Alabama micro-market
Healthcare practice financing in Selma, Alabama
Direct answer
159 healthcare providers hold a Selma practice address, 97.5 per 10,000 of its 16,312 residents, 16 percent of them in primary care and family medicine. Dallas County recorded 0 SBA healthcare approvals worth $0, and Montgomery, AL sits 45 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 16,312 residents (10K-25K band)1
- Healthcare providers registered here: 159 across 23 fields2
- Median household income: $32,1843
- Largest provider field: Primary care and family medicine: 25 registered providers2
- Medicare-certified providers in town: 6 across 3 categories4
- Nearest metro: Montgomery, AL, 45 miles1
Selma clinicians, by field
The NPPES file puts 159 enumerated clinicians inside Selma, spread over 23 fields at 97.5 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 25 | 15.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 20 | 12.3 | NPPES [2] |
| DME and HME suppliers | 12 | 7.4 | NPPES [2] |
| Optometry and ophthalmology | 12 | 7.4 | NPPES [2] |
| Specialty physician groups | 11 | 6.7 | NPPES [2] |
| Home health | 9 | 5.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 9 | 5.5 | NPPES [2] |
| General dentistry | 8 | 4.9 | NPPES [2] |
| Chiropractic | 7 | 4.3 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 4.3 | NPPES [2] |
| Independent pharmacy | 6 | 3.7 | NPPES [2] |
| Dental specialties | 5 | 3.1 | NPPES [2] |
| Med spa and aesthetics | 5 | 3.1 | NPPES [2] |
| Dialysis and infusion centers | 5 | 3.1 | NPPES [2] |
| Hospice and palliative | 4 | 2.5 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 2.5 | NPPES [2] |
| Audiology and hearing centers | 3 | 1.8 | NPPES [2] |
| Podiatry | 2 | 1.2 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| SUD treatment and residential | 1 | 0.6 | NPPES [2] |
| Non-medical home care | 1 | 0.6 | NPPES [2] |
| Clinical and toxicology labs | 1 | 0.6 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 7 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Home health agencies | 2 | CMS [4] | |
| Hospice providers | 1 | CMS [4] |
Several of the 25 primary care and family medicine enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
What lenders have already approved in Dallas County
With 0 healthcare approvals recorded, Dallas County gives a valuation almost nothing local to lean on
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 0 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $0 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | No approvals recorded | The dollar column over the approval column [5] |
| Lending establishments in the county | 26 | Places that write credit locally, NAICS 522 [6] |
Reading Selma the way a credit committee does
Underwriting starts with 97.5 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Dallas County has 0 approvals to compare against, so plan for extra appraisal time and a conservative valuation. A $32,184 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
- Medical receivables factoring
The order comes from Selma's own provider mix, which primary care and family medicine dominates at 16 percent. What a partner can actually place in Alabama is a separate question.
The first pages of a Selma file
What a funder opens first depends on the field. In Selma that means primary care and family medicine, physical, occupational, and speech therapy, dme and hme suppliers.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (25) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (20) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| DME and HME suppliers (12) | Accreditation and surety bond status, Rental versus sale revenue split, Denial rate and documentation quality | Inventory and rental fleet |
Counts in the first column are Selma providers from NPPES. The other two columns describe how funders read that field across markets like Selma, not what any funder will do with your file.
Density beside the neighboring Alabama towns
97.5 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Selma
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Selma (current) | 16,312 | 159 | 97.5 | |
| Prattville | 40,139 | 281 | 70.0 | 34 |
| Millbrook | 17,392 | 50 | 28.7 | 39 |
| Calera | 18,530 | 72 | 38.9 | 52 |
| Pike Road | 11,500 | 34 | 29.6 | 54 |
| Alabaster | 34,460 | 204 | 59.2 | 56 |
| Helena | 22,200 | 69 | 31.1 | 60 |
How Selma sits against the nearest metro
Distance to Montgomery, AL is 45 miles. That is close enough for rent in Selma to be compared against the metro and far enough that patient draw is not. At $32,184 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Hospital coverage inside Selma means a call schedule can be evidenced rather than described. Campus terms, not calendar quarters, set the busy months in Selma. Selma is the Dallas County seat, so county employment steadies the payer mix.
Nearby Alabama towns
What owners in Selma ask
01How many providers practice in Selma, and in what?
159 enumerations sit at Selma addresses in the monthly NPPES file, working out to 97.5 for every 10,000 residents. 16 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 20. An enumeration is a clinician, so the 159 here cover fewer than 159 practices.
02What does Dallas County's shortage designation change?
Dallas County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Selma can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Dallas County show so little SBA activity?
Dallas County shows 0 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 26 lending establishments operate locally.
04How does the hospital in Selma affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 6 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 97.5 per 10,000 market.
05What does a $32,184 median income mean for case acceptance?
Median household income in Selma runs $32,184. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06Which fields carry the volume in Selma?
Volume concentrates in primary care and family medicine, 25 of them, ahead of physical, occupational, and speech therapy at 20, across 23 fields. A thin second field usually means a longer search for staff than a pro forma allows for.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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