Mississippi micro-market
Healthcare practice financing in Pascagoula, Mississippi
Direct answer
Jackson County carries 2 SBA healthcare approvals worth $1,261,500, and inside Pascagoula the census shows 193 enumerated clinicians against 21,476 residents, 89.9 per 10,000, 24 percent of them in physical, occupational, and speech therapy. Gulfport-Biloxi, MS lies 31 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 21,476 residents (10K-25K band)1
- Healthcare providers registered here: 193 across 27 fields2
- Median household income: $43,2863
- Largest provider field: Physical, occupational, and speech therapy: 46 registered providers2
- Medicare-certified providers in town: 3 across 2 categories4
- Nearest metro: Gulfport-Biloxi, MS, 31 miles1
What NPPES records at Pascagoula addresses
89.9 providers per 10,000 residents is what 193 enumerations across 27 fields works out to in a town of 21,476
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 46 | 21.4 | NPPES [2] |
| Specialty physician groups | 29 | 13.5 | NPPES [2] |
| General dentistry | 19 | 8.8 | NPPES [2] |
| Primary care and family medicine | 15 | 7.0 | NPPES [2] |
| Behavioral and mental health group practices | 14 | 6.5 | NPPES [2] |
| Independent pharmacy | 12 | 5.6 | NPPES [2] |
| DME and HME suppliers | 7 | 3.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 7 | 3.3 | NPPES [2] |
| Chiropractic | 6 | 2.8 | NPPES [2] |
| Non-medical home care | 5 | 2.3 | NPPES [2] |
| Optometry and ophthalmology | 5 | 2.3 | NPPES [2] |
| Urgent care | 4 | 1.9 | NPPES [2] |
| Home health | 3 | 1.4 | NPPES [2] |
| Dental specialties | 3 | 1.4 | NPPES [2] |
| ASCs and OBLs | 2 | 0.9 | NPPES [2] |
| Pain management and interventional | 2 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.9 | NPPES [2] |
| Podiatry | 1 | 0.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.5 | NPPES [2] |
| Imaging centers | 1 | 0.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.5 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 46 of the 193 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Pascagoula
With 2 healthcare approvals recorded, Jackson County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 2 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $1,261,500 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $630,750 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 101 | Credit intermediation offices sited in the county [6] |
Reading Pascagoula the way a credit committee does
Underwriting starts with 89.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 2 approvals on record in Jackson County, expect a longer appraisal and a wider collateral discount. A $43,286 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Pascagoula does not appear. Availability is still a Mississippi question.
The first pages of a Pascagoula file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, specialty physician groups, general dentistry
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (46) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (29) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| General dentistry (19) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
The first column is Pascagoula's own NPPES count. The rest is how the field is generally underwritten, whether the address is Pascagoula or anywhere else.
Density beside the neighboring Mississippi towns
89.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Pascagoula
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Pascagoula (current) | 21,476 | 193 | 89.9 | |
| Moss Point | 11,791 | 69 | 58.5 | 5 |
| Gautier | 19,055 | 63 | 33.1 | 7 |
| Ocean Springs | 18,954 | 348 | 183.6 | 14 |
| Biloxi | 48,144 | 523 | 108.6 | 23 |
| Gulfport | 74,621 | 771 | 103.3 | 31 |
| Long Beach | 17,217 | 69 | 40.1 | 36 |
What the geography does to a Pascagoula projection
31 miles separate Pascagoula from Gulfport-Biloxi, MS. Rent comparables cross that gap; patients mostly do not. Median household income runs $43,286, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Pascagoula sets the local wage floor before you hire against it. Pascagoula is the Jackson County seat, so county employment steadies the payer mix.
Other Mississippi markets
- Moss Point 11,791 residents
- Gautier 19,055 residents
- Ocean Springs 18,954 residents
- Biloxi 48,144 residents
- Gulfport 74,621 residents
- Long Beach 17,217 residents
Questions from Pascagoula
01How many providers practice in Pascagoula, and in what?
NPPES lists 193 providers at a Pascagoula practice address, 89.9 per 10,000 residents across 27 tracked fields. Physical, occupational, and speech therapy accounts for 46 of them, 24 percent of the total, with specialty physician groups next at 29. Read that as clinicians: 193 enumerations, not 193 owners.
02What does Jackson County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Jackson County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 21,476 residents gets past the question of who would take the job.
03Why does Jackson County show so little SBA activity?
The published file records 2 7(a) and 504 approvals to healthcare borrowers in Jackson County. That tracks how few Jackson County practices changed hands that year, not credit quality. 101 credit intermediation establishments operate in Jackson County, so the lending capacity is local even where the healthcare history is not.
04Is Pascagoula underwritten as part of Gulfport-Biloxi, MS?
Gulfport-Biloxi, MS sits 31 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Gulfport-Biloxi, MS; the 21,476 residents set the ceiling a projection can defend.
05Is there local lending capacity in Jackson County?
County Business Patterns records 101 credit intermediation establishments in Jackson County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Pascagoula rents and resale before or by somebody working from a screen.
06How does the hospital in Pascagoula affect a practice file?
It makes the staffing and referral lines checkable. 3 Medicare-certified providers hold Pascagoula addresses, and the hospital sets the wage a clinical hire is bid against in a 89.9 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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