Mississippi micro-market
Healthcare practice financing in Long Beach, Mississippi
Direct answer
17,217 residents, 69 enumerated clinicians, 40.1 per 10,000, 23 percent of them in physical, occupational, and speech therapy: that is the Long Beach market a funder prices. Harrison County adds 1 healthcare approvals worth $1,123,800 and 7 miles of distance to Gulfport-Biloxi, MS.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Mississippi, and how many partners see it, is set out on the Mississippi page.
- Population: 17,217 residents (10K-25K band)1
- Healthcare providers registered here: 69 across 17 fields2
- Median household income: $71,1213
- Largest provider field: Physical, occupational, and speech therapy: 16 registered providers2
- Nearest metro: Gulfport-Biloxi, MS, 7 miles1
- SBA healthcare approvals in the county: 1 approvals totaling $1,123,8004
Fields practicing inside Long Beach
40.1 providers per 10,000 residents is what 69 enumerations across 17 fields works out to in a town of 17,217
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 16 | 9.3 | NPPES [2] |
| Primary care and family medicine | 9 | 5.2 | NPPES [2] |
| Optometry and ophthalmology | 6 | 3.5 | NPPES [2] |
| Specialty physician groups | 5 | 2.9 | NPPES [2] |
| DME and HME suppliers | 4 | 2.3 | NPPES [2] |
| Chiropractic | 4 | 2.3 | NPPES [2] |
| General dentistry | 4 | 2.3 | NPPES [2] |
| Home health | 3 | 1.7 | NPPES [2] |
| Independent pharmacy | 3 | 1.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 1.7 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.7 | NPPES [2] |
| Urgent care | 2 | 1.2 | NPPES [2] |
| Non-medical home care | 2 | 1.2 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.2 | NPPES [2] |
| ABA and autism therapy | 1 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.6 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [5] |
A single Long Beach practice can hold more than one of these numbers. 23 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Harrison County
The county file holds 1 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 1 | Counted for the fiscal year the SBA publishes [4] |
| Approved dollars | $1,123,800 | Everything approved to healthcare borrowers, added up [4] |
| Average approval | $1,123,800 | The dollar column over the approval column [4] |
| Lending establishments in the county | 172 | Places that write credit locally, NAICS 522 [6] |
How this data lands in an underwriting decision
40.1 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 1 approvals on record in Harrison County, expect a longer appraisal and a wider collateral discount. A $71,121 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Long Beach mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Expansion, relocation, and build-out
Ranked from the 17 fields that actually practice in Long Beach, weighted toward physical, occupational, and speech therapy. Availability still depends on Mississippi and on the funding partner.
What a funder reads first in Long Beach
What a funder opens first depends on the field. In Long Beach that means physical, occupational, and speech therapy, primary care and family medicine, optometry and ophthalmology.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (16) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (9) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Optometry and ophthalmology (6) | Exam volume and optical capture, Vision plan mix, Inventory turns | Cold start or acquisition |
Column one counts Long Beach clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Long Beach file differently.
Long Beach against nearby Mississippi markets
Density is the number that moves an appraisal: 40.1 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Long Beach (current) | 17,217 | 69 | 40.1 | |
| Gulfport | 74,621 | 771 | 103.3 | 7 |
| Biloxi | 48,144 | 523 | 108.6 | 14 |
| Ocean Springs | 18,954 | 348 | 183.6 | 23 |
| Gautier | 19,055 | 63 | 33.1 | 30 |
| Picayune | 12,017 | 168 | 139.8 | 33 |
| Pascagoula | 21,476 | 193 | 89.9 | 36 |
How Long Beach sits against the nearest metro
Distance to Gulfport-Biloxi, MS is 7 miles. Appraisers borrow Gulfport-Biloxi, MS rents, and the 17,217 residents set the ceiling on collections. Households here carry $71,121 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Mississippi towns
- Gulfport 74,621 residents
- Biloxi 48,144 residents
- Ocean Springs 18,954 residents
- Gautier 19,055 residents
- Picayune 12,017 residents
- Pascagoula 21,476 residents
What owners in Long Beach ask
01How many providers practice in Long Beach, and in what?
69 enumerations sit at Long Beach addresses in the monthly NPPES file, working out to 40.1 for every 10,000 residents. 23 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 9. An enumeration is a clinician, so the 69 here cover fewer than 69 practices.
02Why does Harrison County show so little SBA activity?
Harrison County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 172 lending establishments operate locally.
03What does Harrison County's shortage designation change?
Designated for primary care, dental, mental health, Harrison County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
04Is there local lending capacity in Harrison County?
County Business Patterns records 172 credit intermediation establishments in Harrison County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Long Beach rents and resale before or by somebody working from a screen.
05Is Long Beach underwritten as part of Gulfport-Biloxi, MS?
Partly. Gulfport-Biloxi, MS is 7 miles out, so rent and equipment comparables travel in from there while patients still come from the 17,217 residents around Long Beach. Cost side metro, revenue side local.
06Which fields carry the volume in Long Beach?
Physical, occupational, and speech therapy at 16 providers and primary care and family medicine at 9 lead the 17 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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