Oregon micro-market
Healthcare practice financing in Grants Pass, Oregon
Direct answer
A Grants Pass file is read against 639 local clinicians, 161.9 for every 10,000 of its 39,468 residents, 19 percent of them in physical, occupational, and speech therapy, plus the 5 SBA healthcare approvals worth $1,487,000 already recorded in Josephine County, 0 miles from Grants Pass, OR.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Oregon, and how many partners see it, is set out on the Oregon page.
- Population: 39,468 residents (25K-50K band)1
- Healthcare providers registered here: 639 across 30 fields2
- Median household income: $56,8773
- Largest provider field: Physical, occupational, and speech therapy: 122 registered providers2
- Medicare-certified providers in town: 8 across 4 categories4
- Nearest metro: Grants Pass, OR, 0 miles1
The provider census in Grants Pass
161.9 providers per 10,000 residents is what 639 enumerations across 30 fields works out to in a town of 39,468
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 122 | 30.9 | NPPES [2] |
| Behavioral and mental health group practices | 107 | 27.1 | NPPES [2] |
| Primary care and family medicine | 63 | 16.0 | NPPES [2] |
| General dentistry | 56 | 14.2 | NPPES [2] |
| Chiropractic | 45 | 11.4 | NPPES [2] |
| Specialty physician groups | 42 | 10.6 | NPPES [2] |
| ABA and autism therapy | 38 | 9.6 | NPPES [2] |
| Optometry and ophthalmology | 28 | 7.1 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 28 | 7.1 | NPPES [2] |
| Independent pharmacy | 15 | 3.8 | NPPES [2] |
| DME and HME suppliers | 13 | 3.3 | NPPES [2] |
| Dental specialties | 10 | 2.5 | NPPES [2] |
| Med spa and aesthetics | 10 | 2.5 | NPPES [2] |
| Telehealth and virtual clinics | 9 | 2.3 | NPPES [2] |
| Podiatry | 7 | 1.8 | NPPES [2] |
| Home health | 5 | 1.3 | NPPES [2] |
| SUD treatment and residential | 5 | 1.3 | NPPES [2] |
| Audiology and hearing centers | 5 | 1.3 | NPPES [2] |
| Non-medical home care | 5 | 1.3 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 1.0 | NPPES [2] |
| Occupational health and drug testing | 4 | 1.0 | NPPES [2] |
| ASCs and OBLs | 3 | 0.8 | NPPES [2] |
| Hospice and palliative | 3 | 0.8 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 3 | 0.8 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.8 | NPPES [2] |
| Dermatology | 2 | 0.5 | NPPES [2] |
| Imaging centers | 1 | 0.3 | NPPES [2] |
| NEMT and ambulance | 1 | 0.3 | NPPES [2] |
| Clinical research sites | 1 | 0.3 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.3 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] | |
| Home health agencies | 2 | CMS [4] |
Physical, occupational, and speech therapy carries 122 of the 639 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Josephine County credit files already show
5 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 5 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $1,487,000 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $297,400 | The dollar column over the approval column [5] |
| Lenders sited in the county | 35 | Places that write credit locally, NAICS 522 [6] |
Reading Grants Pass the way a credit committee does
Underwriting starts with 161.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. With 5 approvals on record in Josephine County, expect a longer appraisal and a wider collateral discount. Household income of $56,877 in Grants Pass is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The order comes from Grants Pass's own provider mix, which physical, occupational, and speech therapy dominates at 19 percent. What a partner can actually place in Oregon is a separate question.
What a funder reads first in Grants Pass
physical, occupational, and speech therapy, behavioral and mental health group practices, primary care and family medicine account for most of what is enumerated in Grants Pass, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (122) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Behavioral and mental health group practices (107) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
| Primary care and family medicine (63) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
NPPES supplies the Grants Pass counts. The reading columns describe the field in general, and no partner reviewing a Grants Pass file is bound by them.
How Grants Pass prices against its neighbors
Density is the number that moves an appraisal: 161.9 per 10,000 here
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Grants Pass (current) | 39,468 | 639 | 161.9 | |
| Central Point | 19,128 | 124 | 64.8 | 22 |
| Medford | 86,301 | 1,189 | 137.8 | 25 |
| Ashland | 20,935 | 355 | 169.6 | 36 |
| Roseburg | 23,795 | 589 | 247.5 | 55 |
| Coos Bay | 15,801 | 256 | 162.0 | 80 |
| Klamath Falls | 22,174 | 497 | 224.1 | 80 |
What the geography does to a Grants Pass projection
0 miles separate Grants Pass from Grants Pass, OR. Lease pricing follows Grants Pass, OR, while revenue stays capped by the 39,468 residents here. Median household income runs $56,877, which is the number a funder converts into case acceptance on anything elective or cash-pay. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Higher education here explains why summer looks unlike the rest of the year. Grants Pass is the Josephine County seat, so county employment steadies the payer mix.
Nearby Oregon towns
- Central Point 19,128 residents
- Medford 86,301 residents
- Ashland 20,935 residents
- Roseburg 23,795 residents
- Coos Bay 15,801 residents
- Klamath Falls 22,174 residents
What owners in Grants Pass ask
01How many providers practice in Grants Pass, and in what?
NPPES lists 639 providers at a Grants Pass practice address, 161.9 per 10,000 residents across 30 tracked fields. Physical, occupational, and speech therapy accounts for 122 of them, 19 percent of the total, with behavioral and mental health group practices next at 107. Read that as clinicians: 639 enumerations, not 639 owners.
02What does Josephine County's shortage designation change?
HRSA designates Josephine County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Grants Pass and evidences a staffing ramp in a 39,468 resident market.
03Why does Josephine County show so little SBA activity?
Josephine County shows 5 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 35 lending establishments operate locally.
04How does the hospital in Grants Pass affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 8 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 161.9 per 10,000 market.
05Which fields carry the volume in Grants Pass?
Physical, occupational, and speech therapy at 122 providers and behavioral and mental health group practices at 107 lead the 30 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is Grants Pass underwritten as part of Grants Pass, OR?
Comparables and demand split at 0 miles. An appraiser prices the lease and the equipment off Grants Pass, OR; the revenue line has to hold up against 39,468 local residents.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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