Mississippi micro-market
Healthcare practice financing in Picayune, Mississippi
Direct answer
168 healthcare providers hold a Picayune practice address, 139.8 per 10,000 of its 12,017 residents, 35 percent of them in physical, occupational, and speech therapy. Pearl River County recorded 1 SBA healthcare approvals worth $821,000, and Slidell-Mandeville-Covington, LA sits 18 miles out.
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- Population: 12,017 residents (10K-25K band)1
- Healthcare providers registered here: 168 across 22 fields2
- Median household income: $37,2703
- Largest provider field: Physical, occupational, and speech therapy: 58 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Slidell-Mandeville-Covington, LA, 18 miles1
What NPPES records at Picayune addresses
Counted at the town's own addresses: 168 providers, 22 fields, 139.8 clinicians per 10,000 of the 12,017 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 58 | 48.3 | NPPES [2] |
| Primary care and family medicine | 18 | 15.0 | NPPES [2] |
| Specialty physician groups | 11 | 9.2 | NPPES [2] |
| Chiropractic | 10 | 8.3 | NPPES [2] |
| General dentistry | 9 | 7.5 | NPPES [2] |
| Behavioral and mental health group practices | 9 | 7.5 | NPPES [2] |
| Independent pharmacy | 8 | 6.7 | NPPES [2] |
| Optometry and ophthalmology | 7 | 5.8 | NPPES [2] |
| DME and HME suppliers | 6 | 5.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 5.0 | NPPES [2] |
| ABA and autism therapy | 5 | 4.2 | NPPES [2] |
| Home health | 4 | 3.3 | NPPES [2] |
| Urgent care | 3 | 2.5 | NPPES [2] |
| Dermatology | 2 | 1.7 | NPPES [2] |
| Non-medical home care | 2 | 1.7 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.7 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.7 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.7 | NPPES [2] |
| SUD treatment and residential | 1 | 0.8 | NPPES [2] |
| Hospice and palliative | 1 | 0.8 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.8 | NPPES [2] |
| Medical equipment suppliers | 9 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Picayune practice can hold more than one of these numbers. 35 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Pearl River County
1 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 1 | Fiscal year published in the SBA file [5] |
| Approved dollars | $821,000 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $821,000 | Dollars divided by approvals [5] |
| Lending establishments in the county | 47 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
139.8 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. With 1 approvals on record in Pearl River County, expect a longer appraisal and a wider collateral discount. With $37,270 as the median household income, the payer mix in a projection has to match what Picayune households actually spend.
Programs the Picayune mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Picayune does not appear. Availability is still a Mississippi question.
Underwriting by field in Picayune
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (58) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (18) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (11) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Column one counts Picayune clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Picayune file differently.
How Picayune prices against its neighbors
Comparables travel. These are the Mississippi towns whose density, at 139.8 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Picayune (current) | 12,017 | 168 | 139.8 | |
| Long Beach | 17,217 | 69 | 40.1 | 33 |
| Gulfport | 74,621 | 771 | 103.3 | 37 |
| Biloxi | 48,144 | 523 | 108.6 | 44 |
| Ocean Springs | 18,954 | 348 | 183.6 | 53 |
| Hattiesburg | 48,522 | 1,086 | 223.8 | 58 |
| Gautier | 19,055 | 63 | 33.1 | 61 |
How Picayune sits against the nearest metro
Distance to Slidell-Mandeville-Covington, LA is 18 miles. Appraisers borrow Slidell-Mandeville-Covington, LA rents, and the 12,017 residents set the ceiling on collections. Households here carry $37,270 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable.
Other Mississippi markets
- Long Beach 17,217 residents
- Gulfport 74,621 residents
- Biloxi 48,144 residents
- Ocean Springs 18,954 residents
- Hattiesburg 48,522 residents
- Gautier 19,055 residents
What owners in Picayune ask
01How many providers practice in Picayune, and in what?
Across 22 fields, Picayune carries 168 enumerated clinicians, 139.8 per 10,000 of the 12,017 people living here. The concentration is in physical, occupational, and speech therapy, 58 of the total, then primary care and family medicine at 18. Count practices from that only with care.
02Why does Pearl River County show so little SBA activity?
Only 1 healthcare approvals appear for Pearl River County in the published 7(a) and 504 file. Thin volume in Pearl River County is a transaction count, not a verdict on borrowers here. The county still holds 47 credit intermediation establishments.
03What does Pearl River County's shortage designation change?
HRSA designates Pearl River County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Picayune and evidences a staffing ramp in a 12,017 resident market.
04How does the hospital in Picayune affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 2 Medicare-certified providers in total. A Picayune projection that names the call arrangement reads better than one that assumes it.
05What does a $37,270 median income mean for case acceptance?
Median household income in Picayune runs $37,270. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Picayune?
The 22 enumerated fields are led by physical, occupational, and speech therapy at 58, with primary care and family medicine at 18 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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