Maryland micro-market
Healthcare practice financing in Takoma Park, Maryland
Direct answer
Montgomery County carries 22 SBA healthcare approvals worth $10,379,100, and inside Takoma Park the census shows 235 enumerated clinicians against 17,856 residents, 131.6 per 10,000, 22 percent of them in physical, occupational, and speech therapy. Washington-Arlington-Alexandria, DC-VA-MD-WV lies 5 miles away.
A location page indicates that Practition Finance is taking clients in that market. It does not represent a physical office, storefront, or licensed presence in that city or state. All services are delivered remotely by our US-based team. How a referral works in Maryland, and how many partners see it, is set out on the Maryland page.
- Population: 17,856 residents (10K-25K band)1
- Healthcare providers registered here: 235 across 24 fields2
- Median household income: $97,8723
- Largest provider field: Physical, occupational, and speech therapy: 52 registered providers2
- Nearest metro: Washington-Arlington-Alexandria, DC-VA-MD-WV, 5 miles1
- Higher education: At least one degree-granting institution is based here4
Takoma Park clinicians, by field
Counted at the town's own addresses: 235 providers, 24 fields, 131.6 clinicians per 10,000 of the 17,856 residents here
| Field | Providers | Per 10,000 residents | Source |
|---|---|---|---|
| Physical, occupational, and speech therapy | 52 | 29.1 | NPPES [2] |
| Specialty physician groups | 25 | 14.0 | NPPES [2] |
| Home health | 22 | 12.3 | NPPES [2] |
| General dentistry | 22 | 12.3 | NPPES [2] |
| ABA and autism therapy | 14 | 7.8 | NPPES [2] |
| Chiropractic | 13 | 7.3 | NPPES [2] |
| Behavioral and mental health group practices | 13 | 7.3 | NPPES [2] |
| Primary care and family medicine | 10 | 5.6 | NPPES [2] |
| Med spa and aesthetics | 10 | 5.6 | NPPES [2] |
| DME and HME suppliers | 6 | 3.4 | NPPES [2] |
| Dental specialties | 6 | 3.4 | NPPES [2] |
| Ketamine, TMS, and interventional psychiatry | 6 | 3.4 | NPPES [2] |
| Telehealth and virtual clinics | 6 | 3.4 | NPPES [2] |
| Independent pharmacy | 5 | 2.8 | NPPES [2] |
| Non-medical home care | 5 | 2.8 | NPPES [2] |
| Optometry and ophthalmology | 5 | 2.8 | NPPES [2] |
| Skilled nursing, assisted living, and memory care | 5 | 2.8 | NPPES [2] |
| Podiatry | 2 | 1.1 | NPPES [2] |
| Dermatology | 2 | 1.1 | NPPES [2] |
| Occupational health and drug testing | 2 | 1.1 | NPPES [2] |
| Urgent care | 1 | 0.6 | NPPES [2] |
| ASCs and OBLs | 1 | 0.6 | NPPES [2] |
| SUD treatment and residential | 1 | 0.6 | NPPES [2] |
| Pain management and interventional | 1 | 0.6 | NPPES [2] |
| Medical equipment suppliers | 1 | CMS [5] |
Several of the 52 physical, occupational, and speech therapy enumerations can belong to one practice, so the column counts clinicians rather than businesses or owners
The lending record behind Takoma Park
The published file shows 22 healthcare approvals in Montgomery County, $10,379,100 in total, and that history is what an appraiser and a credit committee reach for
| Measure | Published figure | What sits behind it |
|---|---|---|
| SBA healthcare approvals | 22 | One published fiscal year, healthcare borrowers only [6] |
| Approved dollars | $10,379,100 | Approved, not disbursed, and not net of withdrawals [6] |
| Average approval | $471,777 | A mean, so one large approval moves it [6] |
| Lending establishments in the county | 536 | Credit intermediation offices sited in the county [7] |
What the two tables above change about a file
A file from here opens on 131.6 providers per 10,000 residents, and everything about volume follows from it. 22 approvals worth $10,379,100 in Montgomery County means the size you are asking for has a local precedent to point at. A $97,872 median household income here sets the ceiling on what an elective or cash-pay line can be expected to carry.
The programs this provider mix points at
- Practice acquisition
- Startup and de novo
- Expansion, relocation, and build-out
- Working capital term loan
- Equipment financing and leasing
The 24 fields practicing locally set this order. A funding partner, not this list, decides what is available in Maryland.
The first pages of a Takoma Park file
physical, occupational, and speech therapy, specialty physician groups, home health account for most of what is enumerated in Takoma Park, so those are the files funders see from this town
| Practice type | The pages that decide it | Typical capital event |
|---|---|---|
| Physical, occupational, and speech therapy (52) | Visits per case, Referral source concentration, Payer mix and authorization rules | Startup or expansion clinic |
| Specialty physician groups (25) | Ancillary revenue contribution, Provider productivity, Payer contracts | Ancillary build-out |
| Home health (22) | Medicare certification first, Payer mix second, Days in accounts receivable third | Payroll between visit and remittance |
Local counts come from NPPES. What a file turns on is drawn from how the field is generally reviewed, not from any decision about your practice.
Takoma Park against nearby Maryland markets
Set Takoma Park's 131.6 per 10,000 against the towns an appraiser would reach for next
| Town | Residents | Providers | Per 10,000 | Miles away |
|---|---|---|---|---|
| Takoma Park (current) | 17,856 | 235 | 131.6 | |
| Hyattsville | 21,052 | 582 | 276.5 | 3 |
| College Park | 34,667 | 196 | 56.5 | 4 |
| Greenbelt | 24,843 | 448 | 180.3 | 6 |
| New Carrollton | 13,645 | 51 | 37.4 | 7 |
| Laurel | 30,238 | 1,147 | 379.3 | 11 |
| Bowie | 58,421 | 991 | 169.6 | 14 |
How Takoma Park sits against the nearest metro
Distance to Washington-Arlington-Alexandria, DC-VA-MD-WV is 5 miles. Appraisers borrow Washington-Arlington-Alexandria, DC-VA-MD-WV rents, and the 17,856 residents set the ceiling on collections. Households here carry $97,872 in median income, and that ceiling decides how much of a treatment plan gets started rather than deferred. Referral flow comes from outside Takoma Park, which a projection needs to state plainly. Campus terms, not calendar quarters, set the busy months in Takoma Park.
More of Maryland
- Hyattsville 21,052 residents
- College Park 34,667 residents
- Greenbelt 24,843 residents
- New Carrollton 13,645 residents
- Laurel 30,238 residents
- Bowie 58,421 residents
What owners in Takoma Park ask
01How many providers practice in Takoma Park, and in what?
NPPES lists 235 providers at a Takoma Park practice address, 131.6 per 10,000 residents across 24 tracked fields. Physical, occupational, and speech therapy accounts for 52 of them, 22 percent of the total, with specialty physician groups next at 25. Read that as clinicians: 235 enumerations, not 235 owners.
02What does SBA lending look like around Takoma Park?
Healthcare borrowers in Montgomery County took 22 approvals worth $10,379,100 in the published fiscal year, averaging $471,777. That is the comparable set an appraiser near Takoma Park reaches for first.
03What does a $97,872 median income mean for case acceptance?
Median household income in Takoma Park runs $97,872. On elective and cash-pay work that is the number a funder converts into case acceptance, and it sets how much of a treatment plan a projection can assume gets started rather than deferred.
04What does Montgomery County's shortage designation change?
HRSA designates Montgomery County for primary care, dental, mental health. That opens loan repayment programs for clinicians recruited into Takoma Park and evidences a staffing ramp in a 17,856 resident market.
05Which fields carry the volume in Takoma Park?
Physical, occupational, and speech therapy at 52 providers and specialty physician groups at 25 lead the 24 fields enumerated here. A funder reads that mix as the local competition set and the local hiring pool at once, before it reads a single line of your own numbers.
06How does the college here show up in the numbers?
At least one degree-granting institution is based in Takoma Park, which puts a visible academic calendar into collections: term-time volume against summer troughs. Underwriting reads a seasonal swing better when a pro forma names its cause rather than smoothing it out.
Sources
- 1U.S. Census Bureau, Population Estimates, vintage 2024
- 2CMS NPPES, monthly full replacement file
- 3U.S. Census Bureau, ACS 5-year 2023, table B19013
- 4U.S. Department of Education, IPEDS 2023 institutional directory
- 5CMS Care Compare provider datasets
- 6U.S. Small Business Administration, 7(a) and 504 approvals
- 7U.S. Census Bureau, County Business Patterns 2022
Our team reviews every request within 1 business day. If a funding partner thinks they can help, a specialist from that partner contacts you to discuss next steps.