Alabama micro-market
Healthcare practice financing in Anniston, Alabama
Direct answer
Density decides a lot here. Anniston runs 193.1 providers per 10,000 residents, 408 clinicians against 21,127 people, 19 percent of them in physical, occupational, and speech therapy, while Calhoun County lenders have approved 0 healthcare files worth $0 and the nearest metro is 6 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 21,127 residents (10K-25K band)1
- Healthcare providers registered here: 408 across 28 fields2
- Median household income: $44,8063
- Largest provider field: Physical, occupational, and speech therapy: 76 registered providers2
- Medicare-certified providers in town: 7 across 3 categories4
- Nearest metro: Anniston-Oxford, AL, 6 miles1
What NPPES records at Anniston addresses
193.1 providers per 10,000 residents is what 408 enumerations across 28 fields works out to in a town of 21,127
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 76 | 36.0 | NPPES [2] |
| General dentistry | 43 | 20.4 | NPPES [2] |
| Behavioral and mental health group practices | 42 | 19.9 | NPPES [2] |
| Specialty physician groups | 34 | 16.1 | NPPES [2] |
| Chiropractic | 30 | 14.2 | NPPES [2] |
| Primary care and family medicine | 28 | 13.3 | NPPES [2] |
| Optometry and ophthalmology | 25 | 11.8 | NPPES [2] |
| DME and HME suppliers | 18 | 8.5 | NPPES [2] |
| Dental specialties | 17 | 8.0 | NPPES [2] |
| ABA and autism therapy | 14 | 6.6 | NPPES [2] |
| Independent pharmacy | 10 | 4.7 | NPPES [2] |
| Non-medical home care | 10 | 4.7 | NPPES [2] |
| Dialysis and infusion centers | 9 | 4.3 | NPPES [2] |
| Med spa and aesthetics | 7 | 3.3 | NPPES [2] |
| Telehealth and virtual clinics | 7 | 3.3 | NPPES [2] |
| Audiology and hearing centers | 5 | 2.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 5 | 2.4 | NPPES [2] |
| Clinical and toxicology labs | 5 | 2.4 | NPPES [2] |
| Occupational health and drug testing | 5 | 2.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 1.9 | NPPES [2] |
| Home health | 3 | 1.4 | NPPES [2] |
| Hospice and palliative | 3 | 1.4 | NPPES [2] |
| Podiatry | 2 | 0.9 | NPPES [2] |
| SUD treatment and residential | 2 | 0.9 | NPPES [2] |
| Urgent care | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Clinical research sites | 1 | 0.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Dialysis facilities | 4 | CMS [4] | |
| Hospice providers | 2 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 76 of the 408 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
The lending record behind Anniston
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 0 | Fiscal year published in the SBA file [5] |
| Total approved capital | $0 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | No approvals recorded | Dollars divided by approvals [5] |
| Lenders sited in the county | 113 | Credit intermediation establishments, NAICS 522 [6] |
Reading Anniston the way a credit committee does
A file from here opens on 193.1 providers per 10,000 residents, and everything about volume follows from it. With 0 approvals on record in Calhoun County, expect a longer appraisal and a wider collateral discount. Household income of $44,806 in Anniston is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Weighted by how often each of the 28 local fields reaches for a program, not by what is easiest to refer. Alabama rules and the partner decide availability.
The first pages of a Anniston file
physical, occupational, and speech therapy, general dentistry, behavioral and mental health group practices account for most of what is enumerated in Anniston, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (76) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (43) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Behavioral and mental health group practices (42) | Clinician retention and productivity, Payer mix and Medicaid concentration, Re-authorization and session limit exposure | Working capital through the credentialing lag |
Counts in the first column are Anniston providers from NPPES. The other two columns describe how funders read that field across markets like Anniston, not what any funder will do with your file.
Anniston against nearby Alabama markets
Set Anniston's 193.1 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Anniston (current) | 21,127 | 408 | 193.1 | |
| Oxford | 22,088 | 150 | 67.9 | 6 |
| Jacksonville | 14,651 | 62 | 42.3 | 10 |
| Talladega | 14,693 | 105 | 71.5 | 24 |
| Gadsden | 33,086 | 439 | 132.7 | 26 |
| Moody | 13,596 | 62 | 45.6 | 40 |
| Boaz | 10,473 | 92 | 87.8 | 41 |
What the geography does to a Anniston projection
6 miles separate Anniston from Anniston-Oxford, AL. Lease pricing follows Anniston-Oxford, AL, while revenue stays capped by the 21,127 residents here. Median household income runs $44,806, which is the number a funder converts into case acceptance on anything elective or cash-pay. The hospital fixes two inputs a lender would otherwise estimate in a 21,127 resident town: where referrals originate, and what staff cost. Anniston is the Calhoun County seat, so county employment steadies the payer mix.
Other Alabama markets
Anniston owners, answered
01How many providers practice in Anniston, and in what?
Across 28 fields, Anniston carries 408 enumerated clinicians, 193.1 per 10,000 of the 21,127 people living here. The concentration is in physical, occupational, and speech therapy, 76 of the total, then general dentistry at 43. Count practices from that only with care.
02Why does Calhoun County show so little SBA activity?
The published file records 0 7(a) and 504 approvals to healthcare borrowers in Calhoun County. That tracks how few Calhoun County practices changed hands that year, not credit quality. 113 credit intermediation establishments operate in Calhoun County, so the lending capacity is local even where the healthcare history is not.
03What does Calhoun County's shortage designation change?
HRSA designates Calhoun County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Anniston and evidences a staffing ramp in a 21,127 resident market.
04How does the hospital in Anniston affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 7 Medicare-certified providers in total. A Anniston projection that names the call arrangement reads better than one that assumes it.
05What does a $44,806 median income mean for case acceptance?
Median household income in Anniston runs $44,806. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Anniston?
Physical, occupational, and speech therapy at 76 providers and general dentistry at 43 lead the 28 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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