Florida micro-market
Healthcare practice financing in Auburndale, Florida
Direct answer
88 healthcare providers hold a Auburndale practice address, 42.6 per 10,000 of its 20,659 residents, 18 percent of them in primary care and family medicine. Polk County recorded 14 SBA healthcare approvals worth $12,277,000, and Lakeland-Winter Haven, FL sits 10 miles out.
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- Population: 20,659 residents (10K-25K band)1
- Healthcare providers registered here: 88 across 17 fields2
- Median household income: $68,2673
- Largest provider field: Primary care and family medicine: 16 registered providers2
- Medicare-certified providers in town: 1 across 1 categories4
- Nearest metro: Lakeland-Winter Haven, FL, 10 miles1
Auburndale clinicians, by field
88 providers across 17 fields, 42.6 per 10,000 residents, counted at Auburndale addresses in the NPPES monthly file
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Primary care and family medicine | 16 | 7.7 | NPPES [2] |
| Non-medical home care | 11 | 5.3 | NPPES [2] |
| ABA and autism therapy | 11 | 5.3 | NPPES [2] |
| General dentistry | 9 | 4.4 | NPPES [2] |
| Physical, occupational, and speech therapy | 8 | 3.9 | NPPES [2] |
| Independent pharmacy | 5 | 2.4 | NPPES [2] |
| Home health | 4 | 1.9 | NPPES [2] |
| Chiropractic | 4 | 1.9 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 4 | 1.9 | NPPES [2] |
| DME and HME suppliers | 3 | 1.5 | NPPES [2] |
| Behavioral and mental health group practices | 3 | 1.5 | NPPES [2] |
| SUD treatment and residential | 2 | 1.0 | NPPES [2] |
| NEMT and ambulance | 2 | 1.0 | NPPES [2] |
| Med spa and aesthetics | 2 | 1.0 | NPPES [2] |
| Specialty physician groups | 2 | 1.0 | NPPES [2] |
| Optometry and ophthalmology | 1 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 5 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Several of the 16 primary care and family medicine enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in Polk County
Lenders in Polk County have already closed 14 healthcare approvals, averaging $876,929, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| Healthcare files approved | 14 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $12,277,000 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | $876,929 | Dollars divided by approvals [5] |
| Credit offices operating locally | 254 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Density of 42.6 per 10,000 sets the patient draw a projection can claim without an argument. Because Polk County already carries $12,277,000 across 14 healthcare approvals, a request near that average moves faster than one well above it. A $68,267 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Expansion, relocation, and build-out
- Working capital term loan
- Startup and de novo
- Commercial real estate, owner-occupied
The 17 fields practicing locally set this order. A funding partner, not this list, decides what is available in Florida.
What a funder reads first in Auburndale
Drawn from the fields that actually practice here: primary care and family medicine, non-medical home care, aba and autism therapy
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (16) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Non-medical home care (11) | Payer mix between waiver and private pay, Caregiver retention, Electronic visit verification compliance | Payroll funding against waiver and managed care receivables |
| ABA and autism therapy (11) | Authorized hours against delivered hours, Payer mix stability, Billing compliance history | Working capital against authorization and billing lag |
The first column is Auburndale's own NPPES count. The rest is how the field is generally underwritten, whether the address is Auburndale or anywhere else.
Density beside the neighboring Florida towns
Comparables travel. These are the Florida towns whose density, at 42.6 per 10,000 here, gets weighed beside this one.
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Auburndale (current) | 20,659 | 88 | 42.6 | |
| Davenport | 16,764 | 347 | 207.0 | 12 |
| Bartow | 22,084 | 187 | 84.7 | 15 |
| Lake Wales | 17,798 | 213 | 119.7 | 18 |
| Zephyrhills | 22,304 | 444 | 199.1 | 25 |
| Clermont | 50,851 | 1,044 | 205.3 | 29 |
| Winter Garden | 48,771 | 608 | 124.7 | 32 |
Distance, income, and the wage floor around Auburndale
Lakeland-Winter Haven, FL lies 10 miles from Auburndale, close enough that appraisers price the lease against Lakeland-Winter Haven, FL rents while 20,659 residents set the revenue ceiling. Households here carry $68,267 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Other Florida markets
- Davenport 16,764 residents
- Bartow 22,084 residents
- Lake Wales 17,798 residents
- Zephyrhills 22,304 residents
- Clermont 50,851 residents
- Winter Garden 48,771 residents
Questions from Auburndale
01How many providers practice in Auburndale, and in what?
Across 17 fields, Auburndale carries 88 enumerated clinicians, 42.6 per 10,000 of the 20,659 people living here. The concentration is in primary care and family medicine, 16 of the total, then non-medical home care at 11. Count practices from that only with care.
02What does Polk County's shortage designation change?
The primary care, dental, mental health designation HRSA carries on Polk County is a recruiting instrument: it puts repayment incentives in front of candidates, which is how a hiring plan for 20,659 residents gets past the question of who would take the job.
03Is Auburndale underwritten as part of Lakeland-Winter Haven, FL?
Lakeland-Winter Haven, FL sits 10 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Lakeland-Winter Haven, FL; the 20,659 residents set the ceiling a projection can defend.
04What does SBA lending look like around Auburndale?
The county file behind Auburndale holds 14 healthcare approvals totaling $12,277,000, an average of $876,929. Those are the loan sizes lenders in Polk County have already carried.
05Is there local lending capacity in Polk County?
County Business Patterns records 254 credit intermediation establishments in Polk County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Auburndale rents and resale before or by somebody working from a screen.
06What does the underserved designation in Polk County support?
Polk County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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