Texas micro-market
Healthcare practice financing in Clute, Texas
Direct answer
Density decides a lot here. Clute runs 31.2 providers per 10,000 residents, 34 clinicians against 10,893 people, 35 percent of them in physical, occupational, and speech therapy, while Brazoria County lenders have approved 11 healthcare files worth $3,462,300 and the nearest metro is 53 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. Which programs can be referred from Texas, and which cannot, is set out on the Texas page.
- Population: 10,893 residents (10K-25K band)1
- Healthcare providers registered here: 34 across 14 fields2
- Median household income: $66,2243
- Largest provider field: Physical, occupational, and speech therapy: 12 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Houston-Pasadena-The Woodlands, TX, 53 miles1
Who is enumerated in Clute
The NPPES file puts 34 enumerated clinicians inside Clute, spread over 14 fields at 31.2 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 12 | 11.0 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 4.6 | NPPES [2] |
| Chiropractic | 3 | 2.8 | NPPES [2] |
| General dentistry | 3 | 2.8 | NPPES [2] |
| Home health | 2 | 1.8 | NPPES [2] |
| DME and HME suppliers | 1 | 0.9 | NPPES [2] |
| Primary care and family medicine | 1 | 0.9 | NPPES [2] |
| SUD treatment and residential | 1 | 0.9 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| Independent pharmacy | 1 | 0.9 | NPPES [2] |
| Non-medical home care | 1 | 0.9 | NPPES [2] |
| Hospice and palliative | 1 | 0.9 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.9 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Clute practice can hold more than one of these numbers. 35 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
The lending record behind Clute
Lenders in Brazoria County have already closed 11 healthcare approvals, averaging $314,755, which is the size a new file gets read beside
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 11 | Fiscal year published in the SBA file [5] |
| Total approved capital | $3,462,300 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $314,755 | Dollars divided by approvals [5] |
| Lenders sited in the county | 181 | Credit intermediation establishments, NAICS 522 [6] |
Reading Clute the way a credit committee does
31.2 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. 11 approvals worth $3,462,300 in Brazoria County means the size you are asking for has a local precedent to point at. A $66,224 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the Clute mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Equipment financing and leasing
- Medical receivables factoring
The 14 fields practicing locally set this order. A funding partner, not this list, decides what is available in Texas.
The first pages of a Clute file
What a funder opens first depends on the field. In Clute that means physical, occupational, and speech therapy, skilled nursing, assisted living, and memory care, chiropractic.
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (12) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Skilled nursing, assisted living, and memory care (5) | Census and occupancy, Staffing reporting, Survey history | Working capital |
| Chiropractic (3) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
NPPES supplies the Clute counts. The reading columns describe the field in general, and no partner reviewing a Clute file is bound by them.
Clute against nearby Texas markets
31.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Clute
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Clute (current) | 10,893 | 34 | 31.2 | |
| Lake Jackson | 28,158 | 311 | 110.4 | 4 |
| Freeport | 10,635 | 24 | 22.6 | 6 |
| Angleton | 20,979 | 161 | 76.7 | 10 |
| Alvin | 29,869 | 168 | 56.2 | 29 |
| Iowa Colony | 17,240 | 10 | 5.8 | 29 |
| Santa Fe | 13,131 | 41 | 31.2 | 31 |
What the geography does to a Clute projection
53 miles separate Clute from Houston-Pasadena-The Woodlands, TX. Rent comparables cross that gap; patients mostly do not. Households here carry $66,224 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Clute, which a projection needs to state plainly. A degree-granting institution here moves volume on the academic calendar.
Other Texas markets
- Lake Jackson 28,158 residents
- Freeport 10,635 residents
- Angleton 20,979 residents
- Alvin 29,869 residents
- Iowa Colony 17,240 residents
- Santa Fe 13,131 residents
Clute owners, answered
01How many providers practice in Clute, and in what?
Across 14 fields, Clute carries 34 enumerated clinicians, 31.2 per 10,000 of the 10,893 people living here. The concentration is in physical, occupational, and speech therapy, 12 of the total, then skilled nursing, assisted living, and memory care at 5. Count practices from that only with care.
02What does Brazoria County's shortage designation change?
HRSA designates Brazoria County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Clute and evidences a staffing ramp in a 10,893 resident market.
03Is Clute underwritten as part of Houston-Pasadena-The Woodlands, TX?
Partly. Houston-Pasadena-The Woodlands, TX is 53 miles out, so rent and equipment comparables travel in from there while patients still come from the 10,893 residents around Clute. Cost side metro, revenue side local.
04Is there local lending capacity in Brazoria County?
County Business Patterns records 181 credit intermediation establishments in Brazoria County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Clute rents and resale before or by somebody working from a screen.
05Which fields carry the volume in Clute?
Physical, occupational, and speech therapy at 12 providers and skilled nursing, assisted living, and memory care at 5 lead the 14 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06What does SBA lending look like around Clute?
Healthcare borrowers in Brazoria County took 11 approvals worth $3,462,300 in the published fiscal year, averaging $314,755. That is the comparable set an appraiser near Clute reaches for first.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.