Mississippi micro-market
Healthcare practice financing in Meridian, Mississippi
Direct answer
Density decides a lot here. Meridian runs 168.7 providers per 10,000 residents, 566 clinicians against 33,549 people, 18 percent of them in primary care and family medicine, while Lauderdale County lenders have approved 1 healthcare files worth $93,700 and the nearest metro is 83 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 33,549 residents (25K-50K band)1
- Healthcare providers registered here: 566 across 30 fields2
- Median household income: $34,6573
- Largest provider field: Primary care and family medicine: 100 registered providers2
- Medicare-certified providers in town: 9 across 4 categories4
- Nearest metro: Hattiesburg, MS, 83 miles1
Who is enumerated in Meridian
The NPPES file puts 566 enumerated clinicians inside Meridian, spread over 30 fields at 168.7 per 10,000 residents
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Primary care and family medicine | 100 | 29.8 | NPPES [2] |
| Physical, occupational, and speech therapy | 87 | 25.9 | NPPES [2] |
| DME and HME suppliers | 44 | 13.1 | NPPES [2] |
| Specialty physician groups | 39 | 11.6 | NPPES [2] |
| General dentistry | 33 | 9.8 | NPPES [2] |
| Optometry and ophthalmology | 32 | 9.5 | NPPES [2] |
| Behavioral and mental health group practices | 26 | 7.7 | NPPES [2] |
| Dental specialties | 25 | 7.5 | NPPES [2] |
| Home health | 22 | 6.6 | NPPES [2] |
| Independent pharmacy | 20 | 6.0 | NPPES [2] |
| Clinical and toxicology labs | 20 | 6.0 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 17 | 5.1 | NPPES [2] |
| Dermatology | 13 | 3.9 | NPPES [2] |
| Chiropractic | 13 | 3.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 13 | 3.9 | NPPES [2] |
| Non-medical home care | 10 | 3.0 | NPPES [2] |
| Med spa and aesthetics | 9 | 2.7 | NPPES [2] |
| Occupational health and drug testing | 8 | 2.4 | NPPES [2] |
| ASCs and OBLs | 5 | 1.5 | NPPES [2] |
| ABA and autism therapy | 5 | 1.5 | NPPES [2] |
| Hospice and palliative | 4 | 1.2 | NPPES [2] |
| Podiatry | 3 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 3 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.9 | NPPES [2] |
| Urgent care | 2 | 0.6 | NPPES [2] |
| SUD treatment and residential | 2 | 0.6 | NPPES [2] |
| Mobile diagnostics | 2 | 0.6 | NPPES [2] |
| NEMT and ambulance | 2 | 0.6 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 0.6 | NPPES [2] |
| Plastic and cosmetic surgery | 2 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 20 | CMS [4] | |
| Ambulatory surgical centers | 3 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
A single Meridian practice can hold more than one of these numbers. 18 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
The lending record behind Meridian
With 1 healthcare approvals recorded, Lauderdale County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 1 | Counted for the fiscal year the SBA publishes [5] |
| Dollars behind them | $93,700 | Everything approved to healthcare borrowers, added up [5] |
| Typical approval size | $93,700 | The dollar column over the approval column [5] |
| Credit offices operating locally | 82 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
At 168.7 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. With $34,657 as the median household income, the payer mix in a projection has to match what Meridian households actually spend.
Programs the Meridian mix reaches for
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
The 30 fields practicing locally set this order. A funding partner, not this list, decides what is available in Mississippi.
What a funder reads first in Meridian
primary care and family medicine, physical, occupational, and speech therapy, dme and hme suppliers account for most of what is enumerated in Meridian, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (100) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (87) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| DME and HME suppliers (44) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
The first column is Meridian's own NPPES count. The rest is how the field is generally underwritten, whether the address is Meridian or anywhere else.
How Meridian prices against its neighbors
Set Meridian's 168.7 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Meridian (current) | 33,549 | 566 | 168.7 | |
| Laurel | 17,508 | 330 | 188.5 | 55 |
| Starkville | 25,844 | 302 | 116.9 | 75 |
| Brandon | 25,870 | 367 | 141.9 | 76 |
| Petal | 11,538 | 87 | 75.4 | 78 |
| Columbus | 22,820 | 435 | 190.6 | 79 |
| Canton | 10,777 | 128 | 118.8 | 80 |
Distance, income, and the wage floor around Meridian
Hattiesburg, MS lies 83 miles from Meridian, far enough that a used chair, chairside unit, or imaging system has no nearby resale market, which is where the collateral discount comes from. Households here carry $34,657 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A degree-granting institution here moves volume on the academic calendar. Meridian is the Lauderdale County seat, so county employment steadies the payer mix.
Nearby Mississippi towns
Meridian owners, answered
01How many providers practice in Meridian, and in what?
NPPES lists 566 providers at a Meridian practice address, 168.7 per 10,000 residents across 30 tracked fields. Primary care and family medicine accounts for 100 of them, 18 percent of the total, with physical, occupational, and speech therapy next at 87. Read that as clinicians: 566 enumerations, not 566 owners.
02Why does Lauderdale County show so little SBA activity?
Lauderdale County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 82 lending establishments operate locally.
03Which fields carry the volume in Meridian?
The 30 enumerated fields are led by primary care and family medicine at 100, with physical, occupational, and speech therapy at 87 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
04Does being 83 miles out change the underwriting?
At 83 miles from Hattiesburg, MS, collateral is priced without a nearby resale market. Expect a longer appraisal window in Lauderdale County and a wider discount on used equipment than a metro practice would see on the same list.
05What does Lauderdale County's shortage designation change?
HRSA designates Lauderdale County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Meridian and evidences a staffing ramp in a 33,549 resident market.
06How does the hospital in Meridian affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 9 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 168.7 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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