Mississippi micro-market
Healthcare practice financing in Byram, Mississippi
Direct answer
Hinds County carries 1 SBA healthcare approvals worth $525,000, and inside Byram the census shows 108 enumerated clinicians against 12,656 residents, 85.3 per 10,000, 37 percent of them in physical, occupational, and speech therapy. Jackson, MS lies 10 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 12,656 residents (10K-25K band)1
- Healthcare providers registered here: 108 across 16 fields2
- Median household income: $74,1033
- Largest provider field: Physical, occupational, and speech therapy: 40 registered providers2
- Nearest metro: Jackson, MS, 10 miles1
- SBA healthcare approvals in the county: 1 approvals totaling $525,0004
What NPPES records at Byram addresses
108 providers across 16 fields, 85.3 per 10,000 residents, counted at Byram addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 40 | 31.6 | NPPES [2] |
| Primary care and family medicine | 10 | 7.9 | NPPES [2] |
| General dentistry | 10 | 7.9 | NPPES [2] |
| Non-medical home care | 10 | 7.9 | NPPES [2] |
| Home health | 9 | 7.1 | NPPES [2] |
| Behavioral and mental health group practices | 5 | 4.0 | NPPES [2] |
| DME and HME suppliers | 4 | 3.2 | NPPES [2] |
| Chiropractic | 4 | 3.2 | NPPES [2] |
| Independent pharmacy | 4 | 3.2 | NPPES [2] |
| Optometry and ophthalmology | 3 | 2.4 | NPPES [2] |
| ABA and autism therapy | 2 | 1.6 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.6 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.6 | NPPES [2] |
| Pain management and interventional | 1 | 0.8 | NPPES [2] |
| Specialty physician groups | 1 | 0.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
Physical, occupational, and speech therapy carries 40 of the 108 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Hinds County credit files already show
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 1 | Counted for the fiscal year the SBA publishes [4] |
| Total approved capital | $525,000 | Everything approved to healthcare borrowers, added up [4] |
| Mean deal size | $525,000 | The dollar column over the approval column [4] |
| Lenders sited in the county | 167 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
Density of 85.3 per 10,000 sets the patient draw a projection can claim without an argument. With 1 approvals on record in Hinds County, expect a longer appraisal and a wider collateral discount. A $74,103 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Expansion, relocation, and build-out
Weighted by how often each of the 16 local fields reaches for a program, not by what is easiest to refer. Mississippi rules and the partner decide availability.
Underwriting by field in Byram
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (40) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (10) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (10) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Byram against nearby Mississippi markets
Density is the number that moves an appraisal: 85.3 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Byram (current) | 12,656 | 108 | 85.3 | |
| Clinton | 26,617 | 223 | 83.8 | 12 |
| Pearl | 28,458 | 111 | 39.0 | 13 |
| Flowood | 10,853 | 465 | 428.5 | 16 |
| Brandon | 25,870 | 367 | 141.9 | 18 |
| Ridgeland | 24,576 | 712 | 289.7 | 18 |
| Madison | 28,210 | 373 | 132.2 | 21 |
What the geography does to a Byram projection
10 miles separate Byram from Jackson, MS. Lease pricing follows Jackson, MS, while revenue stays capped by the 12,656 residents here. Median household income runs $74,103, which is the number a funder converts into case acceptance on anything elective or cash-pay. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
More of Mississippi
Questions from Byram
01How many providers practice in Byram, and in what?
Across 16 fields, Byram carries 108 enumerated clinicians, 85.3 per 10,000 of the 12,656 people living here. The concentration is in physical, occupational, and speech therapy, 40 of the total, then primary care and family medicine at 10. Count practices from that only with care.
02What does Hinds County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Hinds County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 12,656 residents gets past the question of who would take the job.
03Why does Hinds County show so little SBA activity?
Hinds County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 167 lending establishments operate locally.
04Is Byram underwritten as part of Jackson, MS?
Comparables and demand split at 10 miles. An appraiser prices the lease and the equipment off Jackson, MS; the revenue line has to hold up against 12,656 local residents.
05Which fields carry the volume in Byram?
Physical, occupational, and speech therapy at 40 providers and primary care and family medicine at 10 lead the 16 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is there local lending capacity in Hinds County?
County Business Patterns records 167 credit intermediation establishments in Hinds County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Byram rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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