Oklahoma micro-market
Healthcare practice financing in Ardmore, Oklahoma
Direct answer
25,064 residents, 414 enumerated clinicians, 165.2 per 10,000, 20 percent of them in behavioral and mental health group practices: that is the Ardmore market a funder prices. Carter County adds 0 healthcare approvals worth $0 and 49 miles of distance to Sherman-Denison, TX.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oklahoma, and how many partners see it, is set out on the Oklahoma page.
- Population: 25,064 residents (25K-50K band)1
- Healthcare providers registered here: 414 across 30 fields2
- Median household income: $52,9543
- Largest provider field: Behavioral and mental health group practices: 82 registered providers2
- Medicare-certified providers in town: 7 across 4 categories4
- Nearest metro: Sherman-Denison, TX, 49 miles1
Fields practicing inside Ardmore
414 providers across 30 fields, 165.2 per 10,000 residents, counted at Ardmore addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Behavioral and mental health group practices | 82 | 32.7 | NPPES [2] |
| Physical, occupational, and speech therapy | 57 | 22.7 | NPPES [2] |
| Primary care and family medicine | 44 | 17.6 | NPPES [2] |
| ABA and autism therapy | 34 | 13.6 | NPPES [2] |
| Optometry and ophthalmology | 28 | 11.2 | NPPES [2] |
| Specialty physician groups | 26 | 10.4 | NPPES [2] |
| Chiropractic | 25 | 10.0 | NPPES [2] |
| General dentistry | 17 | 6.8 | NPPES [2] |
| Dental specialties | 11 | 4.4 | NPPES [2] |
| Independent pharmacy | 10 | 4.0 | NPPES [2] |
| DME and HME suppliers | 9 | 3.6 | NPPES [2] |
| Home health | 8 | 3.2 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 8 | 3.2 | NPPES [2] |
| SUD treatment and residential | 6 | 2.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 6 | 2.4 | NPPES [2] |
| ASCs and OBLs | 5 | 2.0 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 2.0 | NPPES [2] |
| Dermatology | 4 | 1.6 | NPPES [2] |
| Pain management and interventional | 4 | 1.6 | NPPES [2] |
| NEMT and ambulance | 4 | 1.6 | NPPES [2] |
| Dialysis and infusion centers | 4 | 1.6 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.6 | NPPES [2] |
| Imaging centers | 3 | 1.2 | NPPES [2] |
| Hospice and palliative | 3 | 1.2 | NPPES [2] |
| Podiatry | 2 | 0.8 | NPPES [2] |
| Urgent care | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Non-medical home care | 1 | 0.4 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.4 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 15 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Ardmore practice can hold more than one of these numbers. 20 percent sit in behavioral and mental health group practices, counted as clinicians rather than as owners.
The lending record behind Ardmore
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 53 | Credit intermediation establishments, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 165.2 providers per 10,000 residents, and everything about volume follows from it. With 0 approvals on record in Carter County, expect a longer appraisal and a wider collateral discount. Household income of $52,954 in Ardmore is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Expansion, relocation, and build-out
- Startup and de novo
- Business line of credit
The order comes from Ardmore's own provider mix, which behavioral and mental health group practices dominates at 20 percent. What a partner can actually place in Oklahoma is a separate question.
What a funder reads first in Ardmore
Drawn from the fields that actually practice here: behavioral and mental health group practices, physical, occupational, and speech therapy, primary care and family medicine
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Behavioral and mental health group practices (82) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (57) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (44) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
Counts in the first column are Ardmore providers from NPPES. The other two columns describe how funders read that field across markets like Ardmore, not what any funder will do with your file.
Ardmore against nearby Oklahoma markets
Set Ardmore's 165.2 per 10,000 against the towns an appraiser would reach for next
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Ardmore (current) | 25,064 | 414 | 165.2 | |
| Durant | 20,908 | 383 | 183.2 | 44 |
| Ada | 16,578 | 383 | 231.0 | 47 |
| Duncan | 23,174 | 207 | 89.3 | 51 |
| Chickasha | 17,014 | 180 | 105.8 | 75 |
| Newcastle | 14,677 | 64 | 43.6 | 77 |
| Lawton | 90,027 | 774 | 86.0 | 79 |
What the geography does to a Ardmore projection
49 miles separate Ardmore from Sherman-Denison, TX. Rent comparables cross that gap; patients mostly do not. Median household income runs $52,954, which is the number a funder converts into case acceptance on anything elective or cash-pay. The hospital fixes two inputs a lender would otherwise estimate in a 25,064 resident town: where referrals originate, and what staff cost. Higher education here explains why summer looks unlike the rest of the year. Ardmore is the Carter County seat, so county employment steadies the payer mix.
Other Oklahoma markets
What owners in Ardmore ask
01How many providers practice in Ardmore, and in what?
NPPES lists 414 providers at a Ardmore practice address, 165.2 per 10,000 residents across 30 tracked fields. Behavioral and mental health group practices accounts for 82 of them, 20 percent of the total, with physical, occupational, and speech therapy next at 57. Read that as clinicians: 414 enumerations, not 414 owners.
02What does Carter County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Carter County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 25,064 residents gets past the question of who would take the job.
03Why does Carter County show so little SBA activity?
Only 0 healthcare approvals appear for Carter County in the published 7(a) and 504 file. Thin volume in Carter County is a transaction count, not a verdict on borrowers here. The county still holds 53 credit intermediation establishments.
04How does the hospital in Ardmore affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 7 Medicare-certified providers in total. A Ardmore projection that names the call arrangement reads better than one that assumes it.
05Is there local lending capacity in Carter County?
County Business Patterns records 53 credit intermediation establishments in Carter County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Ardmore rents and resale before or by somebody working from a screen.
06Is Ardmore underwritten as part of Sherman-Denison, TX?
Comparables and demand split at 49 miles. An appraiser prices the lease and the equipment off Sherman-Denison, TX; the revenue line has to hold up against 25,064 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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