Ohio micro-market
Healthcare practice financing in East Cleveland, Ohio
Direct answer
A East Cleveland file is read against 83 local clinicians, 61.9 for every 10,000 of its 13,402 residents, 34 percent of them in home health, plus the 43 SBA healthcare approvals worth $7,768,200 already recorded in Cuyahoga County, 6 miles from Cleveland, OH.
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- Population: 13,402 residents (10K-25K band)1
- Healthcare providers registered here: 83 across 18 fields2
- Median household income: $22,8833
- Largest provider field: Home health: 28 registered providers2
- Nearest metro: Cleveland, OH, 6 miles1
- SBA healthcare approvals in the county: 43 approvals totaling $7,768,2004
Who is enumerated in East Cleveland
61.9 providers per 10,000 residents is what 83 enumerations across 18 fields works out to in a town of 13,402
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Home health | 28 | 20.9 | NPPES [2] |
| Physical, occupational, and speech therapy | 15 | 11.2 | NPPES [2] |
| Specialty physician groups | 9 | 6.7 | NPPES [2] |
| Non-medical home care | 6 | 4.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 4.5 | NPPES [2] |
| Primary care and family medicine | 4 | 3.0 | NPPES [2] |
| Independent pharmacy | 3 | 2.2 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.5 | NPPES [2] |
| SUD treatment and residential | 1 | 0.7 | NPPES [2] |
| General dentistry | 1 | 0.7 | NPPES [2] |
| NEMT and ambulance | 1 | 0.7 | NPPES [2] |
| Hospice and palliative | 1 | 0.7 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.7 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.7 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.7 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.7 | NPPES [2] |
A single East Cleveland practice can hold more than one of these numbers. 34 percent sit in home health, counted as clinicians rather than as owners.
What Cuyahoga County credit files already show
43 healthcare approvals averaging $180,656 set the deal shape lenders in Cuyahoga County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 43 | Counted for the fiscal year the SBA publishes [4] |
| Approved dollars | $7,768,200 | Everything approved to healthcare borrowers, added up [4] |
| Average approval | $180,656 | The dollar column over the approval column [4] |
| Lending establishments in the county | 715 | Places that write credit locally, NAICS 522 [5] |
Reading East Cleveland the way a credit committee does
Underwriting starts with 61.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Cuyahoga County already carries $7,768,200 across 43 healthcare approvals, a request near that average moves faster than one well above it. With $22,883 as the median household income, the payer mix in a projection has to match what East Cleveland households actually spend.
Programs the East Cleveland mix reaches for
- Medical receivables factoring
- Practice acquisition
- Working capital term loan
- Healthcare AR line and payroll funding
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in East Cleveland does not appear. Availability is still a Ohio question.
Underwriting by field in East Cleveland
What a funder opens first depends on the field. In East Cleveland that means home health, physical, occupational, and speech therapy, specialty physician groups.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Home health (28) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
| Physical, occupational, and speech therapy (15) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (9) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
The first column is East Cleveland's own NPPES count. The rest is how the field is generally underwritten, whether the address is East Cleveland or anywhere else.
How East Cleveland prices against its neighbors
Density is the number that moves an appraisal: 61.9 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| East Cleveland (current) | 13,402 | 83 | 61.9 | |
| Cleveland Heights | 44,064 | 256 | 58.1 | 2 |
| University Heights | 13,265 | 83 | 62.6 | 3 |
| South Euclid | 21,363 | 193 | 90.3 | 3 |
| Shaker Heights | 28,689 | 233 | 81.2 | 4 |
| Richmond Heights | 10,552 | 92 | 87.2 | 4 |
| Lyndhurst | 13,700 | 222 | 162.0 | 4 |
How East Cleveland sits against the nearest metro
Distance to Cleveland, OH is 6 miles. Appraisers borrow Cleveland, OH rents, and the 13,402 residents set the ceiling on collections. Households here carry $22,883 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby Ohio towns
- Cleveland Heights 44,064 residents
- University Heights 13,265 residents
- South Euclid 21,363 residents
- Shaker Heights 28,689 residents
- Richmond Heights 10,552 residents
- Lyndhurst 13,700 residents
Questions from East Cleveland
01How many providers practice in East Cleveland, and in what?
83 enumerations sit at East Cleveland addresses in the monthly NPPES file, working out to 61.9 for every 10,000 residents. 34 percent of them are home health, and physical, occupational, and speech therapy follows with 15. An enumeration is a clinician, so the 83 here cover fewer than 83 practices.
02What does Cuyahoga County's shortage designation change?
Designated for primary care, dental, mental health, Cuyahoga County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03What does SBA lending look like around East Cleveland?
The county file behind East Cleveland holds 43 healthcare approvals totaling $7,768,200, an average of $180,656. Those are the loan sizes lenders in Cuyahoga County have already carried.
04Which fields carry the volume in East Cleveland?
Volume concentrates in home health, 28 of them, ahead of physical, occupational, and speech therapy at 15, across 18 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
05Is East Cleveland underwritten as part of Cleveland, OH?
Partly. Cleveland, OH is 6 miles out, so rent and equipment comparables travel in from there while patients still come from the 13,402 residents around East Cleveland. Cost side metro, revenue side local.
06Is there local lending capacity in Cuyahoga County?
County Business Patterns records 715 credit intermediation establishments in Cuyahoga County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen East Cleveland rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5U.S. Census Bureau, County Business Patterns 2022
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