Illinois micro-market
Healthcare practice financing in Round Lake Beach, Illinois
Direct answer
Density decides a lot here. Round Lake Beach runs 22.9 providers per 10,000 residents, 62 clinicians against 27,091 people, 27 percent of them in physical, occupational, and speech therapy, while Lake County lenders have approved 16 healthcare files worth $6,809,300 and the nearest metro is 18 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Illinois, and how many partners see it, is set out on the Illinois page.
- Population: 27,091 residents (25K-50K band)1
- Healthcare providers registered here: 62 across 11 fields2
- Median household income: $86,6323
- Largest provider field: Physical, occupational, and speech therapy: 17 registered providers2
- Nearest metro: Kenosha, WI, 18 miles1
- SBA healthcare approvals in the county: 16 approvals totaling $6,809,3004
The provider census in Round Lake Beach
22.9 providers per 10,000 residents is what 62 enumerations across 11 fields works out to in a town of 27,091
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 17 | 6.3 | NPPES [2] |
| Primary care and family medicine | 11 | 4.1 | NPPES [2] |
| Chiropractic | 10 | 3.7 | NPPES [2] |
| General dentistry | 9 | 3.3 | NPPES [2] |
| Independent pharmacy | 4 | 1.5 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 3 | 1.1 | NPPES [2] |
| ABA and autism therapy | 2 | 0.7 | NPPES [2] |
| Optometry and ophthalmology | 2 | 0.7 | NPPES [2] |
| Behavioral and mental health group practices | 2 | 0.7 | NPPES [2] |
| DME and HME suppliers | 1 | 0.4 | NPPES [2] |
| Specialty physician groups | 1 | 0.4 | NPPES [2] |
| Medical equipment suppliers | 4 | CMS [5] |
Several of the 17 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Round Lake Beach
Lenders in Lake County have already closed 16 healthcare approvals, averaging $425,581, which is the size a new file gets read beside
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 16 | Counted for the fiscal year the SBA publishes [4] |
| Approved dollars | $6,809,300 | Everything approved to healthcare borrowers, added up [4] |
| Average approval | $425,581 | The dollar column over the approval column [4] |
| Lending establishments in the county | 318 | Places that write credit locally, NAICS 522 [6] |
What the two tables above change about a file
Underwriting starts with 22.9 providers per 10,000 residents, because that ratio caps how fast a chair or a room fills. Because Lake County already carries $6,809,300 across 16 healthcare approvals, a request near that average moves faster than one well above it. A $86,632 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
Weighted by how often each of the 11 local fields reaches for a program, not by what is easiest to refer. Illinois rules and the partner decide availability.
What a funder reads first in Round Lake Beach
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, chiropractic
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (17) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (11) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Chiropractic (10) | Cash plan revenue, Personal injury receivable age, Visit volume | Startup or acquisition |
NPPES supplies the Round Lake Beach counts. The reading columns describe the field in general, and no partner reviewing a Round Lake Beach file is bound by them.
Round Lake Beach against nearby Illinois markets
22.9 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices Round Lake Beach
| Comparable | People | Enumerations | Per 10,000 residents | Miles |
|---|---|---|---|---|
| Round Lake Beach (current) | 27,091 | 62 | 22.9 | |
| Round Lake | 18,654 | 44 | 23.6 | 3 |
| Grayslake | 21,262 | 305 | 143.4 | 4 |
| Lindenhurst | 14,564 | 91 | 62.5 | 4 |
| Fox Lake | 10,925 | 45 | 41.2 | 6 |
| Antioch | 15,108 | 104 | 68.8 | 7 |
| Gurnee | 30,546 | 493 | 161.4 | 7 |
How Round Lake Beach sits against the nearest metro
Distance to Kenosha, WI is 18 miles. Appraisers borrow Kenosha, WI rents, and the 27,091 residents set the ceiling on collections. At $86,632 median household income, the elective and cash-pay share of a projection is the line that gets tested first. No hospital operates here, so the referral sources and the call arrangement have to be named rather than assumed.
Nearby Illinois towns
- Round Lake 18,654 residents
- Grayslake 21,262 residents
- Lindenhurst 14,564 residents
- Fox Lake 10,925 residents
- Antioch 15,108 residents
- Gurnee 30,546 residents
What owners in Round Lake Beach ask
01How many providers practice in Round Lake Beach, and in what?
Across 11 fields, Round Lake Beach carries 62 enumerated clinicians, 22.9 per 10,000 of the 27,091 people living here. The concentration is in physical, occupational, and speech therapy, 17 of the total, then primary care and family medicine at 11. Count practices from that only with care.
02Is Round Lake Beach underwritten as part of Kenosha, WI?
Comparables and demand split at 18 miles. An appraiser prices the lease and the equipment off Kenosha, WI; the revenue line has to hold up against 27,091 local residents.
03What does SBA lending look like around Round Lake Beach?
$6,809,300 went to healthcare borrowers in Lake County across 16 approvals, $425,581 on average. Deals near Round Lake Beach get sized against that record before anything else.
04What does Lake County's shortage designation change?
Lake County holds a HRSA designation covering primary care, dental, mental health. A pro forma for Round Lake Beach can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Is there local lending capacity in Lake County?
County Business Patterns records 318 credit intermediation establishments in Lake County. That is the local origination bench, and it decides whether a file gets underwritten by somebody who has seen Round Lake Beach rents and resale before or by somebody working from a screen.
06What does the underserved designation in Lake County support?
Lake County carries a medically underserved designation. It evidences unmet demand behind a capacity build, and it opens recruitment programs that make a staffing line in a projection easier to defend than local wage data alone would.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Small Business Administration, 7(a) and 504 approvals
- 5CMS Care Compare provider datasets
- 6U.S. Census Bureau, County Business Patterns 2022
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