Oklahoma micro-market
Healthcare practice financing in Ada, Oklahoma
Direct answer
16,578 residents, 383 enumerated clinicians, 231.0 per 10,000, 17 percent of them in primary care and family medicine: that is the Ada market a funder prices. Pontotoc County adds 0 healthcare approvals worth $0 and 68 miles of distance to Oklahoma City, OK.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oklahoma, and how many partners see it, is set out on the Oklahoma page.
- Population: 16,578 residents (10K-25K band)1
- Healthcare providers registered here: 383 across 29 fields2
- Median household income: $51,7923
- Largest provider field: Primary care and family medicine: 65 registered providers2
- Medicare-certified providers in town: 9 across 4 categories4
- Nearest metro: Oklahoma City, OK, 68 miles1
The provider census in Ada
231.0 providers per 10,000 residents is what 383 enumerations across 29 fields works out to in a town of 16,578
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 65 | 39.2 | NPPES [2] |
| Behavioral and mental health group practices | 58 | 35.0 | NPPES [2] |
| Physical, occupational, and speech therapy | 50 | 30.2 | NPPES [2] |
| Specialty physician groups | 36 | 21.7 | NPPES [2] |
| Optometry and ophthalmology | 22 | 13.3 | NPPES [2] |
| Chiropractic | 20 | 12.1 | NPPES [2] |
| General dentistry | 19 | 11.5 | NPPES [2] |
| Independent pharmacy | 14 | 8.4 | NPPES [2] |
| ABA and autism therapy | 14 | 8.4 | NPPES [2] |
| IDD services | 12 | 7.2 | NPPES [2] |
| Home health | 11 | 6.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 10 | 6.0 | NPPES [2] |
| Dental specialties | 8 | 4.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 4.8 | NPPES [2] |
| DME and HME suppliers | 6 | 3.6 | NPPES [2] |
| Audiology and hearing centers | 6 | 3.6 | NPPES [2] |
| Hospice and palliative | 4 | 2.4 | NPPES [2] |
| ASCs and OBLs | 3 | 1.8 | NPPES [2] |
| Podiatry | 2 | 1.2 | NPPES [2] |
| SUD treatment and residential | 2 | 1.2 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 2 | 1.2 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.2 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 1.2 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.2 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| NEMT and ambulance | 1 | 0.6 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.6 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Home health agencies | 4 | CMS [4] | |
| Hospice providers | 3 | CMS [4] | |
| Ambulatory surgical centers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Primary care and family medicine carries 65 of the 383 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Pontotoc County credit files already show
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Healthcare files approved | 0 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $0 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | No approvals recorded | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 39 | Credit intermediation offices sited in the county [6] |
How this data lands in an underwriting decision
At 231.0 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. With 0 approvals on record in Pontotoc County, expect a longer appraisal and a wider collateral discount. Household income of $51,792 in Ada is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Expansion, relocation, and build-out
- Startup and de novo
- Equipment financing and leasing
Ranked from the 29 fields that actually practice in Ada, weighted toward primary care and family medicine. Availability still depends on Oklahoma and on the funding partner.
What a funder reads first in Ada
Drawn from the fields that actually practice here: primary care and family medicine, behavioral and mental health group practices, physical, occupational, and speech therapy
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Primary care and family medicine (65) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (58) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (50) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
The first column is Ada's own NPPES count. The rest is how the field is generally underwritten, whether the address is Ada or anywhere else.
Ada against nearby Oklahoma markets
Set Ada's 231.0 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Ada (current) | 16,578 | 383 | 231.0 | |
| Shawnee | 32,092 | 395 | 123.1 | 45 |
| Ardmore | 25,064 | 414 | 165.2 | 47 |
| McAlester | 18,108 | 373 | 206.0 | 52 |
| Durant | 20,908 | 383 | 183.2 | 56 |
| Choctaw | 12,358 | 112 | 90.6 | 60 |
| Moore | 63,845 | 433 | 67.8 | 60 |
Distance, income, and the wage floor around Ada
Oklahoma City, OK lies 68 miles from Ada, far enough that a used chair, chairside unit, or imaging system has no nearby resale market, which is where the collateral discount comes from. Median household income runs $51,792, which is the number a funder converts into case acceptance on anything elective or cash-pay. The hospital fixes two inputs a lender would otherwise estimate in a 16,578 resident town: where referrals originate, and what staff cost. Campus terms, not calendar quarters, set the busy months in Ada. Ada is the Pontotoc County seat, so county employment steadies the payer mix.
More of Oklahoma
Questions from Ada
01How many providers practice in Ada, and in what?
383 enumerations sit at Ada addresses in the monthly NPPES file, working out to 231.0 for every 10,000 residents. 17 percent of them are primary care and family medicine, and behavioral and mental health group practices follows with 58. An enumeration is a clinician, so the 383 here cover fewer than 383 practices.
02Does being 68 miles out change the underwriting?
Distance does the work here. 68 miles out, Pontotoc County supplies the rent and resale comparables, which usually means a slower appraisal and a harder haircut on anything a funder would have to move to sell.
03Why does Pontotoc County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Pontotoc County. That tracks how few Pontotoc County practices changed hands that year, not credit quality. 39 credit intermediation establishments operate in Pontotoc County, so the lending capacity is local even where the healthcare history is not.
04What does Pontotoc County's shortage designation change?
Designated for primary care, dental, mental health, Pontotoc County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05How does the hospital in Ada affect a practice file?
It makes the staffing and referral lines checkable. 9 Medicare-certified providers hold Ada addresses, and the hospital sets the wage a clinical hire is bid against in a 231.0 per 10,000 market.
06Which fields carry the volume in Ada?
Volume concentrates in primary care and family medicine, 65 of them, ahead of behavioral and mental health group practices at 58, across 29 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.