Mississippi micro-market
Healthcare practice financing in Columbus, Mississippi
Direct answer
22,820 residents, 435 enumerated clinicians, 190.6 per 10,000, 23 percent of them in physical, occupational, and speech therapy: that is the Columbus market a funder prices. Lowndes County adds 0 healthcare approvals worth $0 and 54 miles of distance to Tuscaloosa, AL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 22,820 residents (10K-25K band)1
- Healthcare providers registered here: 435 across 29 fields2
- Median household income: $40,5883
- Largest provider field: Physical, occupational, and speech therapy: 98 registered providers2
- Medicare-certified providers in town: 8 across 4 categories4
- Nearest metro: Tuscaloosa, AL, 54 miles1
What NPPES records at Columbus addresses
Counted at the town's own addresses: 435 providers, 29 fields, 190.6 clinicians per 10,000 of the 22,820 residents here
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 98 | 42.9 | NPPES [2] |
| Behavioral and mental health group practices | 58 | 25.4 | NPPES [2] |
| Specialty physician groups | 47 | 20.6 | NPPES [2] |
| Optometry and ophthalmology | 27 | 11.8 | NPPES [2] |
| General dentistry | 25 | 11.0 | NPPES [2] |
| Primary care and family medicine | 24 | 10.5 | NPPES [2] |
| DME and HME suppliers | 21 | 9.2 | NPPES [2] |
| Independent pharmacy | 18 | 7.9 | NPPES [2] |
| Home health | 15 | 6.6 | NPPES [2] |
| Dental specialties | 15 | 6.6 | NPPES [2] |
| Non-medical home care | 15 | 6.6 | NPPES [2] |
| Chiropractic | 14 | 6.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 3.9 | NPPES [2] |
| Dermatology | 5 | 2.2 | NPPES [2] |
| Audiology and hearing centers | 5 | 2.2 | NPPES [2] |
| ABA and autism therapy | 5 | 2.2 | NPPES [2] |
| Clinical and toxicology labs | 5 | 2.2 | NPPES [2] |
| ASCs and OBLs | 4 | 1.8 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 1.8 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.3 | NPPES [2] |
| Occupational health and drug testing | 3 | 1.3 | NPPES [2] |
| Podiatry | 2 | 0.9 | NPPES [2] |
| SUD treatment and residential | 2 | 0.9 | NPPES [2] |
| Imaging centers | 2 | 0.9 | NPPES [2] |
| NEMT and ambulance | 2 | 0.9 | NPPES [2] |
| Hospice and palliative | 2 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.9 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 17 | CMS [4] | |
| Ambulatory surgical centers | 3 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 98 of the 435 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Columbus
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| SBA healthcare approvals | 0 | Fiscal year published in the SBA file [5] |
| Approved dollars | $0 | Sum of approvals to healthcare borrowers [5] |
| Average approval | No approvals recorded | Dollars divided by approvals [5] |
| Lending establishments in the county | 59 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
190.6 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. Lowndes County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. Household income of $40,588 in Columbus is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Ranked from the 29 fields that actually practice in Columbus, weighted toward physical, occupational, and speech therapy. Availability still depends on Mississippi and on the funding partner.
What a funder reads first in Columbus
What a funder opens first depends on the field. In Columbus that means physical, occupational, and speech therapy, behavioral and mental health group practices, specialty physician groups.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (98) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (58) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Specialty physician groups (47) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
NPPES supplies the Columbus counts. The reading columns describe the field in general, and no partner reviewing a Columbus file is bound by them.
Columbus against nearby Mississippi markets
190.6 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Columbus
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Columbus (current) | 22,820 | 435 | 190.6 | |
| Starkville | 25,844 | 302 | 116.9 | 24 |
| Tupelo | 37,775 | 813 | 215.2 | 56 |
| Meridian | 33,549 | 566 | 168.7 | 79 |
| Grenada | 12,138 | 127 | 104.6 | 83 |
| Oxford | 26,801 | 450 | 167.9 | 87 |
| Corinth | 14,219 | 287 | 201.8 | 100 |
How Columbus sits against the nearest metro
Distance to Tuscaloosa, AL is 54 miles. That is close enough for rent in Columbus to be compared against the metro and far enough that patient draw is not. Median household income runs $40,588, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. A college in Columbus puts a term-shaped curve into monthly collections. Columbus is the Lowndes County seat, so county employment steadies the payer mix.
Nearby Mississippi towns
Columbus owners, answered
01How many providers practice in Columbus, and in what?
435 enumerations sit at Columbus addresses in the monthly NPPES file, working out to 190.6 for every 10,000 residents. 23 percent of them are physical, occupational, and speech therapy, and behavioral and mental health group practices follows with 58. An enumeration is a clinician, so the 435 here cover fewer than 435 practices.
02What does Lowndes County's shortage designation change?
Designated for primary care, dental, mental health, Lowndes County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Lowndes County show so little SBA activity?
Only 0 healthcare approvals appear for Lowndes County in the published 7(a) and 504 file. Thin volume in Lowndes County is a transaction count, not a verdict on borrowers here. The county still holds 59 credit intermediation establishments.
04How does the hospital in Columbus affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 8 Medicare-certified providers in total. A Columbus projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Columbus?
Volume concentrates in physical, occupational, and speech therapy, 98 of them, ahead of behavioral and mental health group practices at 58, across 29 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
06Is there local lending capacity in Lowndes County?
County Business Patterns records 59 credit intermediation establishments in Lowndes County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Columbus rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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