California micro-market
Healthcare practice financing in Reedley, California
Direct answer
104 healthcare providers hold a Reedley practice address, 39.8 per 10,000 of its 26,138 residents, 26 percent of them in primary care and family medicine. Fresno County recorded 21 SBA healthcare approvals worth $12,310,100, and Visalia, CA sits 20 miles out.
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- Population: 26,138 residents (25K-50K band)1
- Healthcare providers registered here: 104 across 18 fields2
- Median household income: $62,9233
- Largest provider field: Primary care and family medicine: 27 registered providers2
- Medicare-certified providers in town: 2 across 1 categories4
- Nearest metro: Visalia, CA, 20 miles1
Fields practicing inside Reedley
The NPPES file puts 104 enumerated clinicians inside Reedley, spread over 18 fields at 39.8 per 10,000 residents
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 27 | 10.3 | NPPES [2] |
| Physical, occupational, and speech therapy | 16 | 6.1 | NPPES [2] |
| General dentistry | 13 | 5.0 | NPPES [2] |
| Optometry and ophthalmology | 8 | 3.1 | NPPES [2] |
| Independent pharmacy | 6 | 2.3 | NPPES [2] |
| ABA and autism therapy | 6 | 2.3 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 1.9 | NPPES [2] |
| SUD treatment and residential | 4 | 1.5 | NPPES [2] |
| Behavioral and mental health group practices | 4 | 1.5 | NPPES [2] |
| DME and HME suppliers | 3 | 1.1 | NPPES [2] |
| Specialty physician groups | 3 | 1.1 | NPPES [2] |
| Dialysis and infusion centers | 3 | 1.1 | NPPES [2] |
| Podiatry | 1 | 0.4 | NPPES [2] |
| Chiropractic | 1 | 0.4 | NPPES [2] |
| Sleep centers | 1 | 0.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.4 | NPPES [2] |
| Hospice and palliative | 1 | 0.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
A single Reedley practice can hold more than one of these numbers. 26 percent sit in primary care and family medicine, counted as clinicians rather than as owners.
Fresno County approvals, dollars, and lending establishments
21 healthcare approvals averaging $586,195 set the deal shape lenders in Fresno County have already underwritten
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 21 | One published fiscal year, healthcare borrowers only [5] |
| Dollars behind them | $12,310,100 | Approved, not disbursed, and not net of withdrawals [5] |
| Typical approval size | $586,195 | A mean, so one large approval moves it [5] |
| Credit offices operating locally | 379 | Credit intermediation offices sited in the county [6] |
Reading Reedley the way a credit committee does
Density of 39.8 per 10,000 sets the patient draw a projection can claim without an argument. Because Fresno County already carries $12,310,100 across 21 healthcare approvals, a request near that average moves faster than one well above it. With $62,923 as the median household income, the payer mix in a projection has to match what Reedley households actually spend.
Programs the Reedley mix reaches for
- Practice acquisition
- Expansion, relocation, and build-out
- Startup and de novo
- Working capital term loan
- Commercial real estate, owner-occupied
Ranked from the 18 fields that actually practice in Reedley, weighted toward primary care and family medicine. Availability still depends on California and on the funding partner.
Underwriting by field in Reedley
Drawn from the fields that actually practice here: primary care and family medicine, physical, occupational, and speech therapy, general dentistry
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Primary care and family medicine (27) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (16) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| General dentistry (13) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
The first column is Reedley's own NPPES count. The rest is how the field is generally underwritten, whether the address is Reedley or anywhere else.
How Reedley prices against its neighbors
Density is the number that moves an appraisal: 39.8 per 10,000 here
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Reedley (current) | 26,138 | 104 | 39.8 | |
| Dinuba | 25,833 | 84 | 32.5 | 5 |
| Parlier | 14,429 | 32 | 22.2 | 5 |
| Kingsburg | 13,128 | 61 | 46.5 | 8 |
| Sanger | 26,649 | 93 | 34.9 | 9 |
| Selma | 24,505 | 135 | 55.1 | 9 |
| Hanford | 60,594 | 350 | 57.8 | 22 |
Distance, income, and the wage floor around Reedley
Visalia, CA lies 20 miles from Reedley, close enough that appraisers price the lease against Visalia, CA rents while 26,138 residents set the revenue ceiling. Households here carry $62,923 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A degree-granting institution here moves volume on the academic calendar.
More of California
Questions from Reedley
01How many providers practice in Reedley, and in what?
104 enumerations sit at Reedley addresses in the monthly NPPES file, working out to 39.8 for every 10,000 residents. 26 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 16. An enumeration is a clinician, so the 104 here cover fewer than 104 practices.
02Is Reedley underwritten as part of Visalia, CA?
Partly. Visalia, CA is 20 miles out, so rent and equipment comparables travel in from there while patients still come from the 26,138 residents around Reedley. Cost side metro, revenue side local.
03What does SBA lending look like around Reedley?
Healthcare borrowers in Fresno County took 21 approvals worth $12,310,100 in the published fiscal year, averaging $586,195. That is the comparable set an appraiser near Reedley reaches for first.
04What does Fresno County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Fresno County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 26,138 residents gets past the question of who would take the job.
05How does the hospital in Reedley affect a practice file?
It makes the staffing and referral lines checkable. 2 Medicare-certified providers hold Reedley addresses, and the hospital sets the wage a clinical hire is bid against in a 39.8 per 10,000 market.
06What does a $62,923 median income mean for case acceptance?
Median household income in Reedley runs $62,923. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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