Maryland micro-market
Healthcare practice financing in La Plata, Maryland
Direct answer
Density decides a lot here. La Plata runs 204.0 providers per 10,000 residents, 232 clinicians against 11,374 people, 48 percent of them in physical, occupational, and speech therapy, while Charles County lenders have approved 0 healthcare files worth $0 and the nearest metro is 25 miles out.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Maryland, and how many partners see it, is set out on the Maryland page.
- Population: 11,374 residents (10K-25K band)1
- Healthcare providers registered here: 232 across 25 fields2
- Median household income: $121,7073
- Largest provider field: Physical, occupational, and speech therapy: 112 registered providers2
- Medicare-certified providers in town: 5 across 2 categories4
- Nearest metro: Washington-Arlington-Alexandria, DC-VA-MD-WV, 25 miles1
The clinical base a lender can verify here
232 providers across 25 fields, 204.0 per 10,000 residents, counted at La Plata addresses in the NPPES monthly file
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 112 | 98.5 | NPPES [2] |
| Primary care and family medicine | 20 | 17.6 | NPPES [2] |
| Specialty physician groups | 18 | 15.8 | NPPES [2] |
| Home health | 9 | 7.9 | NPPES [2] |
| Independent pharmacy | 7 | 6.2 | NPPES [2] |
| Behavioral and mental health group practices | 7 | 6.2 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 7 | 6.2 | NPPES [2] |
| DME and HME suppliers | 6 | 5.3 | NPPES [2] |
| Urgent care | 5 | 4.4 | NPPES [2] |
| General dentistry | 5 | 4.4 | NPPES [2] |
| Optometry and ophthalmology | 5 | 4.4 | NPPES [2] |
| Non-medical home care | 4 | 3.5 | NPPES [2] |
| Podiatry | 3 | 2.6 | NPPES [2] |
| Chiropractic | 3 | 2.6 | NPPES [2] |
| Dental specialties | 3 | 2.6 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 3 | 2.6 | NPPES [2] |
| Dialysis and infusion centers | 3 | 2.6 | NPPES [2] |
| Telehealth and virtual clinics | 3 | 2.6 | NPPES [2] |
| ASCs and OBLs | 2 | 1.8 | NPPES [2] |
| Clinical and toxicology labs | 2 | 1.8 | NPPES [2] |
| Dermatology | 1 | 0.9 | NPPES [2] |
| SUD treatment and residential | 1 | 0.9 | NPPES [2] |
| NEMT and ambulance | 1 | 0.9 | NPPES [2] |
| Audiology and hearing centers | 1 | 0.9 | NPPES [2] |
| ABA and autism therapy | 1 | 0.9 | NPPES [2] |
| Medical equipment suppliers | 6 | CMS [4] | |
| Ambulatory surgical centers | 3 | CMS [4] | |
| Dialysis facilities | 2 | CMS [4] |
A single La Plata practice can hold more than one of these numbers. 48 percent sit in physical, occupational, and speech therapy, counted as clinicians rather than as owners.
Charles County approvals, dollars, and lending establishments
The county file holds 0 healthcare approvals, which is a thin comparable set for anyone pricing collateral
| Line | Amount | Reading and source |
|---|---|---|
| Healthcare files approved | 0 | Fiscal year published in the SBA file [5] |
| Dollars behind them | $0 | Sum of approvals to healthcare borrowers [5] |
| Typical approval size | No approvals recorded | Dollars divided by approvals [5] |
| Credit offices operating locally | 49 | Credit intermediation establishments, NAICS 522 [6] |
What the two tables above change about a file
Density of 204.0 per 10,000 sets the patient draw a projection can claim without an argument. A short county record of 0 approvals usually means more documentation and a lower advance against the same collateral. A $121,707 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
Programs the La Plata mix reaches for
- Practice acquisition
- Startup and de novo
- Working capital term loan
- Medical receivables factoring
- Expansion, relocation, and build-out
Weighted by how often each of the 25 local fields reaches for a program, not by what is easiest to refer. Maryland rules and the partner decide availability.
The first pages of a La Plata file
physical, occupational, and speech therapy, primary care and family medicine, specialty physician groups account for most of what is enumerated in La Plata, so those are the files funders see from this town
| Specialty | Read first in underwriting | Why the money is usually needed |
|---|---|---|
| Physical, occupational, and speech therapy (112) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Primary care and family medicine (20) | Panel size, Value-based contract exposure, Provider productivity | Acquisition |
| Specialty physician groups (18) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
Counts in the first column are La Plata providers from NPPES. The other two columns describe how funders read that field across markets like La Plata, not what any funder will do with your file.
La Plata against nearby Maryland markets
The neighboring markets below are the ones a valuation borrows from when La Plata has too few sales of its own
| Market | Population | Clinicians | Density per 10,000 | Distance in miles |
|---|---|---|---|---|
| La Plata (current) | 11,374 | 232 | 204.0 | |
| Hyattsville | 21,052 | 582 | 276.5 | 29 |
| New Carrollton | 13,645 | 51 | 37.4 | 30 |
| Takoma Park | 17,856 | 235 | 131.6 | 30 |
| Bowie | 58,421 | 991 | 169.6 | 31 |
| College Park | 34,667 | 196 | 56.5 | 31 |
| Greenbelt | 24,843 | 448 | 180.3 | 31 |
Distance, income, and the wage floor around La Plata
Washington-Arlington-Alexandria, DC-VA-MD-WV lies 25 miles from La Plata, close enough for rent comparables to travel and far enough that patient draw does not. Households here carry $121,707 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Hospital coverage inside La Plata means a call schedule can be evidenced rather than described. Higher education here explains why summer looks unlike the rest of the year. La Plata is the Charles County seat, so county employment steadies the payer mix.
Other Maryland markets
- Hyattsville 21,052 residents
- New Carrollton 13,645 residents
- Takoma Park 17,856 residents
- Bowie 58,421 residents
- College Park 34,667 residents
- Greenbelt 24,843 residents
What owners in La Plata ask
01How many providers practice in La Plata, and in what?
Across 25 fields, La Plata carries 232 enumerated clinicians, 204.0 per 10,000 of the 11,374 people living here. The concentration is in physical, occupational, and speech therapy, 112 of the total, then primary care and family medicine at 20. Count practices from that only with care.
02What does Charles County's shortage designation change?
Designated for primary care, dental, mental health, Charles County qualifies its clinicians for federal repayment support. On a file that turns on adding staff, that is the difference between a hiring assumption and a hiring plan.
03Why does Charles County show so little SBA activity?
Only 0 healthcare approvals appear for Charles County in the published 7(a) and 504 file. Thin volume in Charles County is a transaction count, not a verdict on borrowers here. The county still holds 49 credit intermediation establishments.
04Is La Plata underwritten as part of Washington-Arlington-Alexandria, DC-VA-MD-WV?
Washington-Arlington-Alexandria, DC-VA-MD-WV sits 25 miles away, close enough that appraisers reach into that market for rent and resale comparables while your patient draw stays local. The comparables read Washington-Arlington-Alexandria, DC-VA-MD-WV; the 11,374 residents set the ceiling a projection can defend.
05What does a $121,707 median income mean for case acceptance?
Median household income in La Plata runs $121,707. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
06How does the hospital in La Plata affect a practice file?
Referral flow, coverage, and the local pay scale all trace back to it. The town carries 5 Medicare-certified providers in total. A La Plata projection that names the call arrangement reads better than one that assumes it.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4CMS Care Compare provider datasets
- 5U.S. Small Business Administration, 7(a) and 504 approvals
- 6U.S. Census Bureau, County Business Patterns 2022
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