Oklahoma micro-market
Healthcare practice financing in Guthrie, Oklahoma
Direct answer
11,682 residents, 136 enumerated clinicians, 116.4 per 10,000, 20 percent of them in behavioral and mental health group practices: that is the Guthrie market a funder prices. Logan County adds 0 healthcare approvals worth $0 and 29 miles of distance to Oklahoma City, OK.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oklahoma, and how many partners see it, is set out on the Oklahoma page.
- Population: 11,682 residents (10K-25K band)1
- Healthcare providers registered here: 136 across 18 fields2
- Median household income: $54,6403
- Largest provider field: Behavioral and mental health group practices: 27 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Oklahoma City, OK, 29 miles1
Guthrie clinicians, by field
Counted at the town's own addresses: 136 providers, 18 fields, 116.4 clinicians per 10,000 of the 11,682 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Behavioral and mental health group practices | 27 | 23.1 | NPPES [2] |
| Physical, occupational, and speech therapy | 25 | 21.4 | NPPES [2] |
| ABA and autism therapy | 18 | 15.4 | NPPES [2] |
| General dentistry | 11 | 9.4 | NPPES [2] |
| Chiropractic | 8 | 6.8 | NPPES [2] |
| Optometry and ophthalmology | 8 | 6.8 | NPPES [2] |
| Primary care and family medicine | 7 | 6.0 | NPPES [2] |
| Independent pharmacy | 7 | 6.0 | NPPES [2] |
| DME and HME suppliers | 5 | 4.3 | NPPES [2] |
| SUD treatment and residential | 5 | 4.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 4.3 | NPPES [2] |
| Home health | 3 | 2.6 | NPPES [2] |
| Specialty physician groups | 2 | 1.7 | NPPES [2] |
| ASCs and OBLs | 1 | 0.9 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| Hospice and palliative | 1 | 0.9 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.9 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 3 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Guthrie practice can hold more than one of these numbers. 20 percent sit in behavioral and mental health group practices, counted as clinicians rather than as owners.
What lenders have already approved in Logan County
0 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 0 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $0 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | No approvals recorded | The dollar column over the approval column [5] |
| Lending establishments in the county | 23 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
A file from here opens on 116.4 providers per 10,000 residents, and everything about volume follows from it. With 0 approvals on record in Logan County, expect a longer appraisal and a wider collateral discount. With $54,640 as the median household income, the payer mix in a projection has to match what Guthrie households actually spend.
Programs the Guthrie mix reaches for
- Practice acquisition
- Working capital term loan
- Startup and de novo
- Equipment financing and leasing
- Expansion, relocation, and build-out
Built from what is enumerated here rather than from a national list, so a field with no presence in Guthrie does not appear. Availability is still a Oklahoma question.
Underwriting by field in Guthrie
What a funder opens first depends on the field. In Guthrie that means behavioral and mental health group practices, physical, occupational, and speech therapy, aba and autism therapy.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Behavioral and mental health group practices (27) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Physical, occupational, and speech therapy (25) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| ABA and autism therapy (18) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
Counts in the first column are Guthrie providers from NPPES. The other two columns describe how funders read that field across markets like Guthrie, not what any funder will do with your file.
How Guthrie prices against its neighbors
The neighboring markets below are the ones a valuation borrows from when Guthrie has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Guthrie (current) | 11,682 | 136 | 116.4 | |
| Edmond | 99,040 | 1,773 | 179.0 | 14 |
| Stillwater | 50,138 | 496 | 98.9 | 26 |
| Warr Acres | 10,456 | 56 | 53.6 | 27 |
| Choctaw | 12,358 | 112 | 90.6 | 28 |
| Bethany | 20,421 | 225 | 110.2 | 29 |
| Yukon | 27,068 | 475 | 175.5 | 32 |
How Guthrie sits against the nearest metro
Distance to Oklahoma City, OK is 29 miles. That is close enough for rent in Guthrie to be compared against the metro and far enough that patient draw is not. Median household income runs $54,640, which is the number a funder converts into case acceptance on anything elective or cash-pay. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. Guthrie is the Logan County seat, so county employment steadies the payer mix.
More of Oklahoma
- Edmond 99,040 residents
- Stillwater 50,138 residents
- Warr Acres 10,456 residents
- Choctaw 12,358 residents
- Bethany 20,421 residents
- Yukon 27,068 residents
What owners in Guthrie ask
01How many providers practice in Guthrie, and in what?
Across 18 fields, Guthrie carries 136 enumerated clinicians, 116.4 per 10,000 of the 11,682 people living here. The concentration is in behavioral and mental health group practices, 27 of the total, then physical, occupational, and speech therapy at 25. Count practices from that only with care.
02Why does Logan County show so little SBA activity?
Logan County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 23 lending establishments operate locally.
03What does Logan County's shortage designation change?
HRSA designates Logan County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Guthrie and evidences a staffing ramp in a 11,682 resident market.
04How does the hospital in Guthrie affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 2 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 116.4 per 10,000 market.
05What does a $54,640 median income mean for case acceptance?
Median household income in Guthrie runs $54,640. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Guthrie?
The 18 enumerated fields are led by behavioral and mental health group practices at 27, with physical, occupational, and speech therapy at 25 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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