Florida micro-market
Healthcare practice financing in Davenport, Florida
Direct answer
Density decides a lot here. Davenport runs 207.0 providers per 10,000 residents, 347 clinicians against 16,764 people, 17 percent of them in primary care and family medicine, while Polk County lenders have approved 14 healthcare files worth $12,277,000 and the nearest metro is 22 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Florida, and how many partners see it, is set out on the Florida page.
- Population: 16,764 residents (10K-25K band)1
- Healthcare providers registered here: 347 across 25 fields2
- Median household income: $65,1573
- Largest provider field: Primary care and family medicine: 60 registered providers2
- Medicare-certified providers in town: 4 across 2 categories4
- Nearest metro: Lakeland-Winter Haven, FL, 22 miles1
The clinical base a lender can verify here
347 providers across 25 fields, 207.0 per 10,000 residents, counted at Davenport addresses in the NPPES monthly file
| Specialty | Enumerated clinicians | Density per 10,000 | Where it comes from |
|---|---|---|---|
| Primary care and family medicine | 60 | 35.8 | NPPES [2] |
| Physical, occupational, and speech therapy | 53 | 31.6 | NPPES [2] |
| Specialty physician groups | 41 | 24.5 | NPPES [2] |
| Home health | 26 | 15.5 | NPPES [2] |
| ABA and autism therapy | 18 | 10.7 | NPPES [2] |
| Behavioral and mental health group practices | 16 | 9.5 | NPPES [2] |
| General dentistry | 15 | 8.9 | NPPES [2] |
| DME and HME suppliers | 14 | 8.4 | NPPES [2] |
| Chiropractic | 12 | 7.2 | NPPES [2] |
| Non-medical home care | 12 | 7.2 | NPPES [2] |
| Optometry and ophthalmology | 10 | 6.0 | NPPES [2] |
| Dental specialties | 9 | 5.4 | NPPES [2] |
| Independent pharmacy | 9 | 5.4 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 8 | 4.8 | NPPES [2] |
| Med spa and aesthetics | 7 | 4.2 | NPPES [2] |
| Urgent care | 6 | 3.6 | NPPES [2] |
| Occupational health and drug testing | 6 | 3.6 | NPPES [2] |
| Telehealth and virtual clinics | 5 | 3.0 | NPPES [2] |
| ASCs and OBLs | 4 | 2.4 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 4 | 2.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 4 | 2.4 | NPPES [2] |
| Dermatology | 3 | 1.8 | NPPES [2] |
| Pain management and interventional | 2 | 1.2 | NPPES [2] |
| Dialysis and infusion centers | 2 | 1.2 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 14 | CMS [4] | |
| Ambulatory surgical centers | 2 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
Primary care and family medicine carries 60 of the 347 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
Polk County approvals, dollars, and lending establishments
The published file shows 14 healthcare approvals in Polk County, $12,277,000 in total, and that history is what an appraiser and a credit committee reach for
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 14 | Fiscal year published in the SBA file [5] |
| Total approved capital | $12,277,000 | Sum of approvals to healthcare borrowers [5] |
| Mean deal size | $876,929 | Dollars divided by approvals [5] |
| Lenders sited in the county | 254 | Credit intermediation establishments, NAICS 522 [6] |
How this data lands in an underwriting decision
At 207.0 clinicians per 10,000 residents, the catchment radius in a projection has to be defended rather than assumed. A request measured against 14 prior Polk County approvals is priced on precedent, which shortens the questions about valuation. With $65,157 as the median household income, the payer mix in a projection has to match what Davenport households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Working capital term loan
- Expansion, relocation, and build-out
- Startup and de novo
- Medical receivables factoring
Ranked from the 25 fields that actually practice in Davenport, weighted toward primary care and family medicine. Availability still depends on Florida and on the funding partner.
Underwriting by field in Davenport
What a funder opens first depends on the field. In Davenport that means primary care and family medicine, physical, occupational, and speech therapy, specialty physician groups.
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Primary care and family medicine (60) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Physical, occupational, and speech therapy (53) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (41) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Column one counts Davenport clinicians from the federal file. Columns two and three describe how the field is usually underwritten, and a partner can read a Davenport file differently.
Density beside the neighboring Florida towns
Density is the number that moves an appraisal: 207.0 per 10,000 here
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Davenport (current) | 16,764 | 347 | 207.0 | |
| Auburndale | 20,659 | 88 | 42.6 | 12 |
| Lake Wales | 17,798 | 213 | 119.7 | 17 |
| St. Cloud | 71,036 | 15 | 2.1 | 21 |
| Bartow | 22,084 | 187 | 84.7 | 23 |
| Clermont | 50,851 | 1,044 | 205.3 | 26 |
| Winter Garden | 48,771 | 608 | 124.7 | 26 |
What the geography does to a Davenport projection
22 miles separate Davenport from Lakeland-Winter Haven, FL. Lease pricing follows Lakeland-Winter Haven, FL, while revenue stays capped by the 16,764 residents here. Median household income runs $65,157, which is the number a funder converts into case acceptance on anything elective or cash-pay. The Medicare-certified hospital in Davenport sets the local wage floor before you hire against it.
Nearby Florida towns
- Auburndale 20,659 residents
- Lake Wales 17,798 residents
- St. Cloud 71,036 residents
- Bartow 22,084 residents
- Clermont 50,851 residents
- Winter Garden 48,771 residents
Davenport owners, answered
01How many providers practice in Davenport, and in what?
347 enumerations sit at Davenport addresses in the monthly NPPES file, working out to 207.0 for every 10,000 residents. 17 percent of them are primary care and family medicine, and physical, occupational, and speech therapy follows with 53. An enumeration is a clinician, so the 347 here cover fewer than 347 practices.
02What does SBA lending look like around Davenport?
$12,277,000 went to healthcare borrowers in Polk County across 14 approvals, $876,929 on average. Deals near Davenport get sized against that record before anything else.
03What does Polk County's shortage designation change?
HRSA designates Polk County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Davenport and evidences a staffing ramp in a 16,764 resident market.
04How does the hospital in Davenport affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 4 Medicare-certified providers in total. A Davenport projection that names the call arrangement reads better than one that assumes it.
05Which fields carry the volume in Davenport?
The 25 enumerated fields are led by primary care and family medicine at 60, with physical, occupational, and speech therapy at 53 behind it. Those two counts double as the competition you are entering and the bench you would hire from.
06How many Medicare-certified providers are based in Davenport?
Care Compare lists 4 certified providers with a Davenport address. That count is a proxy for how much of the local revenue arrives on a federal payment cycle rather than at the front desk.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.