Kansas micro-market
Healthcare practice financing in McPherson, Kansas
Direct answer
141 healthcare providers hold a McPherson practice address, 100.2 per 10,000 of its 14,068 residents, 21 percent of them in physical, occupational, and speech therapy. McPherson County recorded 1 SBA healthcare approvals worth $150,000, and Wichita, KS sits 50 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Kansas, and how many partners see it, is set out on the Kansas page.
- Population: 14,068 residents (10K-25K band)1
- Healthcare providers registered here: 141 across 20 fields2
- Median household income: $77,7463
- Largest provider field: Physical, occupational, and speech therapy: 30 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Wichita, KS, 50 miles1
Fields practicing inside McPherson
Counted at the town's own addresses: 141 providers, 20 fields, 100.2 clinicians per 10,000 of the 14,068 residents here
| Practice type | Count | Rate per 10,000 residents | Published by |
|---|---|---|---|
| Physical, occupational, and speech therapy | 30 | 21.3 | NPPES [2] |
| Primary care and family medicine | 29 | 20.6 | NPPES [2] |
| General dentistry | 14 | 10.0 | NPPES [2] |
| Optometry and ophthalmology | 14 | 10.0 | NPPES [2] |
| Chiropractic | 13 | 9.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 5.0 | NPPES [2] |
| DME and HME suppliers | 5 | 3.6 | NPPES [2] |
| Home health | 4 | 2.8 | NPPES [2] |
| Independent pharmacy | 4 | 2.8 | NPPES [2] |
| Specialty physician groups | 4 | 2.8 | NPPES [2] |
| Podiatry | 3 | 2.1 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.1 | NPPES [2] |
| Dental specialties | 2 | 1.4 | NPPES [2] |
| Non-medical home care | 2 | 1.4 | NPPES [2] |
| Hospice and palliative | 2 | 1.4 | NPPES [2] |
| NEMT and ambulance | 1 | 0.7 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.7 | NPPES [2] |
| ABA and autism therapy | 1 | 0.7 | NPPES [2] |
| Med spa and aesthetics | 1 | 0.7 | NPPES [2] |
| Behavioral and mental health group practices | 1 | 0.7 | NPPES [2] |
| Medical equipment suppliers | 8 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Home health agencies | 1 | CMS [4] |
Several of the 30 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
Loan activity in McPherson County
1 healthcare approvals sit in the county file, so an appraiser here works from a short comparable set
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 1 | Counted for the fiscal year the SBA publishes [5] |
| Approved dollars | $150,000 | Everything approved to healthcare borrowers, added up [5] |
| Average approval | $150,000 | The dollar column over the approval column [5] |
| Lending establishments in the county | 29 | Places that write credit locally, NAICS 522 [6] |
The consequence of these numbers
100.2 per 10,000 is the first number a credit analyst converts into a realistic new-patient count. A short county record of 1 approvals usually means more documentation and a lower advance against the same collateral. With $77,746 as the median household income, the payer mix in a projection has to match what McPherson households actually spend.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Expansion, relocation, and build-out
- Equipment financing and leasing
The 20 fields practicing locally set this order. A funding partner, not this list, decides what is available in Kansas.
The first pages of a McPherson file
Drawn from the fields that actually practice here: physical, occupational, and speech therapy, primary care and family medicine, general dentistry
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (30) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (29) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| General dentistry (14) | Three years of collections history, Hygiene as a share of collections, Overhead ratio and owner add-backs | Acquisition of an established practice |
NPPES supplies the McPherson counts. The reading columns describe the field in general, and no partner reviewing a McPherson file is bound by them.
How McPherson prices against its neighbors
100.2 per 10,000 is the figure a neighboring town gets compared against when an appraiser prices McPherson
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| McPherson (current) | 14,068 | 141 | 100.2 | |
| Hutchinson | 39,561 | 361 | 91.3 | 25 |
| Newton | 18,320 | 224 | 122.3 | 29 |
| Salina | 46,109 | 497 | 107.8 | 31 |
| Bel Aire | 10,066 | 33 | 32.8 | 47 |
| Andover | 17,000 | 132 | 77.6 | 55 |
| El Dorado | 12,694 | 102 | 80.4 | 58 |
How McPherson sits against the nearest metro
Distance to Wichita, KS is 50 miles. That is close enough for rent in McPherson to be compared against the metro and far enough that patient draw is not. At $77,746 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A college in McPherson puts a term-shaped curve into monthly collections. McPherson is the McPherson County seat, so county employment steadies the payer mix.
More of Kansas
What owners in McPherson ask
01How many providers practice in McPherson, and in what?
NPPES lists 141 providers at a McPherson practice address, 100.2 per 10,000 residents across 20 tracked fields. Physical, occupational, and speech therapy accounts for 30 of them, 21 percent of the total, with primary care and family medicine next at 29. Read that as clinicians: 141 enumerations, not 141 owners.
02Why does McPherson County show so little SBA activity?
McPherson County shows 1 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 29 lending establishments operate locally.
03How does the hospital in McPherson affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 2 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 100.2 per 10,000 market.
04What does McPherson County's shortage designation change?
McPherson County holds a HRSA designation covering primary care, mental health. A pro forma for McPherson can cite it as the reason a vacancy is fillable, which is usually the weakest line in a ramp schedule.
05Is McPherson underwritten as part of Wichita, KS?
Wichita, KS sits 50 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Wichita, KS; the 14,068 residents set the ceiling a projection can defend.
06Does being the McPherson County seat change anything?
McPherson is the McPherson County seat, so county payroll steadies the payer mix and courthouse traffic keeps the daytime population above the 14,068 residents on the census. Both show up as a flatter seasonal curve in a collections history.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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