Mississippi micro-market
Healthcare practice financing in Flowood, Mississippi
Direct answer
A Flowood file is read against 465 local clinicians, 428.5 for every 10,000 of its 10,853 residents, 24 percent of them in physical, occupational, and speech therapy, plus the 2 SBA healthcare approvals worth $1,400,000 already recorded in Rankin County, 8 miles from Jackson, MS.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 10,853 residents (10K-25K band)1
- Healthcare providers registered here: 465 across 31 fields2
- Median household income: $83,2043
- Largest provider field: Physical, occupational, and speech therapy: 110 registered providers2
- Medicare-certified providers in town: 16 across 4 categories4
- Nearest metro: Jackson, MS, 8 miles1
The clinical base a lender can verify here
428.5 providers per 10,000 residents is what 465 enumerations across 31 fields works out to in a town of 10,853
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 110 | 101.4 | NPPES [2] |
| Primary care and family medicine | 51 | 47.0 | NPPES [2] |
| DME and HME suppliers | 34 | 31.3 | NPPES [2] |
| General dentistry | 32 | 29.5 | NPPES [2] |
| Specialty physician groups | 27 | 24.9 | NPPES [2] |
| Chiropractic | 20 | 18.4 | NPPES [2] |
| Optometry and ophthalmology | 19 | 17.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 18 | 16.6 | NPPES [2] |
| Behavioral and mental health group practices | 18 | 16.6 | NPPES [2] |
| Home health | 15 | 13.8 | NPPES [2] |
| Independent pharmacy | 13 | 12.0 | NPPES [2] |
| Plastic and cosmetic surgery | 12 | 11.1 | NPPES [2] |
| ASCs and OBLs | 11 | 10.1 | NPPES [2] |
| Audiology and hearing centers | 11 | 10.1 | NPPES [2] |
| Clinical and toxicology labs | 9 | 8.3 | NPPES [2] |
| Dental specialties | 8 | 7.4 | NPPES [2] |
| Hospice and palliative | 7 | 6.4 | NPPES [2] |
| ABA and autism therapy | 6 | 5.5 | NPPES [2] |
| Occupational health and drug testing | 6 | 5.5 | NPPES [2] |
| Dermatology | 5 | 4.6 | NPPES [2] |
| Imaging centers | 5 | 4.6 | NPPES [2] |
| Non-medical home care | 5 | 4.6 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 4.6 | NPPES [2] |
| Med spa and aesthetics | 3 | 2.8 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 3 | 2.8 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.8 | NPPES [2] |
| Urgent care | 2 | 1.8 | NPPES [2] |
| SUD treatment and residential | 2 | 1.8 | NPPES [2] |
| Pain management and interventional | 2 | 1.8 | NPPES [2] |
| Fertility and IVF | 2 | 1.8 | NPPES [2] |
| Podiatry | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 21 | CMS [4] | |
| Ambulatory surgical centers | 9 | CMS [4] | |
| Hospice providers | 4 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 110 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Flowood
2 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| Approvals on record | 2 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $1,400,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $700,000 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 119 | Credit intermediation offices sited in the county [6] |
The consequence of these numbers
428.5 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. With $83,204 as the median household income, the payer mix in a projection has to match what Flowood households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 31 fields practicing locally set this order. A funding partner, not this list, decides what is available in Mississippi.
The first pages of a Flowood file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, dme and hme suppliers
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (110) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (51) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| DME and HME suppliers (34) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
How Flowood prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Flowood has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Flowood (current) | 10,853 | 465 | 428.5 | |
| Pearl | 28,458 | 111 | 39.0 | 5 |
| Brandon | 25,870 | 367 | 141.9 | 6 |
| Ridgeland | 24,576 | 712 | 289.7 | 8 |
| Madison | 28,210 | 373 | 132.2 | 10 |
| Byram | 12,656 | 108 | 85.3 | 16 |
| Clinton | 26,617 | 223 | 83.8 | 16 |
What the geography does to a Flowood projection
8 miles separate Flowood from Jackson, MS. Lease pricing follows Jackson, MS, while revenue stays capped by the 10,853 residents here. At $83,204 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable.
More of Mississippi
What owners in Flowood ask
01How many providers practice in Flowood, and in what?
465 enumerations sit at Flowood addresses in the monthly NPPES file, working out to 428.5 for every 10,000 residents. 24 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 51. An enumeration is a clinician, so the 465 here cover fewer than 465 practices.
02Why does Rankin County show so little SBA activity?
The published file records 2 7(a) and 504 approvals to healthcare borrowers in Rankin County. That tracks how few Rankin County practices changed hands that year, not credit quality. 119 credit intermediation establishments operate in Rankin County, so the lending capacity is local even where the healthcare history is not.
03Is Flowood underwritten as part of Jackson, MS?
Partly. Jackson, MS is 8 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,853 residents around Flowood. Cost side metro, revenue side local.
04How many Medicare-certified providers are based in Flowood?
Care Compare lists 16 certified providers with a Flowood address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
05What does Rankin County's shortage designation change?
Rankin County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Flowood can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
06How does the hospital in Flowood affect a practice file?
It makes the staffing and referral lines checkable. 16 Medicare-certified providers hold Flowood addresses, and the hospital sets the wage a clinical hire is bid against in a 428.5 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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