES [2] |
| Podiatry | 1 | 0.4 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| Pain management and interventional | 1 | 0.4 | NPPES [2] |
| Fertility and IVF | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| IV hydration and infusion | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 9 | CMS [4] | |
| Ambulatory surgical centers | 5 | CMS [4] |
Several of the 102 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Madison
7 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 7 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $1,593,400 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $227,629 | The dollar column over the approval column [5] |
| Credit offices operating locally | 113 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
The ratio that matters up front is 132.2 per 10,000, which decides whether a ramp schedule reads as conservative. A short county record of 7 approvals usually means more documentation and a lower advance against the same collateral. With $120,918 as the median household income, the payer mix in a projection has to match what Madison households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Ranked from the 29 fields that actually practice in Madison, weighted toward physical, occupational, and speech therapy. Availability still depends on Mississippi and on the funding partner.
What a funder reads first in Madison
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (102) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (48) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (32) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
How Madison prices against its neighbors
132.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Madison
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Madison (current) | 28,210 | 373 | 132.2 | |
| Ridgeland | 24,576 | 712 | 289.7 | 4 |
| Canton | 10,777 | 128 | 118.8 | 10 |
| Flowood | 10,853 | 465 | 428.5 | 10 |
| Pearl | 28,458 | 111 | 39.0 | 14 |
| Clinton | 26,617 | 223 | 83.8 | 15 |
| Brandon | 25,870 | 367 | 141.9 | 16 |
Distance, income, and the wage floor around Madison
Jackson, MS lies 12 miles from Madison, close enough that appraisers price the lease against Jackson, MS rents while 28,210 residents set the revenue ceiling. At $120,918 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
More of Mississippi
Madison owners, answered
01How many providers practice in Madison, and in what?
373 enumerations sit at Madison addresses in the monthly NPPES file, working out to 132.2 for every 10,000 residents. 27 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 48. An enumeration is a clinician, so the 373 here cover fewer than 373 practices.
02What does Madison County's shortage designation change?
HRSA designates Madison County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Madison and evidences a staffing ramp in a 28,210 resident market.
03Why does Madison County show so little SBA activity?
Madison County shows 7 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 113 lending establishments operate locally.
04Is Madison underwritten as part of Jackson, MS?
Jackson, MS sits 12 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Jackson, MS; the 28,210 residents set the ceiling a projection can defend.
05What does a $120,918 median income mean for case acceptance?
Median household income in Madison runs $120,918. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Is there local lending capacity in Madison County?
County Business Patterns records 113 credit intermediation establishments in Madison County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Madison rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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