Alabama micro-market
Healthcare practice financing in Prattville, Alabama
Direct answer
40,139 residents, 281 enumerated clinicians, 70.0 per 10,000, 27 percent of them in physical, occupational, and speech therapy: that is the Prattville market a funder prices. Autauga County adds 2 healthcare approvals worth $2,703,000 and 13 miles of distance to Montgomery, AL.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Alabama, and how many partners see it, is set out on the Alabama page.
- Population: 40,139 residents (25K-50K band)1
- Healthcare providers registered here: 281 across 25 fields2
- Median household income: $79,3963
- Largest provider field: Physical, occupational, and speech therapy: 77 registered providers2
- Medicare-certified providers in town: 4 across 2 categories4
- Nearest metro: Montgomery, AL, 13 miles1
Who is enumerated in Prattville
The NPPES file puts 281 enumerated clinicians inside Prattville, spread over 25 fields at 70.0 per 10,000 residents
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Physical, occupational, and speech therapy | 77 | 19.2 | NPPES [2] |
| Primary care and family medicine | 34 | 8.5 | NPPES [2] |
| General dentistry | 24 | 6.0 | NPPES [2] |
| Chiropractic | 22 | 5.5 | NPPES [2] |
| ABA and autism therapy | 22 | 5.5 | NPPES [2] |
| DME and HME suppliers | 18 | 4.5 | NPPES [2] |
| Optometry and ophthalmology | 14 | 3.5 | NPPES [2] |
| Specialty physician groups | 12 | 3.0 | NPPES [2] |
| Telehealth and virtual clinics | 9 | 2.2 | NPPES [2] |
| Independent pharmacy | 8 | 2.0 | NPPES [2] |
| Behavioral and mental health group practices | 8 | 2.0 | NPPES [2] |
| Home health | 6 | 1.5 | NPPES [2] |
| Non-medical home care | 4 | 1.0 | NPPES [2] |
| Podiatry | 3 | 0.7 | NPPES [2] |
| Clinical and toxicology labs | 3 | 0.7 | NPPES [2] |
| Dialysis and infusion centers | 3 | 0.7 | NPPES [2] |
| Occupational health and drug testing | 3 | 0.7 | NPPES [2] |
| Audiology and hearing centers | 2 | 0.5 | NPPES [2] |
| Med spa and aesthetics | 2 | 0.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 2 | 0.5 | NPPES [2] |
| ASCs and OBLs | 1 | 0.2 | NPPES [2] |
| Imaging centers | 1 | 0.2 | NPPES [2] |
| Dental specialties | 1 | 0.2 | NPPES [2] |
| NEMT and ambulance | 1 | 0.2 | NPPES [2] |
| Hospice and palliative | 1 | 0.2 | NPPES [2] |
| Medical equipment suppliers | 10 | CMS [4] | |
| Dialysis facilities | 3 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
A single Prattville practice can hold more than one of these numbers. 27 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
What lenders have already approved in Autauga County
2 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Line | Amount | Reading and source |
|---|---|---|
| Approvals on record | 2 | One published fiscal year, healthcare borrowers only [5] |
| Total approved capital | $2,703,000 | Approved, not disbursed, and not net of withdrawals [5] |
| Mean deal size | $1,351,500 | A mean, so one large approval moves it [5] |
| Lenders sited in the county | 52 | Credit intermediation offices sited in the county [6] |
Reading Prattville the way a credit committee does
At 70.0 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A short county record of 2 approvals usually means more documentation and a lower advance against the same collateral. Household income of $79,396 in Prattville is the number a lender uses to sanity check the self-pay share of a revenue projection.
Programs the Prattville mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Prattville does not appear. Availability is still a Alabama question.
What a funder reads first in Prattville
What a funder opens first depends on the field. In Prattville that means physical, occupational, and speech therapy, primary care and family medicine, general dentistry.
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (77) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (34) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (24) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
Column one counts Prattville clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Prattville file differently.
How Prattville prices against its neighbors
Density is the number that moves an appraisal: 70.0 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Prattville (current) | 40,139 | 281 | 70.0 | |
| Millbrook | 17,392 | 50 | 28.7 | 6 |
| Pike Road | 11,500 | 34 | 29.6 | 23 |
| Selma | 16,312 | 159 | 97.5 | 34 |
| Calera | 18,530 | 72 | 38.9 | 50 |
| Sylacauga | 12,123 | 135 | 111.4 | 52 |
| Troy | 17,734 | 154 | 86.8 | 53 |
What the geography does to a Prattville projection
13 miles separate Prattville from Montgomery, AL. Lease pricing follows Montgomery, AL, while revenue stays capped by the 40,139 residents here. Households here carry $79,396 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. A Medicare-certified hospital operates here, so referral flow is verifiable and the clinical wage floor is already set. Prattville is the Autauga County seat, so county employment steadies the payer mix.
More of Alabama
Prattville owners, answered
01How many providers practice in Prattville, and in what?
NPPES lists 281 providers at a Prattville practice address, 70.0 per 10,000 residents across 25 tracked fields. Physical, occupational, and speech therapy accounts for 77 of them, 27 percent of the total, with primary care and family medicine next at 34. Read that as clinicians: 281 enumerations, not 281 owners.
02What does Autauga County's shortage designation change?
Autauga County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Prattville can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
03Why does Autauga County show so little SBA activity?
Autauga County shows 2 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 52 lending establishments operate locally.
04How does the hospital in Prattville affect a practice file?
It makes the staffing and referral lines checkable. 4 Medicare-certified providers hold Prattville addresses, and the hospital sets the wage a clinical hire is bid against in a 70.0 per 10,000 market.
05Is Prattville underwritten as part of Montgomery, AL?
Partly. Montgomery, AL is 13 miles out, so rent and equipment comparables travel in from there while patients still come from the 40,139 residents around Prattville. Cost side metro, revenue side local.
06Is there local lending capacity in Autauga County?
County Business Patterns records 52 credit intermediation establishments in Autauga County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Prattville rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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