Oklahoma micro-market
Healthcare practice financing in Duncan, Oklahoma
Direct answer
207 healthcare providers hold a Duncan practice address, 89.3 per 10,000 of its 23,174 residents, 20 percent of them in physical, occupational, and speech therapy. Stephens County recorded 0 SBA healthcare approvals worth $0, and Lawton, OK sits 28 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oklahoma, and how many partners see it, is set out on the Oklahoma page.
- Population: 23,174 residents (10K-25K band)1
- Healthcare providers registered here: 207 across 26 fields2
- Median household income: $57,0203
- Largest provider field: Physical, occupational, and speech therapy: 41 registered providers2
- Medicare-certified providers in town: 5 across 3 categories4
- Nearest metro: Lawton, OK, 28 miles1
What NPPES records at Duncan addresses
207 providers across 26 fields, 89.3 per 10,000 residents, counted at Duncan addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 41 | 17.7 | NPPES [2] |
| Primary care and family medicine | 36 | 15.5 | NPPES [2] |
| Behavioral and mental health group practices | 24 | 10.4 | NPPES [2] |
| Optometry and ophthalmology | 20 | 8.6 | NPPES [2] |
| General dentistry | 17 | 7.3 | NPPES [2] |
| Chiropractic | 13 | 5.6 | NPPES [2] |
| Independent pharmacy | 10 | 4.3 | NPPES [2] |
| DME and HME suppliers | 8 | 3.5 | NPPES [2] |
| Specialty physician groups | 6 | 2.6 | NPPES [2] |
| Home health | 4 | 1.7 | NPPES [2] |
| ABA and autism therapy | 4 | 1.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 1.7 | NPPES [2] |
| Podiatry | 2 | 0.9 | NPPES [2] |
| Urgent care | 2 | 0.9 | NPPES [2] |
| Imaging centers | 2 | 0.9 | NPPES [2] |
| Non-medical home care | 2 | 0.9 | NPPES [2] |
| Hospice and palliative | 2 | 0.9 | NPPES [2] |
| Telehealth and virtual clinics | 2 | 0.9 | NPPES [2] |
| SUD treatment and residential | 1 | 0.4 | NPPES [2] |
| Mobile diagnostics | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.4 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.4 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
A single Duncan practice can hold more than one of these numbers. 20 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Stephens County approvals, dollars, and lending establishments
With 0 healthcare approvals recorded, Stephens County gives a valuation almost nothing local to lean on
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 0 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $0 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | No approvals recorded | Dollars divided by approvals [5] |
| Credit offices operating locally | 37 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
The ratio that matters up front is 89.3 per 10,000, which decides whether a ramp schedule reads as conservative. With 0 approvals on record in Stephens County, expect a longer appraisal and a wider collateral discount. With $57,020 as the median household income, the payer mix in a projection has to match what Duncan households actually spend.
Programs the Duncan mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 26 local fields reaches for a program, not by what is easiest to refer. Oklahoma rules and the partner decide availability.
The first pages of a Duncan file
What a funder opens first depends on the field. In Duncan that means physical, occupational, and speech therapy, primary care and family medicine, behavioral and mental health group practices.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (41) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (36) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Behavioral and mental health group practices (24) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Column one counts Duncan clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Duncan file differently.
Density beside the neighboring Oklahoma towns
Density is the number that moves an appraisal: 89.3 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Duncan (current) | 23,174 | 207 | 89.3 | |
| Lawton | 90,027 | 774 | 86.0 | 28 |
| Chickasha | 17,014 | 180 | 105.8 | 39 |
| Ardmore | 25,064 | 414 | 165.2 | 51 |
| Newcastle | 14,677 | 64 | 43.6 | 56 |
| Mustang | 23,965 | 115 | 48.0 | 64 |
| Moore | 63,845 | 433 | 67.8 | 65 |
Distance, income, and the wage floor around Duncan
Lawton, OK lies 28 miles from Duncan, close enough for rent comparables to travel and far enough that patient draw does not. Households here carry $57,020 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Because a certified hospital sits inside the town, both the referral path and the pay a clinical hire expects are already observable. A college in Duncan puts a term-shaped curve into monthly collections. Duncan is the Stephens County seat, so county employment steadies the payer mix.
Other Oklahoma markets
Duncan owners, answered
01How many providers practice in Duncan, and in what?
207 enumerations sit at Duncan addresses in the monthly NPPES file, working out to 89.3 for every 10,000 residents. 20 percent of them are physical, occupational, and speech therapy, and primary care and family medicine follows with 36. An enumeration is a clinician, so the 207 here cover fewer than 207 practices.
02Why does Stephens County show so little SBA activity?
Only 0 healthcare approvals appear for Stephens County in the published 7(a) and 504 file. Thin volume in Stephens County is a transaction count, not a verdict on borrowers here. The county still holds 37 credit intermediation establishments.
03Is Duncan underwritten as part of Lawton, OK?
Lawton, OK sits 28 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Lawton, OK; the 23,174 residents set the ceiling a projection can defend.
04What does Stephens County's shortage designation change?
Designated for primary care, dental, mental health, Stephens County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
05How does the hospital in Duncan affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 5 Medicare-certified providers in total. A Duncan projection that names the call arrangement reads better than one that assumes it.
06What does a $57,020 median income mean for case acceptance?
Median household income in Duncan runs $57,020. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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