Maine micro-market
Healthcare practice financing in Augusta, Maine
Direct answer
Kennebec County carries 2 SBA healthcare approvals worth $1,896,500, and inside Augusta the census shows 569 enumerated clinicians against 19,168 residents, 296.8 per 10,000, 33 percent of them in physical, occupational, and speech therapy. Lewiston-Auburn, ME lies 28 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Maine, and how many partners see it, is set out on the Maine page.
- Population: 19,168 residents (10K-25K band)1
- Healthcare providers registered here: 569 across 30 fields2
- Median household income: $48,7563
- Largest provider field: Physical, occupational, and speech therapy: 185 registered providers2
- Medicare-certified providers in town: 2 across 2 categories4
- Nearest metro: Lewiston-Auburn, ME, 28 miles1
Fields practicing inside Augusta
569 providers across 30 fields, 296.8 per 10,000 residents, counted at Augusta addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 185 | 96.5 | NPPES [2] |
| Primary care and family medicine | 95 | 49.6 | NPPES [2] |
| Specialty physician groups | 43 | 22.4 | NPPES [2] |
| General dentistry | 40 | 20.9 | NPPES [2] |
| Optometry and ophthalmology | 31 | 16.2 | NPPES [2] |
| Chiropractic | 26 | 13.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 21 | 11.0 | NPPES [2] |
| Audiology and hearing centers | 14 | 7.3 | NPPES [2] |
| Behavioral and mental health group practices | 14 | 7.3 | NPPES [2] |
| Dental specialties | 13 | 6.8 | NPPES [2] |
| DME and HME suppliers | 12 | 6.3 | NPPES [2] |
| Med spa and aesthetics | 11 | 5.7 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 11 | 5.7 | NPPES [2] |
| Non-medical home care | 10 | 5.2 | NPPES [2] |
| Home health | 7 | 3.7 | NPPES [2] |
| Independent pharmacy | 6 | 3.1 | NPPES [2] |
| Podiatry | 5 | 2.6 | NPPES [2] |
| SUD treatment and residential | 5 | 2.6 | NPPES [2] |
| ABA and autism therapy | 4 | 2.1 | NPPES [2] |
| Dermatology | 3 | 1.6 | NPPES [2] |
| Urgent care | 3 | 1.6 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.0 | NPPES [2] |
| Sleep centers | 1 | 0.5 | NPPES [2] |
| Pain management and interventional | 1 | 0.5 | NPPES [2] |
| NEMT and ambulance | 1 | 0.5 | NPPES [2] |
| Hospice and palliative | 1 | 0.5 | NPPES [2] |
| Hormone, TRT, and men's health clinics | 1 | 0.5 | NPPES [2] |
| Plastic and cosmetic surgery | 1 | 0.5 | NPPES [2] |
| Dialysis and infusion centers | 1 | 0.5 | NPPES [2] |
| Occupational health and drug testing | 1 | 0.5 | NPPES [2] |
| Medical equipment suppliers | 12 | CMS [4] | |
| Hospice providers | 1 | CMS [4] | |
| Dialysis facilities | 1 | CMS [4] |
Physical, occupational, and speech therapy carries 185 of the 569 enumerated providers here, and several of them can sit inside one practice. Read the column as clinicians, not owners.
What Kennebec County credit files already show
With 2 healthcare approvals recorded, Kennebec County gives a valuation almost nothing local to lean on
| What it measures | Value | How to read it |
|---|---|---|
| Approvals on record | 2 | Counted for the fiscal year the SBA publishes [5] |
| Total approved capital | $1,896,500 | Everything approved to healthcare borrowers, added up [5] |
| Mean deal size | $948,250 | The dollar column over the approval column [5] |
| Lenders sited in the county | 64 | Places that write credit locally, NAICS 522 [6] |
Reading Augusta the way a credit committee does
Density of 296.8 per 10,000 sets the patient draw a projection can claim without an argument. Kennebec County has 2 approvals to compare against, so plan for extra appraisal time and a conservative valuation. With $48,756 as the median household income, the payer mix in a projection has to match what Augusta households actually spend.
Where a file from this town usually lands
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
Built from what is enumerated here rather than from a national list, so a field with no presence in Augusta does not appear. Availability is still a Maine question.
The first pages of a Augusta file
physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups account for most of what is enumerated in Augusta, so those are the files funders see from this town
| Field | What the file turns on | The capital event behind most requests |
|---|---|---|
| Physical, occupational, and speech therapy (185) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (95) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (43) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Density beside the neighboring Maine towns
The neighboring markets below are the ones a valuation borrows from when Augusta has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| Augusta (current) | 19,168 | 569 | 296.8 | |
| Waterville | 17,336 | 316 | 182.3 | 15 |
| Lewiston | 38,772 | 687 | 177.2 | 27 |
| Auburn | 25,200 | 263 | 104.4 | 31 |
| Portland | 69,568 | 1,794 | 257.9 | 53 |
| Westbrook | 21,386 | 282 | 131.9 | 53 |
| South Portland | 26,994 | 522 | 193.4 | 56 |
What the geography does to a Augusta projection
28 miles separate Augusta from Lewiston-Auburn, ME. Rent comparables cross that gap; patients mostly do not. At $48,756 median household income, the elective and cash-pay share of a projection is the line that gets tested first. Wages here are anchored by the Medicare-certified hospital in town, which is what a staffing line gets measured against. A degree-granting institution here moves volume on the academic calendar. Augusta is the Kennebec County seat, so county employment steadies the payer mix.
More of Maine
- Waterville 17,336 residents
- Lewiston 38,772 residents
- Auburn 25,200 residents
- Portland 69,568 residents
- Westbrook 21,386 residents
- South Portland 26,994 residents
What owners in Augusta ask
01How many providers practice in Augusta, and in what?
Across 30 fields, Augusta carries 569 enumerated clinicians, 296.8 per 10,000 of the 19,168 people living here. The concentration is in physical, occupational, and speech therapy, 185 of the total, then primary care and family medicine at 95. Count practices from that only with care.
02What does Kennebec County's shortage designation change?
Designated for primary care, dental, mental health, Kennebec County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Kennebec County show so little SBA activity?
Kennebec County shows 2 approvals in the SBA healthcare file, which means an appraiser reaches outside the county for comparables. Few sales, not weak credit, is the usual reason. 64 lending establishments operate locally.
04Which fields carry the volume in Augusta?
Physical, occupational, and speech therapy at 185 providers and primary care and family medicine at 95 lead the 30 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
05Is Augusta underwritten as part of Lewiston-Auburn, ME?
Lewiston-Auburn, ME sits 28 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Lewiston-Auburn, ME; the 19,168 residents set the ceiling a projection can defend.
06How does the hospital in Augusta affect a practice file?
A Medicare-certified hospital operates in the town, which gives referral flow, a call schedule, and a clinical labor pool a funder can verify. 2 Medicare-certified providers are located here in total. It also sets the wage floor behind every hire in a 296.8 per 10,000 market.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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