California micro-market
Healthcare practice financing in Cudahy, California
Direct answer
Los Angeles County carries 298 SBA healthcare approvals worth $229,015,900, and inside Cudahy the census shows 35 enumerated clinicians against 21,694 residents, 16.1 per 10,000, 37 percent of them in general dentistry. Los Angeles-Long Beach-Anaheim, CA lies 14 miles away.
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- Population: 21,694 residents (10K-25K band)1
- Healthcare providers registered here: 35 across 8 fields2
- Median household income: $52,7483
- Largest provider field: General dentistry: 13 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Los Angeles-Long Beach-Anaheim, CA, 14 miles1
The clinical base a lender can verify here
35 providers across 8 fields, 16.1 per 10,000 residents, counted at Cudahy addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| General dentistry | 13 | 6.0 | NPPES [2] |
| Primary care and family medicine | 6 | 2.8 | NPPES [2] |
| Independent pharmacy | 6 | 2.8 | NPPES [2] |
| Optometry and ophthalmology | 4 | 1.8 | NPPES [2] |
| Specialty physician groups | 2 | 0.9 | NPPES [2] |
| Dialysis and infusion centers | 2 | 0.9 | NPPES [2] |
| ABA and autism therapy | 1 | 0.5 | NPPES [2] |
| Telehealth and virtual clinics | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
A single Cudahy practice can hold more than one of these numbers. 37 percent sit in general dentistry, counted as clinicians rather than as owners.
Los Angeles County approvals, dollars, and lending establishments
298 healthcare approvals averaging $768,510 set the deal shape lenders in Los Angeles County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| SBA healthcare approvals | 298 | Fiscal year published in the SBA file [5] |
| Approved dollars | $229,015,900 | Sum of approvals to healthcare borrowers [5] |
| Average approval | $768,510 | Dollars divided by approvals [5] |
| Lending establishments in the county | 4,689 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
At 16.1 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 298 prior Los Angeles County approvals is priced on precedent, which shortens the questions about valuation. Household income of $52,748 in Cudahy is the number a lender uses to sanity check the self-pay share of a revenue projection.
Where a file from this town usually lands
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Equipment financing and leasing
- Commercial real estate, owner-occupied
Weighted by how often each of the 8 local fields reaches for a program, not by what is easiest to refer. California rules and the partner decide availability.
Underwriting by field in Cudahy
Drawn from the fields that actually practice here: general dentistry, primary care and family medicine, independent pharmacy
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| General dentistry (13) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
| Primary care and family medicine (6) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Independent pharmacy (6) | Script count and file retention, Gross margin after direct and indirect remuneration, Wholesaler terms against reimbursement timing | Acquisition of the business or the prescription files |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Cudahy against nearby California markets
Comparables travel. These are the California towns whose density, at 16.1 per 10,000 here, gets weighed beside this one.
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Cudahy (current) | 21,694 | 35 | 16.1 | |
| South Gate | 90,805 | 252 | 27.8 | 1 |
| Bell | 31,930 | 71 | 22.2 | 1 |
| Huntington Park | 52,166 | 361 | 69.2 | 2 |
| Maywood | 23,838 | 56 | 23.5 | 2 |
| Bell Gardens | 37,565 | 71 | 18.9 | 2 |
| Commerce | 11,882 | 122 | 102.7 | 3 |
How Cudahy sits against the nearest metro
Distance to Los Angeles-Long Beach-Anaheim, CA is 14 miles. Appraisers borrow Los Angeles-Long Beach-Anaheim, CA rents, and the 21,694 residents set the ceiling on collections. Median household income runs $52,748, which is the number a funder converts into case acceptance on anything elective or cash-pay. With no hospital in town, a projection has to name where referrals and coverage come from.
Nearby California towns
- South Gate 90,805 residents
- Bell 31,930 residents
- Huntington Park 52,166 residents
- Maywood 23,838 residents
- Bell Gardens 37,565 residents
- Commerce 11,882 residents
Cudahy owners, answered
01How many providers practice in Cudahy, and in what?
Across 8 fields, Cudahy carries 35 enumerated clinicians, 16.1 per 10,000 of the 21,694 people living here. The concentration is in general dentistry, 13 of the total, then primary care and family medicine at 6. Count practices from that only with care.
02What does SBA lending look like around Cudahy?
Healthcare borrowers in Los Angeles County took 298 approvals worth $229,015,900 in the published fiscal year, averaging $768,510. That is the comparable set an appraiser near Cudahy reaches for first.
03What does Los Angeles County's shortage designation change?
Los Angeles County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Cudahy can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
04Is Cudahy underwritten as part of Los Angeles-Long Beach-Anaheim, CA?
Los Angeles-Long Beach-Anaheim, CA sits 14 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Los Angeles-Long Beach-Anaheim, CA; the 21,694 residents set the ceiling a projection can defend.
05Which fields carry the volume in Cudahy?
General dentistry at 13 providers and primary care and family medicine at 6 lead the 8 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06Is there local lending capacity in Los Angeles County?
County Business Patterns records 4,689 credit intermediation establishments in Los Angeles County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Cudahy rents and resale before or by somebody working from a screen.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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